Bank Essays


Explanation Of Unions Pamphlet

Pros of Joining a Union • Employees are able to bargain as a united force with the employer rather than each person having to negotiate on their own behalf • Employers are force to respect and take seriously the voice and wants of the employees • Promotions and raises are done in the same manner for everyone based on tenure (typically) rather than based on what a certain manager feels or the bias or subjectivity of anyone in particular • Union dues are typically rather cheap • Wages and benefits are guaranteed by the collective bargaining agreement so long as… Continue Reading...

Special Education in Miami Dade

Educational Communications And Technology, 841-853. http://dx.doi.org/10.1007/978-1-4614-3185-5_68 De Ferranti, D. (2013). Closing the gap in education and technology. Washington, D.C.: World bank. Ertmer, P., Ottenbreit-Leftwich, A., Sadik, O., Sendurur, E., & Sendurur, P. (2012). Teacher beliefs and technology integration practices: A critical relationship. Computers & Education, 59(2), 423-435. http://dx.doi.org/10.1016/j.compedu.2012.02.001 Fernandez-Lopez, A., Rodriguez-Fortiz, M., Rodriguez-Almendros, M., & Martinez-Segura, M. (2013). Mobile learning technology based on iOS devices to support students with special education needs.Computers & Education, 61, 77-90. http://dx.doi.org/10.1016/j.compedu.2012.09.014 Fernandez-Lopez, A., Rodriguez-Fortiz, M., Rodriguez-Almendros, M., & Martinez-Segura, M. (2013). Mobile learning technology based on iOS devices to support students with special education… Continue Reading...

Monetary and Fiscal Policy

respect to how much of their deposits they must hold back. A bank takes in deposits, and makes its money by lending that money out again. The reserve requirement is theoretically a buffer that the bank cannot lend out, for safety reasons. The central bank seldom changes the reserve requirements, but if it does, that either frees up money for the bank to lend (spurring economic growth) or causes the bank to call in loans (cooling the economy). Fiscal policy is entirely different from monetary policy, but it can also influence the overall health of the economy. Fiscal policy… Continue Reading...

Autodine Restaurants Business Plan

Business Description The business created is an automated restaurant. Autodine Restaurant is a business venture that is expected to flourish and prosper in the forthcoming periods. This is an advanced business idea purposed to appeal to consumers within the market. The restaurant will provide meals and services similar to any 4-star hotel within the nation, and providing exclusive meals every Friday night. The general staffing plan is that human beings will cook the meals served within the restaurant. The rest of the work such as washing dishes, cleaning floors and serving of meals to the customers will be automated. The… Continue Reading...

Analysis Of Various Currencies

Euro before Brexit has maintained a higher value than the dollar since its creation. However, post-Brexit it depreciated slightly from 0.9109 and now stands at 0.88260 compared to the U.S. Dollar value of 1, meaning it appreciate in value within the time span of one month. The Australian Dollar has maintained a lower value than the U.S. Dollar. However, in the month of August it hit a dip of 1.29, appreciating in value. The same thing happened to the Canadian Dollar, which has always had lower value than the U.S. dollar but saw an increase in value going down to… Continue Reading...

Social Bonding Theory

Travis Hirschi's Social Bonding Theory The theorist, Hirschi, asserts that those who exhibit deviant behavior desire to do so and that criminal behavior is seen among people with weak social bonds. In his social bonding model, he delineated four elements which make up social bonds, namely, attachment to partner/spouse, engagement in conforming behaviors, holding conventional beliefs and values, and dedication to conventionality (Wolfzorn, Heckert & Heckert, 2006). The theorist indicates that with increased attachment of a person to fellow human beings, their belief in conformist social values will increase. Furthermore, with increased investment and involvement in conventional activity, their propensity… Continue Reading...

Is Globalization a Good Thing

system in the country was in terrible shape. Indeed, half the bank debt at that time was overdue and much of it was unpayable by those who owed it. The customers of those banks were demanding bailouts and assistance so that they could get back on their feet. Something that seemed to aggravate the situation greatly was the rampant involvement of the state when it came to bank ownership, state involvement with the same, and state control over prices and such. Of course, state control over such things rarely goes well when it is use to excess or when… Continue Reading...

Black and White Binary Central to Race Discussion

1. Black/White binary been central to the discussion of race? Black/White binary been has been central to the discussion of race because of Perceived racial discrimination (PRD). This is even more so with Black women. Precisely, there has been a decline in obvious racial discriminatory conduct (segregation, rights to vote) and quick rise in subtle racial discriminatory behavior. At the center of these issues for Black women is a struggle over nationality, power, and control that rotates around not just, but gender. Black/White binary has been central to the discussion of race because indirect racial discrimination has likewise been theorized… Continue Reading...

The Effect Of Globalization on Business

Globalization has impacted business in a number of ways. Today, businesses are able to expand their reach and their markets because of globalization. The entire world is now open for business thanks to advancements in communications technology, travel, accommodations, international trade, and international partnerships. Globalization has not helped make the world more united in terms of interaction and dealings, it has also helped open up cultures and societies to new ideas, new consumers, and new exchanges. Businesses are profiting from globalization by marketing their products and services to consumers in new markets that decades earlier were much harder to penetrate.… Continue Reading...

Use Of Self Images in Baroque Art

Self-Images in Baroque Art 'Baroque' is a word that is employed to describe 17th- and early 18th- century European art. The art form signified a shift from Renaissance art's classism and linearity (though a few artists from that period carried on with creating artworks in the older style). Baroque was also characterized by a shift towards drama, motion, theatricality, unpredictability, and impulse. This style thrived in many areas of the European continent including Italy, Spain, Flanders, and the Netherlands, and was marked by some common elements despite the existence of major distinctions between regions and artists. Baroque sculptures and paintings… Continue Reading...

Generational Differences in Social Media Usage

use mobile banking but winning their loyalty is not easy. ABA bank Marketing, 45(1), 24-26. Geraci, L. & Mcdaniel, M. A. (2009, March). The influence of age on memory for distinctive events. Memory & Cognition, 37(2), 175-181. Hansen, E. C. (2006). Successful qualitative health research: A practical introduction. Crows Nest, NSW: Allen & Unwin. Harper, D. & Thompson, A. R. (2012). Qualitative research methods in mental health and psychotherapy: A guide for students and practitioners. Hoboken, NJ: Wiley. Konieczny, P. (2014, July 1). Signs of a generational change in social movements-activists' use of modern information and communication technologies. Polish… Continue Reading...

Business Land Scarcity in Hong Kong

A., 1997. Measuring Constraints on Land Supply: The Case of Hong Kong. World bank, Processed. Hong Kong housing shortage: Leung Chun-ying plans to increase land supply (2015) Available at: http://www.globalpropertyguide.com/news-Hong_Kong_housing_shortage_Leung_Chun_ying_plans_to_increase_land_supply-2175 (Accessed: 17 September 2016). Peng, R. and Wheaton, W.C., 1994. Effects of restrictive land supply on housing in Hong Kong: an econometric analysis. Journal of housing research, 5(2), p.263. So, R. (2014) Land and labor shortage causing major problems. Available at: http://www.chinadaily.com.cn/hkedition/2014-03/13/content_17343185.htm (Accessed: 17 September 2016). Wong, V. (2014) Land shortage impeding HK development plan. Available at: http://www.ejinsight.com/20140916-land-shortage-impeding-hk-development-plan/ (Accessed: 17 September 2016). Continue Reading...

Social Policies in Community Agencies

There are also partnerships with banks and various organizations like the arrangement they have with bank of America to support the Homeless Prevention Program which assists in making the transition from the streets to stable housing easy for seniors. Other partnerships are with: The West Foundation that avails important health services for seniors under their care and ensures the Gary and Mary West Senior Wellness Center and Senior Community operates efficiently; Kaiser Permanente San Diego Medical Center which funds the Nurse Case Management Program, a program that has helped buy a van to help in delivering fresh meals from… Continue Reading...

National Gallery Of Art Washington Dc Tour

Cultural Tour of the National Gallery of Art, Washington DC Andrew William Mellon, an art collector and investor hailing from Pittsburgh, designed and presented Washington's famed National Gallery of Art to American citizens. Mellon came to the U.S. capital in the year 1921 and took up the post of U.S. "Secretary of the Treasury." He felt the nation ought to have an art gallery just like other major States. Consequently, in the year 1936, he contacted President Roosevelt and offered to contribute his splendid art collection to a new national museum, which he proposed he would construct using his personal… Continue Reading...

Impact Of Federalism on Privacy Rights

Federalism and Constitutional Debates One of the most significant and innovative ideas in the American Constitution is federalism even though the word does not appear in it. This concept entails sharing of power between two different levels of government i.e. federal and state governments. Through this system of government, power from the central government is shared to state governments. While federalism has existed in the United States for centuries, there are numerous problems relating to the sharing of power between these different levels of government. These problems have generated constitutional debates on whether the concept has positive or negative impacts… Continue Reading...

Australian Economic Growth

The economy of Australia has been experiencing a positive growth. In particular, the economy of the nation has indicated extraordinary and remarkable progress devoid of going through a single recession for over two decades. This is a record that is unmatched by any other nation across the globe. The Australian economy has seen incessant growth and this has encompassed low unemployment rates, inflation that has been kept in check, considerably low public debt, and a financial system that is comprehensively strong and stable. For more than two decades, the economy of the nation has experience an average GDP growth rate… Continue Reading...

Maersk Shipping Company Strategic Management Analysis

Strategic Management Analysis of Maersk Shipping Company Maersk Shipping Company is a largest global shipping company operating more than 600 ships, recording more than 23,000 bookings daily and 2.2million containers. Maersk can boast of 14.5% of market shares globally because their vessels arrive at ports every 15 minutes. Established in 1904, Maersk operates in more than 130 countries with over 110,000 employees. The company market capitalization was $27.6 billion at the end of 2015 fiscal year. Maersk facilitates the transportation of 14% of global seaborne containers coupled with Damco and APM Terminals, the company offers infrastructure with global demand for… Continue Reading...

2015 Corporate Governance Executive Summary

Ahli United bank story started, we have been increasing together. We registered our own course, shaped our own story, and boarded upon a journey of achievement for the previous 15 years and plus. We cultivated home-grown capacity, concerned world class knowledge and protracted our reach across sectors and borders. We constructed monetary strength, reinforced by a well-defined plan and a great agreement of discipline, heavy labor and promise. But then again most prominently, we joined and linked with uncountable meticulous and inspirational… Continue Reading...

The Best Approach to Human Resources

that cannot get banked and/or do not want to be part of a bank) and so forth, although there are drawbacks to those cards (Bell, 2013). As for whether the job is being done well, this would boil down to customer satisfaction in most cases. Indeed, this would be in large part driven by how quickly money gets from person to person when it is sent, how much is charged for that money sending service and how much is spent on check cashing. So long as the costs are reasonable (especially compared to the wider market) and so long… Continue Reading...

Strategies for Achieving Competitive Advantage

Business Operations in Your Organization: Strategies for Achieving Competitive Advantage Organization Selected The company I have chosen to examine is Walmart Stores, Inc. Walmart Store Inc. became originally established in the year 1945 and is in the present day undertaking its operations in retail stores in over twenty seven countries. The company is split into three key segments. These are Walmart International, Walmart United States and Sam's Club. The business undertaken by Walmart as a company encompasses restaurants, superstores, retail stores and also warehouse clubs. The company also undertakes e-commerce through its website Walmart.com. In terms of retail products, the… Continue Reading...

Germanys Economic Policies

be seen as a European banking union that would include policy changes for bank restricting during a time of crisis. The country also wishes to defend its domestic banking system especially concerning special deposit insurance programs of banks like Sparkassen which are state-owned (Kammlott, 2013). The fiscal policies of Germany lost steam in recent years. The main cause could be political as well as macroeconomic. For example, sovereign debt crises and structural hurdles in other European nations made Germany an ideal business location. This meant there was no need for the government to change the existing tax system. Additionally,… Continue Reading...

Walmarts Marketing Strategies

Marketing Strategies Walmart retail chain is ranked as the number one and top most retail chain not only in the United States, but also in the world (Farfan, 2016). Starting out as a single store, Walmart has developed to turn out to be the biggest company in the world in terms of revenues. The business undertaken by Walmart as a company encompasses restaurants, superstores, retail stores and also warehouse clubs. The company also undertakes e-commerce through its website Walmart.com. In terms of retail products, the merchandises being sold in Walmart's retail stores include baby products, healthcare products, household goods, electronics,… Continue Reading...

Leadership Tools and Being Fair

quietly hammers out class-action deal over sales scandal. charlotteobserver. Retrieved 22 October 2016, from http://www.charlotteobserver.com/news/business/banking/ bank-watch-blog/article109736652.html Continue Reading...

Developmental Learning and Technology

(2013). Closing the gap in education and technology. Washington, D.C.: World bank. Ertmer, P., Ottenbreit-Leftwich, A., Sadik, O., Sendurur, E., & Sendurur, P. (2012). Teacher beliefs and technology integration practices: A critical relationship. Computers & Education, 59(2), 423-435. http://dx.doi.org/10.1016/j.compedu.2012.02.001 Fernandez-Lopez, A., Rodriguez-Fortiz, M., Rodriguez-Almendros, M., & Martinez-Segura, M. (2013). Mobile learning technology based on iOS devices to support students with special education needs.Computers & Education, 61, 77-90. http://dx.doi.org/10.1016/j.compedu.2012.09.014 Fernandez-Lopez, A., Rodriguez-Fortiz, M., Rodriguez-Almendros, M., & Martinez-Segura, M. (2013). Mobile learning technology based on iOS devices to support students with special education needs.Computers & Education, 61, 77-90. http://dx.doi.org/10.1016/j.compedu.2012.09.014 Fraij, F.… Continue Reading...

My Life

Michael Jones and I was born on the 19th of March, 1998, in Hawthorne, California. I am currently eighteen years old and in my fourth year of college. My parents are Stephen Jones and Callie Jones. Our family comprises of my father, mother, brother and a sister. My brother's name is James Arnold Jones and my sister's name is Joanne Jones. I am grateful to have my siblings and both of my parents in my life alive and healthy. I do not have a great deal of memory about my early childhood, but my mom incessantly mentions that I was… Continue Reading...

Soren Aabye Kierkegaard

identities. He wished for such rhetoric that could force society to bank on personal resources, assume responsibility for one's personal existential decisions, and attain one's unique identity beyond imposed social ones. Socrates was his inspiration in this regard: The Greek thinker's never-ending irony challenged every knowledge claim people unreflectively received from culture or took for granted. Soren's dissertation titled "On the Concept of Irony with constant reference to Socrates" argues that Socrates employed irony for facilitating subjectivity's introduction in discourse (Malik, 1997). As the debaters were continually compelled to throw away their immediate responses to the exasperating questions posed… Continue Reading...

Factors That Led to Enron Downfall in 2001

Enron Corporation was the American company that specialized in supplying of energy. Prior to its collapse in 2001, Enron was one of the most admired companies in the United States recording superior profits year by year, however, in 2001, series of the Enron questionable financial transactions were finally made opened when the company's stock price collapsed within one day. This study investigates several factors that led to the fall of Enron Corporation, the outcome of the investigation reveals that the top management did not promote culture of ethics within the organization. The paper reveals that the management was intoxicated with… Continue Reading...

Pecking Order Versus Trade off Theories

Theories on How Companies Deal With Debt and Financial Distress Companies can use two popular theories to conceptualize their capital structure. Pecking Order (POT) and Trade-Off (TOT) are always used interchangeably when proving organizations are seeking to ease their way of making capital structure decisions. The following study elucidates the differences between the two theories. The Pecking Order vs. Trade-Off The Trade-Off Theory refers to the concept that a company chooses how much equity finance and how much debt finance to use through balancing the benefits and costs (Agarwal, 2013). This theory explains that organizations are often financed partly with… Continue Reading...

My Career and How to Advance It

in Kuwait, including members of the Board of Directors at Ahli United bank Kuwait (AUBK) along with high-level administrators at the Central bank of Kuwait and Capital Market Authority. I contributed to the AUBK 2015 annual report and have overseen development of the bank's Corporate Governance and Investor Relations reports published on its website. My main weakness resides in effectively managing my time. With so many tasks confronting me, prioritizing has sometimes been difficult. Meeting deadlines, as a result, has proven problematic. Procrastination is also a weakness. Opportunities exist in my aim to complete the MBA program, which will… Continue Reading...

Al Sadeem Landscape Strategic Analysis

Case Synopsis Al Sadeem Garden Landscape is a company that provides landscaping, gardening and maintenance services to a variety of clients in the United Arab Emirates (UAE). This case study provides a strategic analysis of the company, with specific attention to the operational history of the company, its internal and external environments, as well as successful strategies. The case study also identifies the challenges facing the company and provides recommendations for overcoming the challenges. The case study was compiled based on secondary data. 2. Introduction Al Sadeem was established in 2014 with the aim of providing landscaping, gardening and maintenance… Continue Reading...

Obtaining Informed Consent in Ontario

Latha (2010) notes, "Legally, treatment without consent is permissible only where common law or statute provides such authority" (p. 96) and in the case of the schizophrenic patient who refuses to take the prescribed medication the question comes down to whether the person is legally capable of making a decision. If so, then he has every right to refuse treatment; if not, treatment may be given him. This is the essence of the Health Care Consent Act, which is used to determine whether such a person as the schizophrenic patient is capable of deciding for himself (Downie, Caulfield, Flood, 2011).… Continue Reading...

Leadership and Communication Issues at Work

HR manager Ahmed Al-Salim, who works at a well-known bank in Kuwait, I addressed three specific questions to him regarding communication breakdowns. Because communication is really key to a strong HR department, I wanted to see how well he responded to breakdowns in communication among the topic areas of internal politics, decisions making and leadership. Specifically, I asked: How do communication breakdowns in these areas influence the manager's ability to function effectively in the job. Regarding breakdowns in communication pertaining to internal politics, he responded: Internal politics is inevitable at any workplace, regardless of the culture. People will try… Continue Reading...

Glaxosmithkline and Porters Five Forces

.....industries that are much more profitable than others. Per data from the BBC, there are two industries among five major ones that stand out (Anderson, 2016). Indeed, when looking at pharmaceutical firms, banks, car manufacturers, oil/gas refiners/sellers and the media, the first two of that list are clearly the best. The media does decently at about 12%, oil and gas does about 8% and carmakers are at about six percent. On the other hand, banks and pharmaceutical companies are both quite close to 18% and many firms within that realm do even better. Indeed, Pfizer does 43% in terms of… Continue Reading...

Cultural Influences and Norms in Book Granny

she worked for. They would even take her to the bank to open a savings account. However, Granny was not without other influences when it came to why she did the adoption since there was a family-based motive for the move. She then speaks about how the people she could and would lend or give money to would be grateful and would not abandon her. Even if she took a circuitous route to the end, she eventually came to a conclusion that was generally acceptable yet keeping with the cultural norms of the time. Works Cited Encyclopedia. (2016). Wang,… Continue Reading...

Murder Inc Book Compared to Gangs Today

Murder Inc. by Graham K. Bell   Book Summary Starting from the 1920s, the American crime landscape underwent a complete transformation under an all-star gang of thugs, garrotters, and snipers. Ethnic and religious diversity was evident in its members. A majority of them hailed from New York City itself, chosen from its toughest neighborhoods, including Ocean Hill, Brownsville, and Flushing. The exorbitant amount of crime they perpetrated led the media to name them "Murder, Inc.."This merciless gang, considered the innovation of Meyer Lansky, Bugsy Siegel, and other elderly gangsters, was quick to catch the entire nation's attention, and made headlines… Continue Reading...

Whigs Democrats and the Second Party System

of Jackson's pet projects was the dissolution of the national bank, the Second bank of the United States. He viewed the federal banking system as being inherently corrupt, was suspicious of paper money, which had yet to be widely circulated, and appealed to the substantial rural cohort who also mistrusted bankers in general and especially a federal banking system. Jackson's antagonism toward the federal government and its institutions earned him the support of farmers and other rural Americans who perceived the federal government as a corrupt tool in the hands of the wealthy. The Whigs under Clay focused on… Continue Reading...

Eye in the Sky Film

Political Issues Based on the Film "Eye in The Sky" In Which Government Attitude, Which Decides Who Lives and Who Dies for The Cause of The Nation Is Examined The film "Eye in the Sky" is somewhat a literal depiction of war fare between the drones. This is a flagrantly contrived film that examines the ethics of using remote control to kill. The subject was dramatized a year ago in Andrew Niccol's film "Good Kill." In this film, there is a simplistic device of the little girl in which it is made clear that the new ones have no chance… Continue Reading...

Team America Surveillance and Espionage

to the monitoring of activities after they have occurred, such as when the government might review phone records or bank activities. This type of information may be used for a range of state missions, from evidence gathering for federal investigation against pornography and human trafficking or to monitor financial transactions of suspicious organizations. The latter type of surveillance is not always perceived of as surveillance, but it is still information gathering and must be accomplished within the provisions of the Fourth Amendment for it to be deemed constitutional. Technology has made each of these three types of surveillance easier,… Continue Reading...

Rise Of Feminism and Women Rights During the Ww1

U.S. AFTER 1865 DYNAMICS OF GENDER POLITICS IN THE 1910S AND 1920S In the period during World War 1, the place of the women was in chemical plants, steel foundries, and munitions factories as a way of serving their country. After the creation of the Army Corps of Nurses, many women went abroad as nurses, and this gave them strong moral arguments for their voting rights. Women tactics and immoral way of treatment forced the Congress to act on the issue, and it was on August 26, 1920, that President Wilson declares his favor on women suffrage. From this day… Continue Reading...

Ford Motor Company External Threats Analysis

Ford faces many threats. In terms of operational/strategic threats, the company faces intense competition in all of its markets. There is no product or geography where Ford does not face intense competition. This drives down margins and exposes Ford to the possibility of declining sales. The competitors in the industry are innovating at a rate faster than Ford generally is. This creates new and unique competitive threats. Ford is under threat from electric cars and self-driving cars, both of which threaten to completely transform the landscape for personal transportation in the coming years. Thus, Ford's position in the marketplace is… Continue Reading...

Quantitative Easing

used to stimulate the economy following the "Great Recession." At the start of the financial crisis, the European Central bank did not decrease its rates. However, when the Lehman Brothers' institution collapsed, the ECB cut its key interest rates to historic low levels. In the period between October 2008 and May 2009, the rate was reduced to 1%. In particular, the positive impact of this monetary policy was that it boosted economic activity by stimulating the banks and financial institutions to lend and also for the increase in spending by consumers (Fahr et al., 2011; Labonte, 2016). How long… Continue Reading...

A Concise Analysis Of Financial Performance Of Companies

J.A. (2014). Impact of ethical behavior on syndicated loan rates. J. bank. Financ., 38, 122 -- 144. 1. Kim, Y., Park, M. and Wier, B. (2012) Is earnings quality associated with corporate social responsibility? The Accounting Review, 87(3), pp. 761-796. 1. Laroche, P. & Salesina, M. (2016). The effects of union and nonunion forms of employee representation on high-performance work systems: New evidence from French Microdata. Hum. Resour. Manag. 1. Liden, R.C., Erdogan, B., Wayne, S.J. & Sparrowe, R.T. (2006). Leader-member exchange, differentiation, and task interdependence: Implications for individual and group performance. J. Organ. Behav. 27, 723 -- 746.… Continue Reading...

Book Review Of Bethany Moreton’s “to Serve God and Walmart

Bethany Moreton's "To serve God and Walmart: The making of Christian free enterprise." (Harvard University Press, 2009) Author Bethany Moreton's work provides an insight into Walmart's corporate history and its swift climb, within 50 years, from a little discount retail chain opened up by Sam Walton to an international retailing giant. The author goes beyond readers' expectations to include Walmart Country's religious, social, and cultural history (the term 'Walmart Country' would refer to its politically charged birthplace and surroundings of East Oklahoma, north-western Arkansas, and south Missouri). It is a place where the retailer's customers, supervisors and staff collaborate with… Continue Reading...

Cash Rich Company Analysis

of days per year for the employee in his/her bank" (Folsom & Boulware, 2014, p. 156). People can donate their paid sick days and receive additional paid sick days depending on their circumstances. Since Company A has family members within the company's employee population, this could work to provide some additional options. Leave banks are just one way to manage Company A and put it more in line with the expectations and mindset of Company B. The next step aside from goal setting is employee development. Development plans happen both at the employee and executive level. In terms of… Continue Reading...

Greek Debt Crisis

vote to leave the EU has roiled European markets. Germany's Deutsche bank is on the verge of following Lehman Bros. down the road to insolvency. The best thing Greece could do for itself is to leave the EU just like the UK has voted to do: it would be painful -- but Greece is already in misery, its banks have placed limits on the amount of cash its people can withdraw, and the nation is facing more and more austerity packages from the Troika. Buying more time for Greece has only allowed its handlers to kick the can down… Continue Reading...

Text Sets for a Multicultural Topic

Teaching on Embracing Individual Differences This text set is developed for a three to five-week teaching period on a group of students from diverse backgrounds and ethnicities. The text set is developed on the premise that students need to read from a wide range of content areas in order to enhance their knowledge and skills. Actually, it is important for students from all grade levels to read a wide range of texts and content areas. According to Opitz (1998), text sets are used during supervised reading instruction and involve grouping students together to help them become readers and understand the… Continue Reading...

Main Systems Of Human Body

The circulatory or cardiovascular system is responsible for moving nutrients, wastes and gases between body cells, transporting blood across the whole body and battling disease (Circulatory System). Its principal elements are the heart, numerous blood vessels, and blood. The heart forms the circulatory system's core. This 2-sided, 4-chambered pump which distributes blood to various arteries comprises of the right and left ventricles, and right and left atria. The ventricles, situated within the heart's lower half, are responsible for pumping blood to the whole body (away from our heart), whilst the atria, situated within the heart's upper half are in charge… Continue Reading...

Businesses Run by Women

.....entrepreneur one must endure multiple hardships. These hardships define people as leaders or failures. Women in the last few decades have amidst gender inequality, started businesses. This had led to a major growth in the number of women entrepreneurs in a predominantly male-dominated area. However, while women entrepreneurship has written, the persistent inequalities and continued views of women have led to the assumption that entrepreneurship may still be gendered. Meaning, society views only men as the main bread winners and capable of being effective leaders that entrepreneurs are defined as. This paper supports this assumption and will provide evidence of… Continue Reading...

Psychology, Financial Decision-making, and Management Of Household

consideration the impact of the difference in culture and also the influence of such culture in dealing with bank interest. The research model used in this study is the addition of a moderating variable. The data will be collected through questionnaires that will be designed, piloted, and distributed to the target population. Questionnaires will be designed in a way that can manage to gather accurate information on the aspects of psychology, financial decision-making and management of households. It is expected that the construction of accounts subsequent to considering the ambiguous expense, classification of expenses into different categories and psychology… Continue Reading...

Crisis Situations

2016, federal authorities revealed that the firm's employees secretly created millions of illegitimate bank and credit card accounts between May 2011 and July 2015. Through the phony accounts, which have been largely attributed to the firm's over-ambitious sales program, the employees were able to hit sales targets and make the bank unwarranted fees revenue, thereby making more money. In the wake of the revelations, the firm paid fines amounting to $185 million, one of the largest corporate fines in the last five years. The scandal could significantly injury the reputation of the firm, particularly given that the firm operates… Continue Reading...

Absorption Versus Marginal Costing at Sleepease

accounting. Investopedia. Retrieved December 6, 2016 from http://www.investopedia.com/terms/m/managerialaccounting.asp Kaplan (2016) Marginal and absorption costing. Kaplan Financial Knowledge bank. Retrieved December 6, 2016 from http://kfknowledgebank.kaplan.co.uk/KFKB/Wiki%20Pages/Marginal%20and%20absorption%20costing.aspx Continue Reading...

Democracy or Not for Economic Development

(2013) Does oil wealth affect democracy in Africa? African Development bank Group. Retrieved December 2, 2016 from http://www.afdb.org/fileadmin/uploads/afdb/Documents/Publications/Working_Paper_184_-_Does_Oil_Wealth_Affect_Democracy_in_Africa.pdf Asiedu, E. (2006) Foreign direct investment in Africa: the role of natural resources, market size, government policy, institutions and political instability. United Nations University. Retrieved December 2, 2016 from http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.455.3069&rep=rep1&type=pdf BBC. (2016). South Sudan conflict: UN warns of ethnic cleansing. BBC Retrieved December 2, 2016 from http://www.bbc.com/news/world-africa-38174754 CIA World Factbook (2016) South Sudan. Central Intelligence Agency. Retrieved December 2, 2016 from https://www.cia.gov/library/publications/the-world-factbook/rankorder/2244rank.html#od Ko, V. (2014) Nigeria's resource curse: Oil as impediment to true federalism. E-IR. Retrieved December 2,2016 from http://www.e-ir.info/2014/07/20/nigerias-resource-curse-oil-as-impediment-to-true-federalism/ Schuman,… Continue Reading...

Significance Of Effective Logistics Management at Mcdonalds

One of the most important factors in the success and profitability of a business in relation to its supply chain management is logistics management. Logistics incorporates the flow of raw materials and information throughout supply chain processes of an organization. In the past few decades, logistics management has gained significant attention because of the emergence of new technologies and strategic alliances that are geared towards enhancing an organization's competitive advantage. For global companies like Mcdonalds Corporation, logistics management is vital for gaining access to new markets, taking advantage of technological competencies for overseas operations, and enhancing production efficiencies. This paper… Continue Reading...

Mobile Ais Security Issues

Web Services, which has one of the more secure platforms. Sensitive data is encrypted, in particular things like bank information, social security numbers and employee identification numbers. Bhansali then points out, without getting into specifics, that "we layer a lot of information technology and security (ITS) technologies on top of that to reduce the risk." This approach is something of a shotgun approach, and Bhansali is not specific in the article about what particular apps are utilized. He is also not specific about whether cloud-based accounting companies should gain specific security certifications or not. Comment 1: The security aspect… Continue Reading...

How to Grow the Economy

government spending and the general tools of the Federal Reserve bank including the changing of the reserve ratio requirements, the discount rate and the selling of government securities. There is also the question on what happens with things like aggregate demand, gross domestic product and employment. While predicting the outcome of economic efforts and policy can sometimes be hard to pin down, there are best practices that are generally held to be better than others when economic expansion is the desired outcome. Analysis The typical reason for economic expansionary policies is when an economy is emerging out of a… Continue Reading...

Platos Myth Of the Cave and Technology Today

In his Allegory of the Cave, Plato depicts a world where prisoners are held in a cave for their entire life (Cohen). The puppeteers cast shadows on the wall of the cave, and the prisoners see the shadows as reality. Upon breaking free from the cave, the prisoners come to the realisation that their entire existence has been a lie. They discover how others have controlled their life. This allegory has a great deal of relevance today, particularly in the age of technology. Today's human beings can be likened to the prisoners. Technology controls us -- from television to computers,… Continue Reading...

Moral Issues with Internet Privacy

deed of hacking a web user's personal data, which includes name, contact information, bank information, address, etc. and uploading it anonymously onto Pastebin and other such services. In August of 2014, hackers posted sensitive data of game designer, Phil Fish, including his social security data and PayPal data, causing him to quit the computer games sector. Mel Gibson, Los Angeles Police Department's chief and others have also been targeted by doxxers. While these criminals may claim their victims have gotten what they absolutely deserved, their actions aren't defensible (What Are the Moral Issues with Internet Privacy?). Finally, is governmental… Continue Reading...

Inside the Meltdown

with billions worth of bad mortgages on their back, Bear Stearns -- an investment bank -- was rumored to be near collapse. The problem with such kind of rumors is that they can put so much strain on a financial institution that they get to bust. The financial markets had become volatile and no company wanted to be on the receiving end of disconcerting rumors. It didn't help that Bear Stearns was already in bad shape. The company's stock shed most of its value as it dropped to $57 down from $171 a share. The financial devaluation of the… Continue Reading...

How Democracy Leads to Tyranny

not own land -- his home, if he "owns" it is usually bought with a loan from a bank, which really "owns" the home until the mortgagee pays off the debt over 15 to 30+ years) has rights which were not available to him 200 years ago. He has assumed much and bought into the American Dream, which has spread all across the West (and much of the world) -- the idea that democracy (personal choice) can open up all possibilities to him. The reality so often proves the opposite. A "vote" is usually all the choice he has.… Continue Reading...

Addressing the Budget Deficit Problem

Reduce the Budget Deficit Statutory budget controls in effect from 1985 to 2002 were designed "to reduce the budget deficit" (Lynch, 2011, p. 1). The Balanced Budget and Emergency Deficit Control Act (1985) and the Budget Enforcement Act (1990) were primary drivers of deficit reduction mechanisms, which provided controls to cap Congressional spending and support to the legislative process with regard to reducing the deficit. The first of these Acts actually enabled Congress to increase the deficit but did so with the stipulation that "gradual reduction" be accomplished over the following six-year period (Lynch, 2011, p. 1). The deficit goals… Continue Reading...

Starbucks Financial Assessment

(2012). Exploring the Relationship Between Corporate Governance and Financial Performance During The 2007-2008 Financial Crisis: Evidence from U. S. bank Holding Companies. International Research Journal of Applied Finance, III (11), 1564 -- 1587. Trefis Team. (2016). Let's Look At Starbucks' Growth Strategy. Forbes. Retrieved from http://www.forbes.com/sites/greatspeculations/2016/09/19/lets-look-at-starbucks-growth-strategy/#402b20157175 Continue Reading...

Ethics in Corrections

The importance of ethics in the criminal justice field cannot be overemphasised. All participants must portray acceptable moral conduct for positive criminal justice outcomes to be achieved (Braswell, McCarthy & McCarthy, 2008). This is particularly true for correctional institutions, a major component of the criminal justice system. Correctional authorities play a crucial role in rehabilitating offenders and facilitating their transition back to the society. The role places huge ethical demands on correctional personnel. This paper outlines ethical requirements for correctional officers. First, a comprehensive job description of correctional officers is offered, along with the key stakeholders they work together with… Continue Reading...

The Greatest Ponzi Scheme

and all operative accounts. This kind of procedure allows the auditor to establish actual bank balanced, shining light on any discrepancies existing within the accounts. A peer review consists of an independent assessment by a peer of the work from a professional entity within the same industry (Fountain, 2016). Peer reviews include a detailed examination of any accounting work from the company by another company that has no affiliations or connections with the professional entity being audited. This allows for an independent qualification/corroboration of accounted displayed to auditor or clients. The exercise guarantees the firm audited maintained industry standards… Continue Reading...

Transportation Of Coal Using a Ship

Coal is one of the major cargos that are shipped every year in hundreds of millions of tons though it is no longer used as a major ship fuel.  Currently, coal is mostly shipped for power consumption and for industrial purposes such as steel production.  However, shipping coal is associated with several safety concerns for the dry bulk industry (Ott, 2012).  These safety concerns are attributable to the fact that coal can self-heat, ooze corrosive substances, generate explosive gases, and liquefy.  A ship (Ship M/V EVRIDIKI) managed by this operations department has been scheduled to load coal 42’ at port… Continue Reading...

Negative Interest Rates Analysis

commercial banks for depositing their funds with them. For example, The ECB (European Central bank), some smaller European banks, and bank of Japan have introduced the negative interest rate policy where banks, as well as other financial institutions, will have to pay charges for allowing central banks to keep their money. However, there are genuine reasons for introducing this policy. The objective of this policy paper is to investigate the reasons for introducing the negative interest rates and the risks associated with the policy. Reasons for Introducing Negative Interest Rates Since 2014, the ECB (European Central bank) has become… Continue Reading...

Need for Strong Moral Character in Criminal Justice System Participants

can, however, be a predictor of the latter. Almost all police department procedural justice researches bank on self-reports for measurement. Presuming these results stem from real problem behaviors, this indicates that the link of officer conduct and a just organizational environment doesn't result from socially desirable responses. But in spite of the above findings, further studies are required, connecting internal departmental dynamics to unbiased non-self-reports of internal as well as external officer conduct. Apparently, the ideal place to begin improving the police-citizen relationship would be: transforming police departments' internal atmosphere. This kind of transformation will contribute greatly to developing… Continue Reading...

Work Life Balance and Positive Outcomes for Organizations and Employees

In the contemporary business world, employee performance is a fundamental determinant in the attainment of organizational goals and objectives. For this reason, organizations come up with various ways of motivating their workforce so as to ensure there is a high employee performance. Work life balance is a largely significant observable fact that is of considerable concern to different employees in an organization. In delineation, work life balance is expediting and fast-tracking between one's work, which encompasses career and aspiration and one's lifestyle, which encompasses health, leisure and family. This goes beyond emphasizing on the work role and personal life of… Continue Reading...

Solow Growth Model and Unemployment

The concept of the business cycle is that the rate of growth in an economy will shift over time, but in a more or less repeatable pattern. The structure of the pattern is, roughly, that economies will grow quickly, then a turning point will occur and the economy will turn into recession. After a trough, the business cycle will begin anew with a fresh period of growth. For most Western economies, characterized by rising populations, intensive resource exploitation and continuous technological improvements, are on a long-run growth trend in their GDP. The business cycle should be identifiable outside of that… Continue Reading...

Globalisation and Business Cultures and Practices

Globalisation Led to a Convergence of Business Cultures and Practices? Globalisation, generally defined as the economic, political, and cultural convergence of the world, is undoubtedly a major hallmark of the modern world (French, 2010). The world has increasingly become interconnected in terms of economic activities, communication, technology, social aspects, as well as politics. Indeed, the once diversified and distanced world has converged into a small global village because of globalisation. Globalisation has led to the interdependence of not only politics and economic activities, but also culture (Grewal, 2008). Cultural convergence is now a widely-recognised phenomenon (Cojocaru, 2011). Owing to increased… Continue Reading...

Why 2017 May Be a Good Time to Buy Gold

discusses China's Yuan devaluation and credit problem, Japan's Central bank asset-purchasing program, and the problems facing the EU), the picture painted by Collum is stark indeed. Thus, he foresees a severe market correction -- though he does not say when it will happen. He is content knowing that it will happen because it cannot not happen: the wheels are coming off and it is enough to be prepared for impact. Collum's advice is to store what wealth one wishes to preserve buy purchasing precious metals (gold and silver). If one wishes to re-enter the equities market once the bottom… Continue Reading...

Organizational Leadership

How might researchers study the effectiveness of inclusive leadership with regard to overall organizational effectiveness and competitiveness? Why is this effective methodology? Researchers may achieve this by combining longitudinal and cross-sectional technique. The sample for the research will be chosen from the whole economic sector or from maximum possible industries such as banks, telecommunication, the public sector, construction and building, hospitality, agriculture, and so forth. This way, generalization of extended and replicated study outcomes may be achieved more confidently for a bigger group of individuals. Respondents will be administered the following Likert scales: Inclusive Leadership, Personnel Creativity, Personnel Work Engagement,… Continue Reading...

Analysis Of Zain Telecommunications Kuwait

Al Bahar - Board Member Mrs. Shaikha K. Al Bahar is the Deputy Group Chief Executive Officer of National bank of Kuwait Group (NBK), the largest financial institution in Kuwait and one of the largest banks in the Arab world. Previously, she had been the CEO of NBK Kuwait since 2010. 7. Mr. Jamal Shaker Al Kazemi - Board Member Mr. Al Kazemi was elected to the Board of Zain Group in 2010. Mr. Al Kazemi has also been the Chairman of Al Arabi Sporting Club since the year 2000. He is a Board Member of Ahli United bank and… Continue Reading...

California Vs Greenwood

party in question. Such information includes phone records, internet data, bank records and other similar information that can be used against one's interest. The court dismissed the respondent's plea for privacy because it was utterly untenable under the circumstances. Analysis of the Court's Decision The majority opinion rendered by the court (6-2) was written by Justice Byron. Justice Kennedy abstained from hearing the case. The court outlined that he 4th Amendment did not by any measure prohibit seizure or even search in the first place of garbage in such a place as a curb without a warrant. The judge… Continue Reading...

Bonnesante S.a. Case Study

lease payments BonneSante would have to record under the ED's lessee accounting proposals? Is it like regular bank debt? If not, what is it? Would you include 100% of the recognized amount in a debt-to-equity ratio? Prior to the August 10 issued exposure draft, BonneSante used to report its lease records with respect to the IAS 17 Leases. The implication of this is that the company recognized and reported the lease rental payments in the Income Statements as an expense against the lease contract. In essence, at this time, there was no recognition of right of use asset as… Continue Reading...

Apple Vs Federal Government

Privacy and Security: Apple vs. Federal Government With increased usage of smartphones and other mobile devices, concerns over unauthorized access to private and confidential data stored in the devices have soared. In recent times, Apple Inc., one of the largest manufacturers of smartphones in the U.S. and worldwide, resorted to robust cryptographic techniques in an attempt to protect data customers store on its devices. The move has led to a fierce battle between Apple and the federal government, with the latter citing national security concerns. The government's concerns over national security have gained further momentum following the discovery that one… Continue Reading...

Athens and Sparta

development by his phalanxes tricky. Persia developed a strong guard on its eastern bank, placing every ranger in the army at highly risky and unreliable positions and making the widest possible front (roughly 1.4 miles or 7500 ft.), complicating things for Alexander's forces (MAG). After joining back with his main army, Alexander received information of the Persians being roughly fifty miles to the river's Upper East. Clearly, he couldn't first move southwards and free Persia-controlled Greek cities as this would allow a great foe to attack him from behind. Hence, he decided to march in the north eastward direction,… Continue Reading...

Cialis Marketing Plan

Part 1 The creation of useful segments for Cialis in relation to the most relevant dimensions comes from examining the demographic area that contains:  1. Education 2. Marital Status 3. Age 4. Income 5. Occupation/Life Stage (Retired/Employed, Student) The other area to examine is psychographic meaning values and usage patterns. Why examine demographics like age? Age presents a strong and positive association with erectile dysfunction (ED) occurrence. The demographic data presents men suffering from ED as either living together with their romantic interest or married. The motivation then, to stop suffering from ED becomes clear and thus shows age as… Continue Reading...

Hsms Gap Analysis Hazard Identification and Risk Assessments

HSMS Gap Analysis and Hazard Identification Risk Assessments Description of APM Terminals Legal Environment Review of the Health and Safety Management System Description Gap Analysis Hazard Identification Physical Hazards Health and Welfare Hazards Risk Assessment Physical Hazard -- Working at Height - Scaffolding Health & Welfare Hazard -- Noise Action Plans Action Plan 1 - Management System Action Plan 2 -- Hazards and Risks Barbour Checklist: BS OHSAS 18001 Audit Checklist Occupational health and safety management has numerous benefits for business, not only an employer's duty of care, a legal and moral obligation but also critical part of business equal… Continue Reading...

Budgeting

and consumers. These can include their place of work and residence, their bank details and also medical information. Therefore, such threats instigate privacy concerns in that through hacking and unauthorized access, such personal information can be obtained. References Alghazzawi, D. M., Hasan, S. H., & Trigui, M. S. (2014). Information Systems Threats and Vulnerabilities. International Journal of Computer Applications, 89(3). Deegan, C. (2013). Financial accounting theory. McGraw-Hill Education Australia. Riahi-Belkaoui, A. (2004). Accounting theory. Cengage Learning EMEA. Continue Reading...

Human Resource

The psychological contract takes into account the supposed implicit give-and-take obligations that exist between an employee and his or her employer. In particular, the psychological contract is posited to develop by means of a dynamic process, through continuing sequences of negotiation, breach and fulfillment, and impacts consequences, for example, job satisfaction and turnover plans (Bankins, 2015). Psychological contracts are different from other kinds of contracts not just owing to the immeasurable components they may comprise, but also because the employee and the employer may have conflicting prospects and anticipations with regard to the employment relationship. Breach and violation happenings are… Continue Reading...

Introduction to Global Business

that facilitate globalization include the International Monetary Fund (IMF), the World bank, and the World Trade Organization (WTO). To begin with, the IMF plays a significant role in global financial stability by facilitating global trade that promotes job creation, poverty reduction and economic growth. It also encourages exchange rate stability and an open system for international payments. Secondly, the World bank aids in trade liberalization, transference of information and knowledge to developing countries to underpin sustainable development. Lastly, the WTO established the General Agreement on Tariffs and Trade (GATT), which encompasses global trade in goods through the considerable decrease… Continue Reading...

Supreme Court

Clear references of the long-established capital punishment rule are evident in the Constitution, and judges shall not bank on evolving decency norms for undermining the death sentence's historical and textual justification. He asserted that fervent ingrained standpoints against capital punishment were a poor excuse to read them into the American Constitution, which didn't hold them, especially as this would force the standpoint of a minority upon America. In the same vein, Scalia opposed the Supreme Court ruling that states shall not put to death any defendant who is mentally retarded, a minor, or charged with raping a minor. With… Continue Reading...

Multinational Companies

Globalisation has presented business organisations with an opportunity to do business internationally. Today, multinational corporations (MNCs) are prevalent, with many commanding immense power in the global marketplace. Nonetheless, operating in the global scene is usually not a straightforward undertaking. The global business environment presents numerous complexities, which MNCs must effectively deal with if they are to be successful (Noorderhaven and Harzing, 2003). One of the major complexities MNCs face relate to human resource management (HRM). Indeed, managing human resources in the international context can be a daunting task. This is particularly because of considerable cultural, institutional, economic, and political differences… Continue Reading...

Robert Hayden Those Winter Sundays

Winter Sundays," Robert Hayden memorializes his working class father in an emotionally powerful poem. The speaker reflects on the inability of his working class father to demonstrate love and affection in ways that a young child might have preferred, instead laboring his life away to the extent that resting on Sundays is barely possible. The poem is set on Sunday so that the speaker can reflect fully on how working class labor can be dispiriting for a man, while the seasonal setting of winter provides the additional imagery of the brutality of northern cold. Throughout his life, the father depicted… Continue Reading...

Norway, England, Wales, and the United States

.....criminal justice system protects the public from criminals and criminal activity by investigating, catching, and thwarting crime. Although some countries have similar methods of punishing criminals and preventing crime, many countries have different methods and strategies. Norway has its own way of handling criminals and criminal investigations that often involves a decentralized police and investigative force. The United States operates via tiered system: federal, state, and local (Cole, Smith, & DeJong, 2013). England offers a tiered system as well, with most investigative efforts occurring in London. This essay will highlight the differences and similarities of the criminal justice system in… Continue Reading...

Federalism and States Rights Regarding Drugs

Drug Enforcement Administration, the Controlled Substances Act, and the War on Drugs all show that drug prohibition has been framed as a federal issue. Recent state-by-state legalization of cannabis (marijuana) has challenged and undermined the efficacy of federal drug laws and anti-drug policies. Almost half the states have now legalized marijuana for either medical or recreational use (Hill, 2015). The state-by-state legalization scheme creates legal and ethical conundrums. For example, Hill points out that federal anti-drug legislation prohibits legal marijuana businesses operating in states like Colorado to use national financial institutions for banking. Without access to the usual range of… Continue Reading...

Compare and Contrast Nozick and Socrates

Value & Meaning There are some concepts and ideas that are pretty clear-cut and easy to discuss. This is often because the concepts at hand are definite, at least fairly black and white and so forth. However, there are other things that are a bit more abstract and nebulous. Beyond that, there are concepts that are subject to disagreement and rancor when they are discussed. Certain pieces of art and the value (or lack thereof) is a good example. Another example is the definition of value and meaning in one's life. Socrates was quite famous for his treatises on the… Continue Reading...

Camden New Jersey and Corruption Exploitation

Camden, New Jersey is a city that symbolizes racial segregation and embodies the worst of American capitalism. In Camden, "poverty is a business," (Hedges and Sacco 88). George Norcross, aka "King George" -- is the de facto big man of Camden. Only, Norcross does not live in Camden, has no official elected position, and is white -- unlike the vast majority of Camden residents. Camden is not the typical white flight story, either. The history of Camden reveals potent trends in American urban geography, particularly the theme of how intersections between race, class, gender, and power entrench corruption in American… Continue Reading...

The History Of American Social Welfare

proximate cause was of course the stock market crash of 1929. bank failures and crop failures due to environmental conditions and land misuse were also problems ("5 Causes of the Great Depression," n.d). References "5 Causes of the Great Depression," (n.d.). Retrieved online: http://www.cland.k12.ky.us/userfiles/13/Classes/441/5%20causes%20of%20the%20great%20depression.pdf?id=8459 9. The Social Security Act of 1935 was part of FDR's New Deal and was the hallmark and cornerstone of social welfare in the United States. The significance was a shift in social values and norms in America, leading to an understanding that quality of life is linked to the need for welfare to offer… Continue Reading...

Digitalization to Enhance Customer Satisfaction at Apm Terminals

K. (2014) The impact of technology CSFs on customer satisfaction and the role of trust. International Journal of bank Marketing, 32(5), 429-447. Kumar, V. (2016) Introduction: Is customer satisfaction (ir)relevant as a metric? Journal of Marketing, 80, 108-109. Lee, S., Tongzon, J. and Kim, Y. (2012) E-transformation in port management: an empirical investigation. Paper presented at the Second Annual International Workshop on Port Economics and Policy, 10-11 December 2012, Singapore. Meige, A. and Schmitt, J. (2015) Innovation intelligence: Commoditization. Digitalization. Acceleration. U.S.: Absans Publishing. Mithas, S., Krishnan, M. and Fornell, C. (2005) Effect of information technology investments on customer… Continue Reading...

The New Mobile Commerce Revolution

Home Goods M-Commerce During the earlier parts of the internet and technological revolution that began in the 1990's with the emergence of the World Wide Web was what eventually came to be known as E-Commerce. Indeed, there was the shift whereby what was done in brick and mortar stores was increasingly done online. Thus, regular commerce became electronic commerce, or e-commerce for short. Nowadays, there has been yet another shift to a subset of electronic commerce, that being on mobile devices like cellular phones, tablets and personal data assistants, or PDA's. Mobile commerce has become prominent enough that it should… Continue Reading...

Public Sector Performance Measurement

For the public sector, performance management is a valuable process. Organizations increasingly rely on performance data to make decisions relating to various organizational processes, including strategic planning, internal management, resource allocation, reporting, as well as monitoring and evaluation. This is what performance management is all about -- continuous measurement of performance, definition of performance objectives and outcomes, communication of the outcomes, and taking action based on those outcomes. As demonstrated by literature, implementing PBM can be viewed as implementing organizational change: it requires assessment of the status quo, defining the organization's desired future state, and undertaking action to achieve that… Continue Reading...

Traditional Costing and Activity Based Costing Approaches

Activity-based Costing is a potent tool for an organization and assists in obtaining accurate and efficacious cost for precluding cost misrepresentation that may give rise to sustainable development and growth. Activity-based costing (ABC) was established and has been promoted as an approach of overcoming the systematic falsifications of traditional cost accounting and bringing significance back to managerial accounting. In particular, a traditional costing system reports the amount of money that is spent and by who, but its shortcomings lie in the fact that it does not report the cost of activities and processes (Mahal and Hossain, 2015). ABC systems attain… Continue Reading...

Research Designs in Developmental Research

Development Change Research Issue Developmental change is a broad topic that incorporate several sub-topics relating to an individual's growth and development. The broad nature of this topic emerges from the fact that its an approach that is geared towards explaining how infants, children, and adults change over a period of time. The process of explaining individuals' developmental changes over time involves examining a wide range of theoretical areas including biological, cognitive, emotional, and social domains. Additionally, there are different research designs that are utilized in developmental research including longitudinal, sequential, and cross-sectional research approaches (Berk & Meyers, 2016). These different… Continue Reading...

Management and Operation Consulting for Google

(2011). Stimulating Managerial Capital in Emerging Markets: The Impact of Business and Financial Literacy for Young Entrepreneurs. World bank Policy Research Working Paper No. 5642 Goldfarb, A. (2014). What Is Different About Online Advertising? Review of Industrial Organization, 44(2), 115-129. Jacques, J. T., Perry, M., & Kristensson, P. O. (2015). Differentiation of Online Text-Based Advertising and the Effect on Users' Click Behavior. Computers in Human Behavior, 50, 535-543. Poulfelt, F. & Olson, T. (2010). Management Consulting Today and Tomorrow: Perspectives and Advice from 27 Leading World Experts. New York, NY: Routledge. Syverson, C. (2011). What Determines Productivity? Journal of… Continue Reading...

Analysis Of Kimberley Clark Sustainability Report

used that as a means of donating 22 million diapers to Diaper bank Network in order to provide diapers to mothers and babies in need in the United States. The agency is quoted in the report, highlighting how pleased it is with the company's participation, as this participation allows them to reach more families. The company also partners with Malaria No More, which operates in Africa, and targets malaria, because that affects a lot of babies, who are especially vulnerable in poor, rural areas. The have Project Growth in Brazil, wherein employees volunteer in a number of different projects… Continue Reading...

Slp Module 3

is applying it to the whole group's behavioral norm, individuals always bank on this initial "best guess" erroneously when considering individual cultural and ethnic minority communities (Adler, 1986). The Americans, for instance, hold a stereotype regarding the Chinese that the latter are scientific and mathematical geniuses, which is strengthened by news reports of Chinese-Americans scoring significantly higher marks in their math examinations as compared to White-American pupils. Further, the share of Asian-American U.S. scientists is twice or thrice that of Asian-American individuals in the whole population (Usaquen, 2012). Multicultural sensitivity represents the trait of being cognizant and tolerant of… Continue Reading...

Analyzing Durdens Zerohedge Website

.....rhetorical choices used by Tyler Durden on his website ZeroHedge are appropriate to the audience, judging by the numerous comments in the comment section. The website presents itself as an anti-Establishment blog on financial matters while also touching upon socio-political topics as well. The site is basic in terms of visual appeal: it uses black text on a white background. The only color comes from ads displayed on the pages (but those are easily blocked with an ad blocker). The profile picture that Durden uses when posting articles is a torso shot of Brad Pitt's character from Fight Club and… Continue Reading...

Bill Brady Case Swot Analysis

Strengths • Bill Brady's organization is large and well established. • The organization is in a reliable and steady sector (finance) • Low employee turnover and loyal long-term staff • Review staff works on site to initiate needed changes. • Change is being planned and managed strategically Weaknesses • Clash between Bill and Ben's vision for the organization • Ben initiated his own plan without consulting Bill, indicative of organizational culture problems • Near the limit for Securities and Exchange Commission (SEC) regulations for administering accounts prevents them from expanding • High administration costs (highest in the industry) • Impending… Continue Reading...

Overall Health in Fargo North Dakota

Care of Vulnerable Populations COMMUNITY ASSESSMENT, ANALYSIS, and NURSING INTERVENTION • Week 1: Windshield Survey and Key Informant Interviews. Complete the First Section of the course template and submit. (Keep this section attached to Weeks 2 and 3 assignments.) • Week 2: Statistical Analysis of Community Health Problem. Complete the Second Section of the course template and submit. (Keep this section attached to Weeks 1 and 3 assignments.) • Week 3: Community Health Nursing Intervention. Complete the Third Section of the course template and submit. By now, you should have Sections 1-3 as one whole document. • Each section of… Continue Reading...

The Bernard Goetz Shootings

Bernie Goetz is a vigilante that shot 4 black male youths in 1984. The victims asked Goetz for five dollars to play video games and Goetz accepted. He stated he would give them each five dollars and proceeded to shoot all four, leaving one paralyzed for life. Goetz was eventually caught and later went on trial, receiving 1 year of prison and serving eight months. He lost a civil case against him by one of the victims, but failed to pay a 'single penny' after filing for bankruptcy even when the judge stated he had to pay. W Regarding how… Continue Reading...

Understanding Voter Behavior Patterns

Democracy is meant to be a means for the 'every person' to help govern the nation. However, Popkin's theory of low information rationality posits that 'every person' is unlike the ideal citizen in that they do not make their decisions based on fact, but rather, personal interactions and information from the media. Populistic Democracy allows for the governing of the nation through the 'simple person' not the privileged elite. However, similar to Popkin, Berelson believes most citizens are not able to maintain specific standards needed to successfully govern a nation. This may be because most people lack the education and… Continue Reading...

Working Capital

Working capital provides an important indication of a firm's short-term financial health. Calculated as the difference between current assets and current liabilities, working capital tells whether an organization is able to cover its short-term liabilities (Sagner, 2010). If current liabilities exceed current assets, then it means a firm may have difficulty meeting its financial obligations in the next 12 months. Firms avoid such a scenario by effectively managing cash flow, cash balances, inventory, accounts payable, and accounts receivable. In this paper, the working capital structures of two companies are compared: Costco Wholesale Corporation (Costco) and Microsoft Corporation (Microsoft). The former… Continue Reading...

Stock Options Accounting Policies

.....company would expense the 1000 share options at $15 (1000 x $15 = $15,000), as this was fair market value at the time of expense, based on Black-Scholes (Harper, 2017). In 2014, the expense would be $3 per share option (1000 x $3 = $3,000), because that is the amount of increase in the value of the options that derives from the change in the exercise price. The accounting for the awards would change after the options became fully vested, because the value of the options would no longer be based on Black-Scholes. Instead, the options would be based on… Continue Reading...

Rise Of Ricers in the Car Culture Scene

doing. The common thing with all these modifications is that they are costly and they can drain your bank account if not well planned or thought through. Many people do not understand the essence of car modification and most of them would prefer to have a cheap modification that presents the impression that it is a performance car even when it cannot compete anywhere. The fascination that people have with performance should not be underestimated, and people have been duped into buying into the fad of what is performance based on the looks. Performance modifications have nothing to do… Continue Reading...

Different Theories for Managing Employee Relations

The Rise of Collective Bargaining According to Brody (1993), the collective agreement signed between unions and employers meant that the unions were no longer pushing for activism, but rather they were running the unions as a business. The unions were mostly concerned with ensuring that employees had job security and they worked hard to quell any disturbances that might arise. With employees working as expected and employers willing to pay the employees as agreed, there was a need for the unions to honor their contractual agreements. The contracts removed the unions from management and offered the company managers leeway to… Continue Reading...

Hrm Leader

Sally is a proficient and experienced Human Resource Management (HRM) leader at ABC bank. In the contemporary, Sally feels overwhelmed owing to the recent acquisition of the Local bank by ABC bank. There are various key aspects that present a HRM challenge for Sally. To begin with, the workforce at the new branch comprises of 40% of older workers that possess knowledge and wisdom. However, there is a need to instigate new technologies to provide additional consumer convenience and therefore a decision as to be made whether the current set of workers should be laid off and new… Continue Reading...

Ethical Dilemmas and Ethical Decision Making Framework

policies and regulations of the firm. An example is a bank manager having to either choose to report or keep quiet concerning one of his close employee who had informed him earlier about his seriously ill child and he took $5,000 from the dormant bank account to pay for his child's surgery. Upon further inquiry, the employee informs the manager that he will repay back the loan in installments and has indeed paid the first installment. The second example is a project manager faced with the challenge of either reporting or keeping quiet on specific shortcomings of a product… Continue Reading...

Changing Organizational Structures to Learning Organization

Organizational Change and Management Organizations have set goals and objectives that should be achieved within a specified period. For organizations to achieve them, they should have structures that would ensure that the needed activities are done in the desired way. Maguire (2012) defines the organizational structure as the way in which people are grouped to get work done in a firm. It forms the basis for the development of an effective relationship between different stakeholders such as managers and the employees. Organizational structures can be grouped into different types that include matrix, functional, and divisional structures among others. Evidence shows… Continue Reading...

Holistic Victim Restitution Plan

themselves as anti-crime agents even though their stance on bank operations and the corporate landscape as well as information dissemination have large effects on the smooth collection of intelligence and reduction of criminality. However, multinational crimes such as human trafficking or smuggling of goods or even money laundering cannot be effectively tacked by just one country and this causes an increase in the ownership challenges. Notwithstanding, due to a rise in the knowledge of interrelationships. higher focus has been placed on the topic of crime by global and multinational organizations as well as NGOs (Levi & Maguire, 2004). References… Continue Reading...

Holding Differing Opinions on Value

disparity between the worth of the enterprise calculated by the bank and the independent accountants with "the bank valuing the enterprise based on the market and the accountants valuing it based on theoretical methods like the DCF." Challenges In most cases, the major function of the management sector charged with change during the process of integration is communication. This function could make change management seem a bit needless as communication is only focused on the verdict of other panels without having any effect on decisions on its own. Culture could be earmarked as a main obstacle of change management… Continue Reading...

American Corrections and Sentencing Trends

Survival of Racist Customs and Mores Into the 21st Century: Analysis of the American Correction and Sentencing Trends Increasing awareness of the US's unsuccessful mass imprisonment experimentation has effected federal and state level modifications aimed at decreasing the nation's detention scale. Experts and policymakers have been suggesting "smart on crime" public safety strategies which support alternatives to imprisonment and decrease re-offense chances[footnoteRef:1]. Despite simultaneous fruitful bipartite dialogues on the subject of decreasing jail populations and bringing improvements to crime justice policies, the nation still struggles with disturbing racial frictions. The latest concern concentrates on frequent reports of law enforcement violence… Continue Reading...

Performance Based Management Synthesis

Synthesis With the operational environment becoming ever more competitive, and against the backdrop of austerity in resource management, the importance of performance-based management (PBM) cannot be overemphasised. Indeed, PBM has increasingly become a common practice in organisations of different sizes -- small and large -- and in diverse sectors -- manufacturing and service, as well as public and private sectors (Ploom & Haldma, 2013; Lutwama, Roos & Dolamo, 2013; Rivenbank, Fasiello & Adamo, 2016; Wierzbinski, 2016). Organisations now rely on performance data to make decisions relating to various organisational processes, including strategic planning, internal management, resource allocation, reporting, as well… Continue Reading...

Guantanamo Bay Essay

Introduction The United States has leased 45 square miles of land and water at Guantanamo Bay from Cuba for more than a century. Commonly known as “Gitmo,” the U.S. Naval Base at Guantanamo Bay has been the source of increasing calls for its closure as no longer necessary or appropriate in the 21st century. To determine the facts, this paper reviews the relevant literature concerning Guantanamo Bay to provide the background of the issue and an analysis of this issue to determine whether the U.S. interests in Guantanamo Bay justify its continued operations. A summary of the research and important… Continue Reading...

Foreign Debt and Debt Services in South Africa Essay

The country, though, continues to suffer from inordinately high unemployment and inflation levels (Trade policy review, 2008). World bank The World bank lauds South Africa for improving the transparency of its national budget formulation process, but improvements in provincial budget-making are still needed (Malemba, 2014). International Monetary Fund The International Monetary Fund (IMF) concurs with WTO’s assessment of South Africa for the period 2003 through 2008, but cautions that following this relatively robust economic growth, the country experienced a downturn, like other major economies, after the Great Recession of 2009 (Selassie, 2011). The South African economy has languished with complete… Continue Reading...

Credit Rating Agencies Essay

Introduction Today, credit rating agencies such as Moody’s, S&P and the Fitch Group wield global influence by assigning credit ratings to bonds and even countries that have an enormous impact on investor confidence. Following the 2008 subprime mortgage meltdown and the Great Recession of 2009 that resulted, there were growing calls for reform of the rating processes used by credit reporting agencies. To determine the facts with credit rating agencies, this paper reviews the literature to provide an overview of these for-profit organizations and a description of the purposes they serve. An examination of the regulatory environment in which credit… Continue Reading...

Robotic Surgery Essay

Introduction The NIH (2014) defines robotic surgery as "a method to perform surgery using very small tools attached to a robotic arm", wherein the surgeon operates the robot.  Robotic surgery was developed to enable the performance of surgical procedures through smaller cuts than open surgery.  The robot is capable of smaller, more precise movements that would be possible with a human arm.  It is also much easier for the surgeon to work with the surgical tools than would be possible with, say, an endoscope.  The NIH notes that robotic surgery is used for an increasing range of procedures, including coronary… Continue Reading...

Us Airways and American Airlines Merger Essay

Background In early 2013, the merger between US Airways and American Airlines became official, and by April 2015, the final regulatory hurdle – FAA approval - had been cleared (Maynard, 2013; Holmes, 2015). The merged airline had significant strategic implications, including US Airways leaving the Star Alliance (Maynard, 2013). The implementation at the time the deal was announced was expected to take between 18 and 24 months, and that time frame remains valid – FAA approval is a precursor to the final operating merger between the two airlines. The deal was announced in early 2013 was yet another in an… Continue Reading...

Legalshield Pre-paid Legal Services Essay

The company also offers a wide range of payment plans for small businesses to encourage new members: * Monthly bank draft * Annual bank draft * Semi-annual direct * Annual direct * Monthly credit card * Semi-annual credit card * Annual credit card (About us, 2015). Taken together, it is clear that LegalShield has developed a business model that is responsive to changes in its competitive environment, but it has not been the sole entry in this sector nor is it the only “legal services ballgame in town.” To determine the environment in which the company competes and how different… Continue Reading...

Student Loans Essay

and their parents with superior terms compared to the majority of private or bank loans. For instance, the majority of loans from banks come with high interest rates and these loans do not contain the same provisions for deferment of payment that are provided by federal loans. By contrast, Federal Direct Loans can be deferred for repayment until borrowers are enrolled less than half time as undergraduates or graduate students.4 The U.S. Department of Education has a number of loan servicers that administer the student loans for the William D. Ford Federal Direct Loan (Direct Loan) Program as well… Continue Reading...

Tesla Motors Accounting Policies

Summary There are certain aspects of Tesla' s business model that distinguish it from other automakers. These manifest either in its accounting policies, or in the ways in which those policies will affect Tesla (but maybe not its competitors, even if they utilize the same policies). The direct-to-consumer sales model in particular holds influence over some policies, while the company's youth handcuffs it with respect to how it handles things like warranty risk on its financial statements. Tesla recognizes revenue on the basis of revenue it believes it will collect, on vehicles delivered. This is a little bit different than… Continue Reading...

Hawthorne Vs Poe Story Comparison

Nathaniel Hawthorne and Edgar Allen Poe may be counted among the leading American writers to have defined contemporary literature. These personalities significantly elevated short story standards, banking of every literary element in order for strengthening their styles. However, the two utilized these tools rather differently. On the one hand, Hawthorne delved into and discovered human nature’s realities, while, on the other, Poe examined the hearts of people by critiquing their thinking, values, and actions. Both were able to emerge successful when it came to the exploration of short story details, employing words for developing a vibrant world for their readers.… Continue Reading...

Kant and the Question Of Murder

If God Exists is Murder Immoral To assert that murder is immoral because God exists is to connect a number of dots, albeit logically, that nonetheless requires discussion in order to be properly understood. As Immanuel Kant points out, God is viewed by people as having attributes which determine the order upon which one should base his own actions. In other words, “the concept of God” has a “function” that man should be aware of, as it informs his own critical thinking, behavior, and understanding of right and wrong (“Kant’s Philosophy of Religion”). Indeed, Kant “sought to locate the concept… Continue Reading...

Amazon Vs. Bricks and Mortar

Cyber Monday came and went this week in America—and it was the biggest shopping day of the year. More people logged onto their computers to make purchases than went out on Black Friday, the traditional day for shop-til-you-drop purchasing. The torch was passed: online retailer Amazon’s stock soared, as reported by Durden at ZeroHedge, with the report that the online retailer had trounced its bricks and mortar competition. Bricks and mortar store traffic fell by 1% from the previous year. Online purchasing rose by 17% (Durden). If anyone had any doubts about it, bricks and mortar retail is on the… Continue Reading...

Active and Passive Mutual Funds

great investment as it lays emphasis on high-quality stocks with large capitalization value, for instance, Wells Fargo & Company, bank of America Corporation, and Charles Schwab Corporation. The key prospect of this mutual fund is that its inclinations to the financial sector implies that it will have a good performance in the prevailing, increasing interest rate setting. More so, the experienced management team appears to deliver in the long-term period as well (Thune, 2017). Fidelity Total Bond is the other selected mutual fund. One of the key reasons why this is a fitting investment opportunity is for the reason… Continue Reading...

Prosecution Of Andrew Fastow

able to defraud the public for as long as it did. References Barrionuevo, A. (2006). Fastow a key for plaintiffs in bank suits. www.nytimes.com Retrieved from http://www.nytimes.com/2006/10/02/business/businessspecial3/02enron.html Emshwiller, J.R. (2006). In Enron trial, LJM is a double-edged sword. www.wsj.com Retrieved from https://www.wsj.com/articles/SB114058115112979889 McLean, B., Elkind, P. (2013). The Smartest Guys in the Room: The Amazing Rise and Scandalous Fall of Enron. New York: Penguin Random House. Norris, F., Eichenwald, K. (2002). Enron’s many strands: The accounting; fuzzy rules of accounting and Enron. www.nytimes.com Retrieved from http://www.nytimes.com/2002/01/30/business/enron-s-many-strands-the-accounting-fuzzy-rules-of-accounting-and-enron.html Rogers, J. (2004). Fastow and his wife plead guilty. http://money.cnn.com/ Retrieved from http://money.cnn.com/2004/01/14/news/companies/enron_fastows/ Continue Reading...

Greece Economic Problems Analysis

Economic Environment The economic environment of Greece is that of a capitalist economy, but with significant public sector contribution – about 40% of total GDP is from government activity. This speaks more to the relatively small size of the Greek private sector than to excessive government ownership of industry. Tourism is one of the major drivers of the Greek economy, accounting for 18% of GDP (CIA World Factbook, 2017). Thus Greece would be characterized as a mixed economy with some government-owned entities. Greece is a member of the EU, but has also received several bailouts in recent years, and struggles… Continue Reading...

Gold Smuggling and the Gold Black Market

Gold has had fans in many places since the dawn of civilization. From the pre-Columbian Americas to Greece, from China to India, gold has served as a symbol of status and also as a tangible means of accumulating and exchanging wealth. In a world in which speculation and virtual currencies reign, gold occupies a more unique position than it has ever before. In Wages of Crime, Naylor reveals the dark underbelly of the world’s most popular precious metal. The chapter “The Underworld of Gold” addresses everything from how gold is mined nefariously in both black and grey market ways, and… Continue Reading...

The Role Of Sarbanes Oxley Act in Curbing Corporate Fraud

owner or outside accountant should receive all the canceled checks and unopened bank statements. The tests should be checked for legitimacy and ensure that the signatories are real. The company should also perform impromptu audits or outsource the auditing services. The accounting team may be given leave to allow for uncompromised auditing to take place. The process will entail into looking for supply and customer complains to establish whether they received their payments or discounts (Smith, 2016). It is essential to watch out for employers experiencing financial challenges or those recording a significant improvement in their lifestyle. A company… Continue Reading...

Why Parents Should Be Liable for Their Children's Bullying

According to the U.S. Department of Health and Human Services, between one-quarter and one-third of all American school children report being bullied in some fashion, with the highest prevalence of bullying occurring during the middle school years (Facts about bullying 2). It is inappropriate to classify every type of aggressive encounter between youths as bullying because young people are undergoing a profoundly transformative period in their lives when experimentation, peer pressure and the search for individual identity assume truly enormous significance. When some types of unwanted aggressive behaviors persist, however, they conform to the definition of bullying provided by the… Continue Reading...

Compare and Contrast Childhood and Adulthood

not view as ready or capable of voting or running for public office. A child cannot open a bank account or do much of anything official without an adult present. Many of the external restrictions placed on children is to protect them, as well as to protect the society from the frivolous actions many children make. Even though children do grow up to be adults, the differences between childhood and adulthood can be striking. Children are biologically young and growing; adults are in a steady process of deterioration until old age and death. Whereas children have a sense of… Continue Reading...

Financial Planning and Digital Literacy for Students

a form of lending. Essentially, people who forget that credit cards entail borrowing money from a bank can get into a lot of trouble with debt accumulation. Next, taking out loans can be tricky. Student loans tend to have reasonable interest rates, but any amount of interest is still going to add up over time. The less the loan principal, the less the amount of total interest owed and the less I will have to pay over time. Another thing I learned this week is the difference between simple and compound interest. Sometimes we have no control over the… Continue Reading...

Developing Financial Benchmarks for Critical Access Hospitals

The inference of this is that it is difficult to produce high returns, bank considerable cash, have minimal debt in the capital structure, and accomplish low expenses in relation to charges all at the same time. Chief Executive Officers (CEOs) and Chief Financial Officers (CFOs) contend with problems like Medicaid settlement, wage price increases, physician and nurse employment and retaining, maturing physical plants, the charge of medications, developments in medical know-how, as well as growth in the uninsured and underinsured. In particular, these problems seem to be specifically difficult for critical access hospitals that generate very minimal revenue. On… Continue Reading...

How to Apply for and Receive a Student Loan

The choice to borrow money is never an easy one. Kyle needs to consider the loan as an investment in himself. A person like Kyle, who has a clear plan about his future and how he intends to build a career, has solid chances of being able to pay off the loan. It is people who are afraid to take financial risks that end up missing out on opportunities, neither achieving their dreams nor financial security. As long as Kyle applies for the right kind of loan, learning about his options and how to pay the loan back effectively, he… Continue Reading...

Repealing Of Glass Steagall a Mistake

limits on the amount of profit banks in either sector could earn in the other, the Act focused each bank\'s attention on its core business. By doing so, it recognized the fundamental reality that investment and commercial banking are very different from one another. Commercial banking is an inherently stable business. Consumers need to have commercial banks that are reliable in terms of holding savings and borrowing to buy property. Small business relies on these banks as well, for loans and start up financing. When commercial banks are stable, this creates an atmosphere of confidence in the economy. The… Continue Reading...

Probability Of Inflation or Deflation

inflation is likely to continue because the Federal Reserve control of the interest rate is nearly zero while bank reserves continue to increase enormously due to the Federal Reserve’s purchase of bonds and mortgages. Despite the assurances by the Fed and these financial institutions to lessen reserves significantly in order to prevent inflation, inflation is likely to remain in the coming years. This is primarily because there is no sound governmental policy and governmental plans like the stimulus program are likely to increase the government debt and do not increase productivity. Additionally, even with huge budget deficits, increased growth… Continue Reading...

Federal Reserve and Interest Rates

because the other CB’s are still backstopping the global marketplace. The Swiss National bank is still buying hand over fist, and the BOJ can’t stop buying. Draghi has promised everything but the kitchen sink to ensure that markets don’t fall—but other factors exist that will weigh on the marketplace in the coming years: factors that may be beyond the control of the Fed and the other CB’s—such as inflation (even though the Fed refuses to acknowledge it), war, and destabilization of society (and thus of industry and investment). Deregulation may have allowed the banks to play fast and loose… Continue Reading...

Which Is Better Paper or Electronic Currency?

government has given up this right to the central bank, from which it borrows money at interest signals that the true government of our nation is the central bank, since it possesses the authority formerly held by kings. Extending from that fact is the idea that the “notes” we are issued from the bank have value—but the paper money (fiat, as it is called because the banks print it at will and loan it to our government) has done nothing but lose its value over the past century. One can easily look at where prices are today and where… Continue Reading...

Apples Stock Movement 2017

a strong investment by many banks like the Swiss National bank, which has a larger holding of AAPL shares than even investment companies like Schwab. AAPL is clearly a strong stock and with central banks around the world continuing to use quantitative easing to prop up the stock markets, it makes sense to buy a stock like AAPL, hold for gain over a short amount of time while the bull market in equities continues in the U.S. and sell before the bull turns bearish. The stock performed as I expected it to as much of the news was about… Continue Reading...

Keys to Success in Multinational Companies

In managing a multinational company in the food products industry, it is essential to implement a solid knowledge management system to ensure that as much relevant information as possible is handled in the most effective manner. Issues that must be addressed to ensure the safety of the product and that optimum delivery to consumers is possible include: sanitation, where workers may eat and drink, conflict resolution, how in-house teams will conduct business, how online teams will facilitate the organization, security, and emergency evacuation procedures. This paper will discuss the key benefits of creating a best practice policy on each of… Continue Reading...

Careers in Criminal Justice and Prospects

Deitz, and Yaqin Su. “Are Recent College Graduates Finding Good Jobs?” Federal Reserve bank of New York Current Issues in Economics and Finance. Volume 20, Number 1. 2014. https://www.newyorkfed.org/medialibrary/media/research/current_issues/ci20-1.pdf Bauerlein, Mark. “The Major and the Job Market, the Dream and the Reality.” The Chronicle of Higher Education. https://www.chronicle.com/blogs/brainstorm/the-major-and-the-job-market-the-dream-and-the-reality/40779 Davis, Alyssa, Will Kimball, and Elise Gould.  The Class of 2015. Briefing Paper 401. Economic Policy Institute.  May 27, 2015. http://www.epi.org/publication/the-class-of-2015/ Kim, Brian.  Top 10 Reasons Why College Graduates Can't Get a Job.  BrianKim.net http://briankim.net/articles/top-10-reasons-why-college-graduates-cant-get-a-job/ “Probation Officers and Correctional Treatment Specialists.” United States Department of Labor. https://www.bls.gov/ooh/community-and-social-service/probation-officers-and-correctional-treatment-specialists.htm United States Department of Labor… Continue Reading...

How to Understand the Stock Market

As with any of the big questions worth asking, there is no easy answer to whether the stock market is rigged. The real answer is both yes and no. On the one hand, the market has rules and regulations, oversight boards like the Securities and Exchange Commission, and is open for all investors to participate in on a potentially equal basis. On the other hand, the way the market works is clearly “unfair,” as Tepper puts it (1). Unfairness is built into the system because the actual point of sale is not something the ordinary investor is privy to—meaning the… Continue Reading...

Best Practices Involved in Changing the Accounting Information System Ais

Abstract This particular report is an evaluation on AIS through case analysis and presentation involving AIS failure, possible alternatives the firm may have had and just how the management should have strategized to avert the failure. In the end, the paper reveals best practices for migration from another system to AIS. To change the Accounting Information System (AIS) best practices Accounting info systems (AIS) has transformed business processes on a worldwide scale. When financial data is entered into the AIS, financial statements and reports are created at several business levels to make profitability certain. Steinbart and romney (2012) revealed that… Continue Reading...

Obama’s First Year in Office

Introduction With the one-year anniversary of President Trump’s swearing-in as President of the United States, comparisons between his first year and office and his predecessor’s first year in office are bound to be made. Therefore, it is a useful exercise to re-examine the first year in office of Barack Obama following his swearing-in as President of the United States in 2009. This paper will examine Obama’s inaugural year in order to answer the question: Did Obama have a successful first year in office? As the evidence shows, Obama’s first year in the White House was indeed very successful. Methodology The… Continue Reading...

Fracking Policy Analysis

1. Executive summary While the extraction of natural gas by means of hydraulic fracturing is a decade- long practice, of late, it has witnessed immense development owing to advancements in the area of horizontal drilling which enables gas and oil operators to now harness earlier- unprofitable natural gas reserves within rock formations. Extant extraction- related policies combine state-federal alliances and voluntary endeavors by private organizations. More unprejudiced, scientific studies providing details on how fracturing and extraction potentially affect environmental media like water and air are essential, in addition to those focusing on natural gas surges’ long- term effects on local… Continue Reading...

Enron Fraud

Introduction Enron was one of the biggest business collapses, and one of the most egregious incidents during a period in the early 2000s when investor faith in the securities system was shaken by a series of scandals. The scandals varied in terms of their composition, but behind each of them was greed, the drive by senior management teams to defraud securities regulators and investors for their own gain. This paper will look at the Enron fraud in particular. This was probably the worst, for the bald-faced contempt that Enron management showed to securities regulators, and the biggest, as Enron was… Continue Reading...

Macroeconomic Indicators

years, and the end of unconventional monetary policy, interest rates are set to continue to rise as the central bank reduces its balance sheet. With bond yields already going up and volatility at all-time lows, questions remain about how the market will react to this normalization process. One thing is for certain, however: the recent rise of prices across several asset classes has coincided with the years of QE beginning in 2008. Home prices have soared, bond prices have soared, equity prices have soared, college tuition has soared, and even precious metals have soared (along with cryptocurrencies in recent… Continue Reading...

Coca Cola Analysis

Executive Summary In this paper, beverage giant, the Coca-Cola Company, has been analyzed. An internal as well as external analysis of the company has been undertaken using the following analytical tools: PESTEL, SWOT and Porter’s Five Forces. The 5-factor analysis has revealed: medium threat of new entrants, medium to high threat of substitute products, low supplier and buyer bargaining power, and high level of rivalry with its chief competitor, PepsiCo. SWOT analysis results were as follows: Strengths: Brand Equity; Company valuation; Extensive international presence; Greatest market share; Brilliant marketing plans; Customer Loyalty and Distribution system. Weaknesses: Competition with Pepsi; Low… Continue Reading...

Clipboard Tablet Co Marketing and R&d Analysis

Executive Summary In this paper, beverage giant, the Coca-Cola Company, has been analyzed. An internal as well as external analysis of the company has been undertaken using the following analytical tools: PESTEL, SWOT and Porter’s Five Forces. The 5-factor analysis has revealed: medium threat of new entrants, medium to high threat of substitute products, low supplier and buyer bargaining power, and high level of rivalry with its chief competitor, PepsiCo. SWOT analysis results were as follows: Strengths: Brand Equity; Company valuation; Extensive international presence; Greatest market share; Brilliant marketing plans; Customer Loyalty and Distribution system. Weaknesses: Competition with Pepsi; Low… Continue Reading...

The Impact Of Using Bilingual Call Compared to Family Interpreters Research Paper

Introduction Elderly Hispanic between the ages of 50 to 75 is only eloquent in their native language. They are referred to as Limited English proficient (LEP) patients. As a result, they are disenfranchised due to the language barrier which often necessitates for an interpreter. In urgent medical cases, ad hoc interpreters who are often family members act as interpreters between the patient and the physician. However, the NSW policy stipulates a standard procedure where professionals such as bilingual calls are invited to offer interpretive services under such circumstances. The inherent challenge limits the LEP patient’s receipt of primary and preventative… Continue Reading...

Anne Mulcahy Leadership Style

At the turn of the 21st century, Anne Mulcahy was recognized as a strong leader with good organizational skills. She quickly proved just how capable she was when, after being appointed CEO of Xerox in 2001, she implemented a “strategy of relentless cost-cutting, organizational focus, and boosted innovation” (Manville, 2016). I selected Mulcahy because of her recognition in 2008 as CEO of the year by Chief Executive magazine, because of her strong commitment to innovation through research and development (Donlon, 2008), which is one of the best ways that leaders can overcome challenges (Schermerhorn & Uhl-Bien, 2014). Most importantly I… Continue Reading...

Apple

FRED (2018b) This should not be surprising as the Fed’s policy (and every other central bank’s policy around the world) has been to “quantitatively ease” the market shock that emanated from the Global Economic Crisis of 2008 by way of printing trillions of new dollars and propping up the bond market with them. The spillover effect of bond purchases into the stock market has been well documented (Zhang, Zhang, Wang & Zhang, 2013; Yavas & Rezayat, 2016), but the real story is the rising inflation in various asset classes as a result of QE (Heller, 2017): stocks, bonds, housing, food,… Continue Reading...

Health Information Systems Assessment

1. How does or can HIT influence costs, quality, or access? Health information technology (HIT) utilization, in the words of Shekelle, Morton, and Keeler (2006), “has been promoted as having tremendous promise in improving the efficiency, cost-effectiveness, quality, and safety of medical care delivery…” With regard to quality, the authors point out that thanks to the integration of tools of knowledge acquisition and automated decision making, HIT comes in handy in medical error reduction. HIT also reduces redundancy, thus effectively bringing down costs associated with obtaining healthcare. This is more so the case with centralized medical records made possible by… Continue Reading...

Oil Crises Term in West Africa

to attain particular desired objectives. Monetary policy encompasses all the actions and measures taken by the central bank and the government, which have an impact on the cost, amount and accessibility of money and credit within the economy. In particular, monetary policy operates on two fundamental economic variables including the level of interest rates and the aggregate supply of money in circulation. Numerous developing nations in West Africa position a great deal of focus on monetary policy to expediate an arranged and methodical process on economic development (Mudida, 2003). Monetary policies have major implications on economies in West Africa… Continue Reading...

The Relationship Of Csr and Employee Attitudes Essay

of internal brand management on employee job satisfaction, brand commitment and intention to stay. International Journal of bank Marketing, 33(1), 78-91. Helm, S. V., Renk, U., & Mishra, A. (2016). Exploring the impact of employees’ self- concept, brand identification and brand pride on brand citizenship behaviors. European Journal of Marketing, 50(1/2), 58-77. King, C. (2017). Brand management–standing out from the crowd: A review and research agenda for hospitality management. International Journal of Contemporary Hospitality Management, 29(1), 115-140. Lazaroiu, G. (2015). Employee Motivation and Job Performance. Linguistic and Philosophical Investigations, 14, 97. Lemmink, J., Schuijf, A. & Streukens, S. (2003). The role of corporate image and company employment image… Continue Reading...

Role Of Office Of National Coordinator

in range and include accounts receivable, equipment, cash in the bank, property, furniture and inventory. It is calculated by dividing Annual Net income/Total assets. The Return On Equity (ROE) on the other hand is used to show whether the company is growing in value at the acceptable rate. Investors look at some fundamental ratios and the most important is probably the return on equity. This is the basic test of the effectiveness of the management in using the investors’ money (McCLure B., 2017). Financial leverage This is the use of debt to acquire additional assets. It is also known… Continue Reading...

Walmart Human Resource Practices and Change

Introduction Wal-Mart, the biggest global retail chain, may be counted among the largest organizations worldwide, with regard to its size, financial performance and business value. This paper aims at examining Wal-Mart’s Subsystem and HR Management change, with particular emphasis on personnel selection, development, performance, training, and compensation management (Thompson 2016). Further it will address the key stakeholders of the organization. Organization and Major Subsystem in Need of Change Numerous factors contribute to a company’s success, and a few of them critical to the success of Wal-Mart are personnel selection, development and training (Thompson 2016). The organization needs to ensure its… Continue Reading...

Homelessness

Social Issue: Burgeoning Homelessness A prevalent and ever-growing social issue in my community is the problem of homelessness. According to the federal government’s annual report on homelessness, the number of homeless people in America has recently increased for the first time in eight years. The West Coast, with its warmer climates, tends to have greater homeless populations than elsewhere in America. Even though the economy in the nation is booming more acutely, the cost of housing continues to rise, and more and more people simply can’t afford a place to live (McEvers, 2017). In southern California, there isn’t a city… Continue Reading...

Globalization and Neoliberalism Pros and Cons

collude with multinational corporations and international financing groups like the World bank. Hart-Landsberg (2006) offers some specific examples from China, India, and Southeast Asia, and also provides some quantitative measures to substantiate the primary claims. In “Three Cheers for Global Capitalism,” Norberg (2004) takes the polar opposite approach to the globalization debate, focusing on the net benefits of neoliberalism. As optimistic as Hart-Landsberg (2006) is pessimistic, Norberg’s (2004) article has about the same methodological weaknesses as Hart-Landsberg’s (2006) in that neither offers original quantitative research and both are biased towards their own point of view. Nevertheless, Norberg’s (2004) focus… Continue Reading...

Apple Expansion into Myanmar

per capita is growing at roughly the same rate as the GDP overall. The World bank is working actively with the new government of Myanmar to bring about economic reforms, and sustained medium-term GDP growth of 7.1% is projected by that institution (World bank, 2017). Given how far behind Myanmar is compared with other countries in the region, there is plenty of reason for optimism. The growth pattern in Myanmar will likely mirror that of other SE Asian countries, focused on key urban areas that will see strong sustained economic growth, and rural areas that will be focused more on… Continue Reading...

Automatics Stays for Chapter 7 Bankruptcies

Elk is filing bankruptcy. She ostensibly owes about $5,000 to a creditor by the name of Orbit bank. Orbit bank has contracted with InMotion Debt Collectors to retrieve that debt. Concurrent to this, Ann starts to file a Chapter 7 bankruptcy. An automatic stay, thus, is then issued to help keep the creditors at bay and regulate what they are allowed to do. Despite this, InMotion initially demands that she pay $1,000, which Ann does. Subsequent to this, InMotion files a lawsuit demanding the entire amount due. While InMotion is being aggressive, Ann’s lawyer is wise to tell her… Continue Reading...

India Government and Economics

relaxed controls on foreign trade (CIA World Factbook, 2018; World bank, 2018). Currently, the European Union is actually India’s number one trading partner, accounting for 13.5% of India\'s overall trade with the world in 2015-16 (European Commission, 2018). China and the United States are a close second. India’s India Central Board of Excise and Customs controls tariffs, which do fluctuate in response to market conditions. For example, in November of 2017, India imposed a whopping 50% import tariff on Canadian peas (Nickel & Jadhav, 2017). While it is understandable India might want to encourage more domestic pea production, “the… Continue Reading...

H&m Trade Comparative Advantages

ways to lower the cost of doing business – lower interest rates, possible via a business development bank, or by allowing foreign banks to do business in Romania. Weaker environmental regulations, weaker regulations on unions, and lower tax burdens are other ways that the government can attract FDI – showing active support for the industry and working to reduce the cost of doing business across the board will likely have a positive impact. 4. The case is old, but surely H&M is not smaller than Zara. H&M has 4500 stores and does $27 billion USD in revenue; Zara has… Continue Reading...

American Dream and Wealth Gap

By getting the Fed out of the marketplace and keeping the central bank from printing money, devaluing the currency, suppressing interest rates, and taxing the middle class, America could actually become again a place where the American Dream can be pursued by one and all. Instead, today, the Dream is for none but the wealthy. This class is essentially protected by the Fed. The executives are paid with stock options that pay out handsomely because of asset bubbles blown through central bank intervention when the markets should be crashing as a result of bad loans, bad bets on derivatives,… Continue Reading...

Financial Reports and Lending Decisions

equipment on an 8-year time frame, that is a long time frame for a small bank. That time frame therefore has to align with the equipment that\'s being bought, and Jason\'s business will need to have a fairly long track record of success, not just a couple of years, otherwise lending for such a long time frame is incredibly risky for my bank. At present, I have to say that I would not lend to Jason. The reality is that I don\'t have the financial statements. I have unaudited ratios provided by the person who is asking me for… Continue Reading...

Women in 20th Century Canadian Society

Women in 20th Century Canadian Society: Social Conventions and Change 20th century society placed Canadian women within restrictive conventions and norms. There was a very pronounced domestic expectation placed upon women that they would have jobs or careers, but only until they married. Once married, the expectation was that they would abandon their careers to be housewives, working within the domestic sphere of the home, cooking and cleaning and tending to the general needs of the family. During this period, the expectation was that the husband and father was the man of the house and the sole financial provider or… Continue Reading...

Star Wars Vs Lord Of the Rings Comparison

force that wants the ring’s power and will do anything to get it. The mise-en-scene includes Frodo, the bank of the hill and the Nazgul creeping lower. The camera is tilted up to give the Nazgul a menacing appearance and the music is tense and dramatic. The difference between the two scenes is that in Star Wars it has a beginning, middle and end, while in Lord of the Rings the scene is just a prelude to many more just like it and it foreshadows the film’s end which is essentially open-ended. Continue Reading...

How Pictures Shape the Story in Syria

with regard to conflicts in the Middle East—especially in regions like Syria and the Gaza Strip or West bank. Greenwood and Jenkins (2015) have found that photojournalism can also be used to bring a narrative to life in spite of the contentious forces surrounding the events, especially with regard to Syria. They argue that “international news is most often visually framed in terms of violence and disaster” (p. 207). The media sells news papers and clicks by publishing pictures of visceral content—disaster, war, famine, suffering: these draw eyeballs. Peace does not. Thus, “conflicts are visually framed in terms of… Continue Reading...

Brexit Essay

Potential Titles The Potential Effects of Brexit on the European Union Why Did the UK Voters Approve Brexit? Developing Post-Brexit Trade with the European Union Topics The Economic and Political Impact of Brexit The International Implications of Brexit Should the UK Reconsider Its Brexit Decision? The Pros and Cons of the Brexit Decision Outline I.  Abstract II.  Introduction III.  Body A.  Background and overview B.  Immediate after effect of Brexit vote C.  What the future holds IV.  Conclusion Abstract In June 2016, voters in the United Kingdom approved the so-called “Brexit” referendum, signaling the withdrawal of the British Commonwealth from… Continue Reading...

Russian Meddling in U.s. Election Essay

Trump’s business organization receives a huge portion of its loans from Russia’s private bank.  Trump’s son-in-law, David Kushner, met with the Russian ambassador, and also took steps to hide that information (Crowley 2017).  However, while none of those associations look good for the Trump campaign, they are also not enough, on their own and without independent evidence, to show that the Trump campaign was colluding with Russia. In fact, the one piece of public evidence that does show any type of collusion may reveal Trump’s Administration to be shady, but is not enough to support criminal charges.  Emails by… Continue Reading...

Internet Terms Essay

Introduction The twenty-first century observed the information and computer revolution; empowering people to have instant communication and permitting them in carrying out activities using computers. The use of the computer is not limited to a single or specific industry and its use would be seen in all the industries or sectors. Presently, we are living in a world wherein nearly everyone has heard about computer technology and over sixty percent of people have information on its usage. We can now find laptops or computers in shops, homes, educational institutions, ticket counters, and so on (Daily Alert, 2013). It is important… Continue Reading...

Bitcoin Essay

a revolutionary type of currency that is not tied to any one state, government, bank, financial system, or even to a tangible like gold. Introduction By now, bitcoin has become a household word. Just a few years ago, bitcoin was only known by a select few, a cadre of geeks and pioneers from around the world drawn to the appeal of an open source, unregulated, decentralized, and even socially conscious financial system. Liberated from the typical features of a capitalist market, bitcoin is based on algorithms. The underlying principle of bitcoin and other cryptocurrency is the blockchain, so-called because… Continue Reading...

The Gift Of the Nile River

Like the Tigris and Euphrates Rivers are frequently described as the “cradle of civilization,” references to the “gift of the Nile River” in Egypt are likewise commonplace. To determine the reasons why, this paper provides a discussion concerning this statement in relation to the river system of agriculture, the people, riverine culture, worship and trade. Finally, a summary of the research and important findings concerning the Nile River are presented in the conclusion. Nile River and Agriculture At around 4,250 miles long, many people know that the Nile River is the longest river in the world, but far fewer fully… Continue Reading...

The Shawshank Redemption Evaluation Essay

Introduction Despite its setting being a jail, "The Shawshank Redemption" strangely captures viewers in its warm hold, making them members of the family. There are a number of films that provide viewers with vivid experiences and create swift, shallow emotions. This movie, however, moves slowly, employing the quiet, perceptive voice of the narrator to include viewers in a tale of a prison community. It holds deeper meaning than a majority of other movies, being themed on continuity within a lifetime, on the basis of hope and friendship (Ebert). Interestingly, although the movie’s hero is Andy Dufresne, (condemned ex-banker played by Tim… Continue Reading...

Chef Grant Achatz Biography Essay

Essay Prompt: ** The Chef I chose is: Grant Achatz ** Culinary Food Science Research Paper Throughout the course of culinary history there have been many chef's, scientists, nutritionists, and even chemists that have contributed greatly to the advancement of  "Food Technologies." These people, whether through their culinary innovations or scientific discoveries have greatly impacted the world of cooking by creating flavors, safer food, and food that can be healthier for us to eat. Some of these discoveries can be so big that they have impacted or affected the entire world. For instance the discovery of the method for Pasteurizing… Continue Reading...

Leadership Essay (free Example)

This essay describes the meaning of leadership and defines the characteristics and qualities of effective leaders.  It discusses the manner in which leadership skills can be developed and assesses the importance of leadership in organizations seeking to achieve specific aims.  Leadership styles, such as servant leadership and transformational leadership, are analyzed and qualities such as boldness, good judgment and emotional intelligence are examined to show how they support effective leadership.  The paper concludes with a discussion of what leadership means to different people and how leadership styles can reflect an individual’s own subjective take on leadership and how it should be… Continue Reading...

Ambulatory Service Centers Essay

This is an essay converted to a powerpoint presentation on Ambulatory Service Centers. Slide 1: Industry Overview The Ambulatory Service Center industry is a part of the healthcare industry focused on providing same-day surgical care, including diagnostic and preventative procedures (ASCA, 2016). The industry is facing a number of challenges, including the need for increased patient turnover, but with high patient satisfaction as well. Slide 2: A Question of Priorities In choosing the right balance between bringing in more patients and patient satisfaction there are two dynamics to consider. One is that higher patient satisfaction is often associated with more… Continue Reading...

Pokemon Go Essay

Watch Pokemon GO! – An Overview of the Hottest New Augmented Reality Game   Mixed between the alarming headlines of terrorist acts on the global stage and those concerning the strangest U.S. presidential election in history are increasing reports of people of all ages and walks of life engaging in one of the hottest new games to hit the market in recent years, Pokemon GO. Indeed, even the mainstream media appears to be caught up in the craze, and curious consumers are joining the Pokemon GO throngs in pursuit of elusive but valuable wild Pokemon characters they can “catch” with… Continue Reading...

Brexit

also the movement of people within the member states, and the European Central bank, which provides central bank function for the countries within the Eurozone. Impacts of Brexit on the Global Economy Globally, Brexit will weaken both the EU and the UK, as both will have lower bargaining power in trade negotiations. Together they were stronger. Both still have the ability to sign trade deals. In that sense, the UK will probably be hurt a bit more, as it is smaller, but most countries would want deals with both regardless, because of the sizes of their respective economies. The… Continue Reading...

The Transition to Renewable Energy

Who is Leading the International Clean Energy Race? The race for clean energy is already underway, but some countries are in vanguard while others remain heavily reliant on fossil fuels. Unfortunately, even the winners of the clean energy race fail to realize the full range of benefits that can accrue to renewable energy sources as long as other countries continue to rely on fossil fuels for their energy needs. To determine the facts about what is happening today and likely outcomes for the future, this paper reviews the relevant literature to describe how developing countries can reach 100% renewable energy… Continue Reading...

Healthcare Advocacy Team & Technology

Management Institute, n.d). References Chartered Management Institute. (n.d.). Coaching for Improved Performance. Retrieved March 31, 2018, from http://www.managers.org.uk/knowledge- bank/coaching-for-improved-performance Ginsberg, D. (2011). Successful Preparation and Implementation of an Electronic Health Records System. Best Practices: A guide for improving the efficiency and quality of your practice. Heathfield, S. M. (2017). Know the Top 10 Principles of Employee Empowerment. Retrieved March 31, 2018, from https://www.thebalance.com/top-principles-of-employee-empowerment-1918658 Heathfield, S. M. (2018). 6 Steps Help You Coach Employees Effectively. Retrieved March 31, 2018, from https://www.thebalance.com/use-coaching-to-improve-employee-performance-1918083 Hodgkins, M. (n.d.). Electronic Health Record (EHR) Implementation - STEPS Forward. Retrieved March 30, 2018, from https://www.stepsforward.org/modules/ehr-implementation Narayanasamy, A., & Penney, V. (2014).… Continue Reading...

Federal Versus State Courts Authority

Federal and State Court Authority The federal court system was founded by the United States Constitution and derives its authority from that document. The establishment of the federal court system is specifically derived from Article II which created the institution of the Supreme Court, the highest law in the land, and also permitted Congress to establish a system of lower courts. At present, there are 94 district level trial courts and 13 courts of appeal (“Court Role,” 2018). The state courts derive their power from the state constitutions directly, although state authority does not supersede that of federal authority. This… Continue Reading...

Toys ‘r’ Us Closures

Though Toys ‘R’ Us has recently announced bankruptcy and closures of its stores, a business ethics situation has arisen related to the compensation packages given by the company to its executives. As Held (2017) points out, “a bankruptcy judge has granted struggling retailer Toys R Us permission to pay millions of dollars in bonuses to executives after the company argued it was necessary to motivate its top brass during the critical holiday shopping season.” The problem, as Judy Robbins of the Justice Department’s U.S. Trustee Program has shown, is one of accountability. Ethically speaking, the bankruptcy court’s allowance of this… Continue Reading...

Tesla Organizational Communications

Organizational Communications Part I: Description of the Organization Tesla is a niche-market company organization that manufactures electric vehicles and batteries to advance the green energy movement in the modern world. Guided by the vision of the CEO, Elon Musk, Tesla began its car business by provided luxury brand vehicles under two models, the Tesla Model X and the Tesla Model S. Recently, the company has been working on mass production of a lower-priced brand, the Tesla Model 3, for consumers not in the market for luxury vehicles. Tesla’s mission statement is: “to accelerate the advent of sustainable transport by bringing… Continue Reading...

Universal Healthcare

Universal healthcare is a political policy based on the premises of universal human rights, fairness, justice, and equity. The United States was also founded on ethical principles like justice and equity. Therefore, programs like Obamacare that promote universal healthcare are essential for upholding the premises of the Constitution. Obamacare was in some ways a stepping-stone from the completely privatized healthcare insurance system that prevails towards a universal healthcare model like those practiced in many other countries with high degrees of success. Healthcare, like education, needs to be framed more like a universal human right than as a privilege, and covered… Continue Reading...

Trade and International Business

China Unit 5 A neo-mercantilist trade policy is defined as a situation where the state plays an active role in shaping trade, building a close relationship with the country's businesses. In doing this, the state will take steps to encourage exports, discourage imports, and generally seek to create the conditions where the nation's producers can thrive (Thoma, 2009). Based on this definition, it is hard to argue against the idea that China is employing a neomercantilist policy. The PRC exerts strong control over imports, while providing a wide range of support to exporters. These supports include currency manipulation – not… Continue Reading...

Imperialism and the Industrial Revolution

1 Industrial Revolution The Industrial Revolution began in the 18th and 19th centuries and is responsible for the moving of nations away from farming to industry and manufacturing. The Industrial Revolution introduced trains, more advanced shipping, steel production, communications systems, cars, planes, and military equipment, and construction. The skyscraper came into existence, people moved to urban areas away from the countryside. Wars broke out as nations fought over natural resources like oil fields, minerals, and sea lanes to support the new industries. The nations of the world were able to engage in Industrialization because of another rise—the rise of finance.… Continue Reading...

Should We Get a Basic Income

in the footpaths of central banks like the Federal Reserve, the bank of England (BOE), the European Central bank (ECB), and so on, all of which have printed up trillions in their own currencies to prop up markets since the Great Economic Crisis of 2008. What this means is that since the Great Economic Crisis, which has defined the past decade in terms of how monetary policy is conducted, the great central banks—the Fed, the ECB, the BOE—have engaged in a strategic policy of quantitative easing (QE), designed to send “trillions of euros [dollars, and pounds] into the financial… Continue Reading...

Jewish Ethics

The Scope of Jewish Ethics When one thinks of the ethics of any religion, behavior of the individual often comes to mind initially. However, the behavior of the micro informs the macro, as the creators of the code of Jewish ethics are well aware. This paper will examine the scope of Jewish ethics as they pertain to the economic and health spheres, two arenas where there needs to be strong connections to ethical codes. The scope of Jewish ethics pertains to all arenas and subjects where the safety, wellness, happiness and potential of the individual and collective are concerned. Dorff… Continue Reading...

Tesla Stock Analysis and Recommendation

Fortune 500 Company: TSLA Ticker: TSLA Current Stock Price: $290.71 Market Cap: 49.119B P/E: 147.58 Dividend/Yield: N/A;N/A Enterprise Value: 4.93 Beta: 0.96 Stock Split: No Closing price last five days: $291.21, $287.71, $293.50, $300.10, $290.24 52 week high: $389.61 Book Value per Share: $11.58 Analysts’ Ratings: 4 strong buy, 4 buy, 8 hold, 6 underperform Target Price: Low of $180 to High of $470, with the average at $317.04 Avg. revenue estimate for next year: 26.85B Significant news: Tesla is ramping up Model 3 production; Tesla is working on a semi Buy or Sell TSLA? Recommendation: SELL I would not… Continue Reading...

The Federal Reserve and the Gold Standard

industrial complex without being held accountable to U.S. voters, who if there was no central bank to intervene with its fiat dollars would undoubtedly be more aware of what money really is. My question is: Why does the government think it needs to “borrow” money from the Fed in order to fund its programs? The government has the right to coin its own currency, backed by its own authority. It shouldn’t have to borrow anything from its central bank. So long as it is actually exchanging the money for real labor, then the system will work fine. This is… Continue Reading...

Bangladeshi Economy in the Post Partition Era

obstacles. Foreign investors’ accessibility to the Bangladeshi economy is below average. The bank Companies Act was amended for strengthening central bank autonomy, besides reducing commercial state-owned banks’ special treatment (2018 Index of Economic Freedom, 2018). The Bangladeshi healthcare sector displays scant concern for patient privacy (Guhathakurta & van Schendel, 2013). Privacy demands in the nation are also certainly weaker as compared to ‘Western’ nations. The nation’s impoverished population has no issues with sharing a ward (sometimes even a large hall housing almost a hundred beds) with other patients. Also, it is nearly impossible for the impoverished to afford such… Continue Reading...

The Problems Of Funding Basic Income Programs

a comparison will be made of how money was utilized by societies prior to the introduction of the central bank with its fiat money printing presses, which produce bank notes out of thin air which are then loaned to the government at interest. In other words, money is created, the supply of money is increased, and the value of money is decreased every time more of it is printed. The main purpose of exploring the role of fiat money in the contemporary monetary system is to show why printing or adding to the supply of money devalues the currency… Continue Reading...

Literacy Rates Among Females in Developing Countries

49.] [12: King, Elizabeth M. & Hill, M.Ann.Women's Education in Developing Countries: Barriers, Benefits and Policies (World bank Publications, 1997), 100.] Cuba In Cuba, the literacy rate of women is the highest among the four countries: it is reported that female literacy in Cuba is 99.8% for women and 99.7% for men. That’s a 0.1% difference in favor of women. While these rates may be true in so far as UNESCO is able to determine them, it is somewhat hard to believe because it would put Cuba as an outlier in an otherwise apparent trend. Cuba has long had… Continue Reading...

Economic Outlook Of the Us Economy

Summary Economic forecasting refers to the process of trying to predict the future state of the economy through a series of different indicators. This process helps to understand the probable future of a nation’s economy and for policymaking to help promote economic growth. When developing an economic forecast, various macroeconomic factors/conditions are taken into consideration. This paper provides an economic forecast of the U.S. economy based on recent economic indicators in 2017 and 2018. Based on seasonally adjusted annual rates in the fourth quarter of 2017, the gross domestic product growth rate is expected to increase moderately in the first… Continue Reading...

The Economic Costs Of Air Pollution

Air Pollution and the Way It Is Measured.” The World bank, 2018, http://www.worldbank.org/en/news/feature/2015/07/14/understanding-air-pollution-and-the-way-it-is-measured. “What is PM2.5 and Why You Should Care.” Bliss Air. 2018. https://blissair.com/what-is-pm-2-5.htm. Continue Reading...

Women Empowerment in Iran

women is experienced currently in Iran. In a report by World bank of 100 countries, it was noted that just below Saudi Arabia and Jordan, Iran was seen to be the third highest in the number of discriminatory tendencies and laws that discriminated against the economic activities of women (Alikarami L., 2016). These discriminatory laws hence send the women back to the home where they play their traditional roles despite being well educated. At the political front, Iran has not had a bright or vibrant history of women politics. The discrimination against women has always pervaded even the political… Continue Reading...

The Current State Of Education in the United States Essay

 Although the United States spends more on education than many other countries, the nation has failed to achieve the same positive outcomes than have been accomplished elsewhere, even in countries where per student spending is far less. Because education is widely regarded as the key to personal and professional success, it is important to identify current problems and potential opportunities for improvement in the nation’s approach to educational funding and delivery. Moreover, the arcane manner in which public schools are funded in different parts of the country, indeed within each state, combined with changing expectations concerning what curricular offerings are… Continue Reading...

Economic Inequalities Essay

Economic Inequalities: Deep-ceded Problems in America New York is a city that is synonymous with America to many people and societies around the world. New York city is a land of freedom and opportunity, symbolized by Lady Liberty in New York harbor. This is a place that does not discriminate based on background, but allows people to chart their own destinies. Or does it? The New York of the 1960s or even the 1990s does not exist anymore. Economic inequality has run rampant in New York as it has in many metropolitan cities. Bill Moyers, economist reported that “Among our… Continue Reading...

Money Economics and the Banking System

productive periods driven by either innovation or population growth, and falling when these factors are lower. The central bank can create inflation outside of the cyclicality that is driven by economic activity, in the sense that the central bank can spur inflation by creating cheap money, which then leads to an overheated economy, a certain portion of economic activity that really only occurred because of the central bank policy. There are several factors that can lead to inflation. In general, economic activity creates demand for money, and this leads to inflation. Low unemployment in particular is linked to wage… Continue Reading...

Africa from Colonialism to Neocolonialism

decisions tend to be influenced by external players in pursuit of economic gains. Today, the Word bank and IMF, under the auspices of helping developing countries achieve their development goals, have largely perpetuated neocolonialism through debt – effectively making them the de-facto controllers of most of the said countries’ economies by way of dictating macro-economic policies, etc. Sankara once argued that debt was being converted into a tool to suffocate the development agenda of undeveloped nations. In one of his speeches, he points out that “debt is neo-colonialism; in which colonizers transformed themselves into ‘technical assistance’... we should say ‘technical… Continue Reading...

Arrival 2016 Film Reflection

Joseph Campbell’s conceptualization of the hero’s journey encapsulates many of the world’s great stories, legends, and myths. The hero’s journey begins with the choice of whether to pursue an adventure or undertake a challenge, and proceeds through various successive stages during which key allies or helpers aid the protagonist along the way. Ultimately, the hero experiences what can be considered a death and rebirth, and is transformed by the journey. In the 2016 film Arrival, directed by Denis Villeneuve, the protagonist Louise Banks follows the classic hero’s journey. Her call to adventure comes in the form of addressing an alien… Continue Reading...

Banking and Blockchain Technology

growth in the domain of digital currency. Digital currency has become popular because it is backed not by a bank, but by a secure network, removing the need for banks and the various privacy concerns related to banking (). Digital currency can be bought, sold and traded. They function like stock in a company and led to the ‘bitcoin bubble’. The bitcoin bubble led to the price of Bitcoin soaring up as high as $19,511 or more, before plummeting to $6,750 in mid-April of this year. “The cryptocurrency has fallen more than 65 percent since peaking in December at… Continue Reading...

Blockchain

could be created without the intermediary of a central bank. The value of this currency would be determined by the forces of supply and demand, based strictly on its users, without the influence of interest rates and other monetary policy tools that are used by central banks to influence the value of their currencies. The way to resolve the issue of trust that naturally arises from a lack of a central bank, or any underlying asset, is the concept of the distributed ledger. The value of Bitcoin could not be established on a peer-to-peer basis. The counterparties, even if… Continue Reading...

The Contributions Approach Vs the Transformation Approach

Multicultural Education Multicultural education is a philosophical concept in the field of education that is founded on the ideals of equality, justice, equity, freedom, and human dignity. The origin of this philosophical concept can be traced back to the 1960s during the civil rights era (Burnett, 1995). This concept was developed to help ensure that educational strategies and practices in the United States reflect the increasing diversity of America’s population including in the classroom setting. Since its inception during the civil rights era, multicultural education has continued to grow as reflected in the development of multicultural curriculum, textbooks, and teaching… Continue Reading...

Healthcare Informatics

Patient portals, electronic medical records, and personal monitoring devices are three of the most revolutionary technologies in the healthcare sector. Each of these technologies presents patients with the potential to empower themselves, taking control of their own healthcare outcomes, and taking part in their overall healthcare goals. These technologies also streamline healthcare administration and minimize medication and billing errors. However, each of these technologies is also constrained by a range of issues related to accessibility, with potent socioeconomic class disparities evident. Security and standardization of healthcare technologies are also proving problematic. Patient portals, electronic medical records, and personal monitoring devices… Continue Reading...

Muslim Women in Eastern and Western Literature

through Evolving Lens." Islamophobia Studies Journal, vol. 4, no. 1, 2017, p. 101. Ujayli, Zaina. "The Empty Harem: Negotiating Muslim Women’s Symbolism through Literature." The Knowledge bank at The Ohio State University, Nov. 2017, kb.osu.edu/dspace/bitstream/handle/1811/81624/Ujayli_Empty_Harem.pdf?sequence=1. Updike, John. Terrorist: A Novel. Random House Trade Paperbacks, 2012.   Continue Reading...

Julius Caesar Disruption and Justice

Julius Caesar: Disruption and Justice The central dilemma of William Shakespeare’s Julius Caesar is the question of the value of republican virtues versus the value of stability. At the beginning of the play, Brutus and Cassius debate the risks of assassinating Caesar, versus Caesar being allowed to become a tyrant. Although Shakespeare’s literary version of Caesar clearly is not a bad man, the crowds who would allow Caesar to become king are all too willing to sacrifice democratic ideals for despotism, and Caesar seems unwilling to stop them. But after Caesar is killed, the government which emerges in his wake… Continue Reading...

The Development Of Women Rights

Women Activists Dilemma to support or Oppose the 15th Amendment as evidenced by the split in the Women’s suffrage Movement Introduction After the Civil war, three amendments were passed which massively transformed the women’s rights movement. These were the thirteenth, fourteenth and fifteenth amendments. The thirteenth amendment approved in the year 1865 declared slavery illegal (Parker, 1849). Thus, all the women who were previously enslaved became free and acquired protection by human rights. The fourteenth amendment declared that everyone born in the U.S was a legal U.S citizen and should not be deprived off their rights including all slaves. Moreover,… Continue Reading...

School Funding in Illinois and Dc

Abstract This paper compares and contrasts the school funding approaches of the state of Illinois and the District of Columbia. It shows that in Illinois there is a far greater problem of how to achieve a more equitable distribution of funds, though the state is currently setting a course to try to make this happen with its evidence-based model funding formula recently passed this year. In DC on the other hand, a foundation formula is used to disperse funds equitably throughout the District and private investment is obtained to help develop programs that can assist in closing the achievement gap.… Continue Reading...

The Counselor Client Relationship at Work

Discussion Essay Questions 1 An employer is required to provide reasonable accommodations for a disabled worker so long as it does not put undue hardship upon the employer. Reasonable accommodations refer to changes that are implemented either to the workplace environment or to the position occupied by the disabled worker. So long as the disabled worker is still qualified to do the job, the employer, under the ADA, has to accommodate the worker’s disability—so long, of course, as it does not cause the employer undue hardship (Repa, 2018). In some cases, this has made it easier for individuals with disabilities… Continue Reading...

Collective Bargaining in Illinois Public Schools

Abstract This paper provides a summary of the Illinois Policy Institute’s Bargaining for Better Schools: An Introduction to Collective Bargaining in Illinois Public Education. The policy paper discusses how teachers unions take advantage of the collective bargaining process in Illinois by working with school boards. The school board members are elected thanks in part to the campaign funds provided by the unions. When it comes time to negotiate teachers’ salaries and benefits, the boards are thus in the pockets of the unions, as they feel compelled to reciprocate by giving the unions what they want. Taxpayers are left in the… Continue Reading...

Impact Of Mainstream Media on Perception Of Events

Abstract The media has a pivotal part to play in giving the public information on what occurs worldwide, especially in areas wherein audiences lack direct experience or knowledge. In this paper, the effect of media on the formation of public attitudes and beliefs and its association with social change will be examined. The paper will draw on diverse empirical research findings and assess media coverage influence in areas like disability, economic growth and climate change. These findings will offer insights into how media shapes public discourse as regards establishing agendas and making the masses concentrate on specific topics. With regard… Continue Reading...

Costs and Delivery Healthcare System

Introduction The delivery health care system takes into account the assimilation of physicians, healthcare facilities, together with other medical services with plan to facilitate the provision of the total continuum of medical care for its consumers. In a whole incorporated system, the three fundamental components including physicians, medical facilities and the membership to health plans are counterpoised in terms of equating medical resources with the necessities of patients and purchasers (Coddington, Moore, and Fischer., 1994). One of the key concerns in the present delivery of healthcare is cost. Increasing costs of healthcare has been a major worry in the past… Continue Reading...

How Immigrants Deal with Discrimination

within-group disparities (e.g., Latinos within the US). Further, studies reveal that receiving countries’ organizations and other entities bank on race for hierarchically ranking migrants, granting greater significance to certain groups as compared to others, thereby creating and replicating the frameworks and meanings undergirding racialization. Notably, the process of racialization is flexible, historically- and geographically- specific, and relational in nature. Hence, its manifestations and systems differ from context to context (Agadjanian, Cecilia and Natalya 1-2). At present, 1 out of 19 civilian employees (or over 8.3 million civilian employees in number) within the US are undocumented migrants concentrated in diverse… Continue Reading...

The Impact Of War on Iran

for foreign investment. Iran is currently engaged in talks with China for billions in loans through the China Development bank (Dollar, 2018)—which just shows that as the U.S. tries to isolate Iran from the West in what amounts to acts of economic warfare, the East is more than willing to step in and provide the country with the soothing balm of financial stability and security that it needs to keep its citizens happy, its infrastructure running, and its government in power. The difference between times of peace and war for Iran and how investment and aid are used is… Continue Reading...

Healthcare Delivery System Model

A Model Healthcare Delivery System Introduction The healthcare delivery system also referred to in short as the HCDS is the most effective system that works for most healthcare organizations in all countries with fair, effective and efficient distribution of resources. It is a fast growing service that demands attention from various quarters and domains. At the optimal level, the service program presents relief and hope to the individual, and the general population. The system offers a balanced quality care service through efficiency and fairness. HCDS varies across the world but its focus is constantly on enhancing healthcare access, quality of… Continue Reading...

Body Mind and Soul in the Cancer Ward Wit

Body, Mind, and Soul in the Cancer Ward Margaret Edson’s Wit dramatizes the death of a literature professor from cancer. The play is designed to show the limits of the intellect to fully understand human tragedy and existence. Although the central protagonist Professor Vivian Bearin was a rigorous academic fluent in the works of John Donne when she was healthy, ultimately the fact her old English professor is able to provide her comfort during her dying moments by reading a children’s book provides her the greatest solace more than her philosophy and more than intellectualism. Bearin embarked upon an academic… Continue Reading...

Haiti Health Marketing Plan

some believe there are insufficient hospitals in Haiti, but a new study by the World bank suggests the problem isn’t a lack of hospitals, but instead a dearth of primary care as well a lack of public investment in health care. According to the report, the annual per capita public health spending in Haiti is $13, compared with $781 in nearby Cuba and $180 in the Dominican Republic, Haiti’s neighbor on the island of Hispaniola. Public investment in health care has plummeted from 16.6 percent of the total Haitian government budget in 2004, showing the path to better healthcare has declined… Continue Reading...

Role and Importance Of Bilingual Interpreters

The Impact of Using Professional Bilingual Interpreters Abstract Elderly Hispanic patients experience numerous challenges when seeking for healthcare services since they are only eloquent in their native language and are classified as Limited English Proficient (LEP) patients. This paper examines patient-provider communication between these patients and healthcare providers. The evaluation is carried out to determine the role and significance of bilingual interpreters in promoting medication adherence among elderly Hispanic patients aged 50-75 years. The project will be implemented in an outpatient clinic and community center that provides care to different kinds of patients including elderly Hispanics. This project demonstrates that… Continue Reading...

My Experience Of Traveling to China

spoke the English language and the menus were all in Chinese. Thus, when ordering food there, one can only bank on guesswork; one never knows what will end up on one’s plate. At one time, I remember ordering chicken in a Beijing restaurant, (or, at least, I believed what I ordered was chicken), but ended up with duck on my plate. Hence, when traveling in China, tourists should download language translation apps to minimize confusion. In turn, Chinese restaurants could better accommodate tourists who do not speak the local language by providing menus that are translated into multiple languages.… Continue Reading...

Palestine and the Jewish State

and therefore the Internet are out. Our friends and colleagues in the West bank offered to tweet on our behalf if we send them the updates through the mobile network’ (Baker, 2012). The impact of Electronic Intifada on the BDS movement has never been quantified, but the platform provides visible and constant support for the movement, which has gained traction among Western activists such as Roger Waters, who has had his coverage of his performances in Germany cancelled by the German media following his public support of BDS (Al Jazeera News, 2017). +972 Magazine Another example of a blog… Continue Reading...

Lending Institutions Human Capital and Health Care

not funding from international lending institutions like the World bank and the IMF are helping or hindering the social, economic, or political development of the country that you have selected. Support your response with examples. For a long time now, developing nations have been reliant on the aid provided by foreign entities and global lending institutions to foster the growth and development of their economies and improve the standard of living of their citizens. International lending institutions, for instance World bank and International Monetary Fund (IMF) play significant roles in the economic, social, and political development of developing nations… Continue Reading...

Government Intervention Essay

Following the onset of the Great Depression, America’s leaders tried to find ways to get the country going again, to stimulate the economy, put Americans back to work, and recreate the prosperous good times of the 1920s.  Franklin Roosevelt called for action.1  Hoover before him called for the government to resist intervention.2  Two decades earlier Teddy Roosevelt called for intervention in the regulation of labor.3  Henry Ford called for self-help—not intervention—but independence.4  Based on these four perspectives, this paper argues that government intervention leads to a culture of dependency, which does not facilitate growth or positive and innovative solutions to… Continue Reading...

Goldman Sachs Open System Theory

1. What is open systems theory In essence, open systems theory, in the words of Chance and Chance (2002), posits/suggests “that organizations are dynamic systems involving constant interactions among the various formal and informal systems within the organization as well as exchanges (feedback and input) between the organization and systems outside the organization” (p. 7). It therefore follows that an organization’s structure as well as behavior is impacted upon by the permeating or surrounding environment. 2. How can open systems theory be used to understand an organization? As per the open systems theory, organizations are not autonomous (Daft, Murphy, and… Continue Reading...

What Is Causing Inflation

to keep up with the inflationary practices of the central bank of the U.S. This would not cause the prices of everything to rise, as some fear—because really there would be no new money introduced into the system, so inflation should not be an issue just because business profits are more equitably distributed among the company’s workers. The real cause for inflation stems for policies like quantitative easing (QE), which introduced trillions of new dollars into the world. That is why the prices of things have gone up—along with the federal government’s insistence on subsidizing every sector of business… Continue Reading...

Chief Executive Officer Ceo Of Durango Manufacturing Company

of greater quality but also do so in an efficacious and efficient manner (World bank, 2018). 7. Formulate a strategy to improve the opportunities for Durango to reach its revenue goals (i.e., increase revenue by 10% within five [5] years). The revenue goal for Durango Manufacturing Company is to increase the revenue generated by 10 percent within a period of five years. One of the key strategies that the company can undertake is to take up venture capitalists while transforming into a fast growing company. A venture capitalist would be suitable for this particular company in order to facilitate… Continue Reading...

Differences Between Proprietary and Contract Security

When considering their security needs, businesses will be faced with whether to develop an in-house, proprietary team or to outsource their security to a contractor. There are significant differences between contract security services and proprietary security, as well as costs and benefits associated with each. With proprietary services, the company can control and monitor all their security needs, change security strategies as needed, and conduct all training in-house. Security personnel are also directly reporting to the company, creating a safer and more internally cohesive security strategy. Yet few companies can afford to develop a security staff from scratch, maintain that… Continue Reading...

The Communist Manifesto Summary

also proposes that credit needs to be centralized in the hands of the state through establishment of a central bank with state capital and an exclusive monopoly. Transport and communication should also be centralized in the hands of the state. All the instruments of production and factories needs to be extended, al waste land needs to be cultivated and soil to be improved in line with the common plan. The manifesto further proposes that there needs, to be equal liability for all to work, and an establishment of the industrial and agricultural army. There also needs to be combination… Continue Reading...

Mission-based Management

A review of Mission-based management: Leading your nonprofit in the 21st century, by Brinckerhoff. Introduction World-famous writer, consultant, and trainer Peter Brinckerhoff’s whole career has been focused on working around, for, and in nonprofit organizations. The University of Pennsylvania (graduation) and Tulane University (post-graduate degree in the Public Health Administration) alumnus swears by the principle that nonprofit firms are mission-based in nature; their business is: to carry out their mission. Ever since 1982, when he established his own consulting company, Corporate Alternatives, Brinckerhoff has aided innumerable firms in increasing their mission-capability (Brinckerhoff, 2009, xv-xiv). His award-winning works include Mission-Based Marketing, Second Edition; Mission-Based… Continue Reading...

Marginal Revenue Marginal Cost

Marginal revenue = marginal cost This paper will examine the MR=MC principle, which is one of the guiding economic principles for business. This reflects the relationship between marginal revenue and marginal cost. Marginal revenue is the additional revenue from producing a unit of a good, and marginal cost is the additional cost of producing that unit. In general, businesses prefer to produce only when they can make more selling a unit than it cost to produce, but there are exceptions, and that is where the MR=MC principle relationship becomes interesting. MR=MC is also known as the profit maximization rule (IE,… Continue Reading...

Early 20th Century Chinese Economic Reform

The Imperial Telegraph Administration, the Hua-sheng Textile Mill, and the Imperial bank of China. The author delves into detail about the organizational structure of these three enterprises, and how they fit into the overall kuan-tu shang-pan model. Collectively, these enterprises show how Chinese industrial development was compromised by bureaucratic and political institutions that resisted reform. These three firms under focus represent a blending of Chinese ethics and Confucian hierarchical structures with the pressing need to compete with international firms and their governments. The kuan-tu shang pan model was based on strict hierarchies and bureaucratic structures. While revisionist in relation… Continue Reading...

Cash Basis Vs. Accrual Accounting

do so before hand. It is too small to extend credit; because BizCon is not a bank, it is not really in a position or have the expertise level to be a creditor, and should not do so just to win sales. Revenue is great, but cash keeps the lights on, or in this case, keeps the workers working. The current 180 day credit policy is at this point lending the workers\\' money to these customers, which isn\\'t right. The company needs bridge financing to get the wages paid, but after that it needs to end its crazy policy… Continue Reading...

Mortgage Servicer Compliance with Cfpb Regulations

Mortgage servicers are mandated with the responsibility of collecting payments from the mortgage borrower and transferring the payments to the loan owners (Consumer Financial Protection Bureau, 2016). When carrying out their responsibilities, mortgage servicers are required to comply with regulations established by the Consumer Financial Protection Bureau (CFPB) and federal consumer right law. Compliance with these regulations help in ensuring that mortgage servicers carry out their operations in a proper and legal manner. This paper examines compliance issues facing mortgage servicers in two different scenarios based on CFPB regulation and federal consumer right law. Rachel’s Case Based on the information… Continue Reading...

Laws Regulated by the Epa

Environmental Protection Agency History The history of the Environmental Protection Agency (EPA) dates back to 1970 under the Nixon Administration and it was created in order to protect people and the planet by enforcing the laws and regulations passed by Congress. The EPA has ten stations and nearly 30 labs with which it assesses the environment, conducts research and takes part in educating the public. The EPA was formed in response to growing public pressure regarding the dangerous and negative impact that human actions were having on the planet. Rachel Carson’s 1962 book Silent Spring in which a world bereft… Continue Reading...

Trial Evidence

Response to Craker Craker describes the three types of evidence used during the Salem judicial proceedings: spectral evidence, non-spectral evidence, and confessions. According to Craker, the types of evidence used determined which individuals were selected for trial and execution. Most importantly, the author claims that no individual was called to trial or executed on the basis of spectral evidence alone. Craker shows how a closer examination of trial evidence and procedures can reconstruct a more accurate narrative of the Salem events. Prior historical constructions have been emotionally driven and sensationalistic, based on the assumption that spectral evidence was weighted more… Continue Reading...

Consumer Reporting Agency

to have any right to sue. D. Only the consumer can take action against the CRA. Suppose that a bank (falsely and negligently) tells a CRA that a consumer has defaulted on a credit card debt, which of the following is true? A. The consumer can sue the bank for defamation  B. The consumer can sue the bank for negligence  C.The consumer can sue the bank for reporting inaccurate information.  D. The consumer cannot sue at this point. Suppose that a bank (falsely and negligently) tells a CRA that a consumer has defaulted on a credit card debt. The consumer complains… Continue Reading...

Fate Of the German Energiewende Reactions

Reacting to the Fate of the German Energiewende In contrast to the United States, many European nations have made substantial investments in green energy. Germany is one of the most committed of all EU countries to ensuring there is a source of clean, green power for future generations. Yet the organization German Energiewende unfortunately met with a sad fate, despite what seemed like a promising business model of developing so-called Q-cells to satisfy the nation’s energy needs. According to McKillop (2013), the company grew complacent from receiving heavy subsidies from German federal and local government. Despite interest from private investors… Continue Reading...

Nursing Shadow Experience

As a student who had only just completed the first semester of the course, I had no experience with pediatric patients prior to the shadowing task. Thus, the nurse shadowing task was a rather exciting experience for me, exposing me to several new aspects of pediatric care (Burkitt et.al 2001). However, its most heart- rending element was congenital patient care – seeing babies being born with an illness was a rather touching experience. While a few of my peers were fairly well- informed on the subject of pediatric care, I wasn’t. Most of the information I gleaned and things I… Continue Reading...

Maryland's Laws on Loans

rate allowed by Maryland law. 9. Which of the following would NOT be a legal loan for a National bank, based in a state which caps interest rates at 25%? Answer: An secured consumer loan for the purchase of a 10 year old used car in its home state, at an interest rate of 27%. 10. Suppose that a creditor fails to properly disclose the APR of an unsecured, open-ended credit plan (i.e. a credit card) to a consumer, and the consumer sues and obtains a judgment against the creditor under TILA. If principal balance was $10,000 and the Finance… Continue Reading...

Minimum Wage and Aggregate Demand

Introduction to Economics and Global Capitalism The idea that minimum wage, even though it has risen, has not kept pace with real wages, according to the U.S. Senate Committee on Health, Education, Labor and Pensions (2013). The issue of course is one of inflation. So if Sen. Harkin wants to grow the middle class, which he calls the backbone of the economy, he should simply get on the Fed to stop printing trillions and increasing the money supply so that everyone’s dollars are devalued. No one’s wages are keeping track with the rate of inflation, and while raising minimum wage… Continue Reading...

America's Failed Economy Analysis

Aggregate demand is something that is a topic of interest. The Obama Administration bailed out banks in the United States and Wolff mentions Great Britain in a sense bailed out their banks by continuously printing and borrowing money. Banks are the reason for shift in aggregate supply and thus aggregate demand. The United States government as Wolff remarks, gives limitless credit and almost zero interest on banks, supplying them with an endless source of money to do as they will. They took risks because of this endless source and it led to the aforementioned bailout. From this risk emerged ‘credit… Continue Reading...

Trends Benefits and Implementation Challenges Open Data

Open Data: Trends, Benefits, and Implementation Challenges Introduction Technology has revolutionized the way things are done. Today, thanks to advances in technology, information is being shared and distributed in ways that appeared impossible a few decades ago. With the Internet of Things (IoT) promising to further revolutionalize the availability and distribution of information, it would be fairly accurate to state that we are likely to witness greater possibilities on this front going forward. This text concerns itself with the trends in open data. In so doing, it will also highlight the benefits of open data as well as the implementation… Continue Reading...

Why Americans Should Get More Paid Maternity Leave

from the all-important emotional bonding to preventing infant mortality, to replenishing the bank accounts and mitigating the effects of postpartum depression (Froese 1). Maternity leave programs that benefit the wealthy are anathema to the ethical principles that underlie the American constitution. Furthermore, paid maternity leave programs help to promote gender equity by making it easier for moms to pursue their career goals as well as their goals to be a good parent. Not only should companies offer the same paid leave for new fathers. An interview with Jennifer Graham, director of the county school board, reveals that their new… Continue Reading...

Provider Patient Communication Through Professional Interpreters

Improving Provider-Patient Communication Among LEP Patients Abstract Elderly Hispanic patients experience numerous challenges when seeking for healthcare services since they are only eloquent in their native language and are classified as Limited English Proficient (LEP) patients. Language barriers contribute to poor provider-patient communication and necessitate the integration of third parties in the care delivery process. This paper whether the use of professional interpreters improves patient-provider communication and results in better health outcomes. Through a study that was carried out a sample of 40 elderly Hispanic diabetic patients at a Wellness Center in Los Angeles, using a professional interpreter improves provider-patient… Continue Reading...

Critical Infrastructure Security Information Technology

Synopsis Because the majority of critical infrastructure components in the United States are privately owned, compliance with Department of Homeland Security risk assessment methods remains voluntary. Risk assessments of critical infrastructure focus on threat, vulnerability, and consequences, with all types of assessments integral to helping improve resilience and mitigate problems (GAO, 2017). A vulnerability analysis of the nation’s information technology critical infrastructure reveals several points of weakness and security gaps. The Department of Homeland Security (2018) infrastructure survey tool can be used alongside the systems dynamics approach to vulnerability assessment. These tools reveal the inherent strengths of complex, interdependent information… Continue Reading...

Security Management Civil Action

Security management 1. In a civil action, how can a claim of negligent hiring have a greater chance of succeeding? Jurisdictions have been increasingly putting laws in place pertaining to what makes organizations a potential target for a lawsuit on negligent hiring. Though in most instances, claims of negligent hiring may be effectively fended off, it proves increasingly tricky in the following cases: · If the individual harming or injuring another is an employee of the company. · If the employee is found guilty of harming, injuring or doing any damage to the complainant. · If the organization was aware… Continue Reading...

Why Noise Traders Do Not Move Markets

Analysis of “Investor Sentiment, Beta, and the Cost of Equity Capital” In the study by Antoniou, Doukas and Subrahmanyam (2015), the researchers look at CAPM, beta, noise traders, periods of optimism and periods of pessimism to test a number of hypotheses: first, that optimistic times lure noise traders into buying high beta stocks, which causes high beta stocks to be overpriced; Noise traders are defined as “young, single males, who lose the most from investing, and are the most susceptible to overconfidence” (Antoniou et al., 2015, p. 352). This definition is not explicitly given but is rather stated in terms… Continue Reading...

Credibility and Authority Of the Nolo Website

Website Evaluation: Nolo.com One of the biggest legal information clearinghouses online is the website Nolo.com. Based in the United States, and therefore mainly only applicable to that country, Nolo.com offers a wide range of informational articles and also links to law blogs. Additionally, Nolo.com promotes legal services with the ability for visitors to find a lawyer in their area. Nolo.com therefore combines educational, informational, and commercial services under one rubric. The confluence of information and commercial goals can be problematic, which is why it is important to thoroughly assess the credibility of this website. The authority of the website can… Continue Reading...

Nazi Literature Pre Oppression Subordination

Pre-Nazi Germany exhibits the kind of delicate yet poignant tension that precipitates major calamity or revolution. Contemporary art, music, and literature capture the social and political atmosphere and all its nuances, especially as it impacts the lives of individuals from various social spheres. Heinriche Heine employs the medium of poetry to subversively satirize the seeds of political and social oppression that were being planted during this critical period in German history. In “Germany: A Winter’s Tale,” Heine draws on the age-old tradition of epic poetic narrative to frame parallels with Teutonic history, all the while capitalizing on the ability of… Continue Reading...

Positive Contributions by Veterans in the Construction Sector Essay

Statement of the Problem The integration of veterans into different business sectors is not a novel idea. Numerous sectors and organizations have been dedicated to facilitating employment of veterans. In the construction sector, different institutions such as Veterans Build America and Hire Our Heroes have made significant strides towards this endeavor. Nonetheless, regardless of the presence of such institutions and assimilation programs for coupling veterans with jobs in the construction sector, measuring their effectiveness continues to be a significant challenge, largely owing to the lack of extensive research in the area. Furthermore, a lot of these programs have faced major… Continue Reading...

What Is Critical Infrastructure

Infrastructure is effectively what makes a nation run. It encompasses the people, places, and things necessary to deliver critical services and goods. The US Department of Homeland Security often abbreviates critical infrastructure as CIKR (Critical Infrastructure and Key Resources) and defines CIKR as consisting of, “the assets of the United States essential to the nation's security, public health and safety, economic vitality, and way of life,” including “power grids and water filtration plants; national monuments and government facilities; telecommunications and transportation systems; chemical facilities” (“CIKR,” 2009, par.1). Although the majority of CIKR is privately owned, according to DHS, the government… Continue Reading...

Key Resources Critical Infrastructure

Critical Infrastructure and Key Resources NIPP (National Infrastructure Protection Plan) offers the necessary structure for coordination, synchronization and integration of activities originating from different pertinent statutes, presidential directives and national strategies for the creation of a combined countrywide approach for the implementation of the protection mission of CIKR (Moteff & Parfomak, 2004). The continuity and protection of CIKR is fundamental for national security, safety, vitality, lifestyle and public health. Critical infrastructure can be understood as the systems, networks and assets, virtual or physical (Fisher & Norman 2010). Critical infrastructure is quite fundamental to a nation to the extent that their… Continue Reading...

Patient Care and the Affordable Care Act

Evidence Based Practice University of Illinois Evidence Based Medicine Resources: Lessons Learned From the search resources I learned that in evidence based medicine, patient values comprising of their unique concerns, preferences, and expectations introduced to the clinical encounter ought to be integrated in determining the ideal care for patient. This integration will guarantee that the individual patient’s clinical state, the clinical setting and best patient outcome prevail in ideal decisions on optimal service delivery to the patient (Sackett, Rosenberg, Gray, Haynes, & Richardson, 1996). The second aspect learned is that in order to integrate Evidence-Based Nursing and clinical care, there… Continue Reading...

Fitness and Health Insurance Reform

Q1. Personal Fitness Trackers Even when personal fitness trackers present the same information, they can visually display the information in different ways. Regardless, the theory behind such trackers, and the ability to see how many steps, calories burned, and activity in relation to the activity engaged in the past, is that people are more motivated when they have concrete evidence of their improvement. What cannot be measured cannot be consciously changed. However, according to a study in The Lancet Diabetes & Endocrinology, in a randomized control study (the gold standard of academic research), using a fitness tracker had no effect… Continue Reading...

Make University Tuition Free

College Education Should be Free for Everyone People everywhere in the U.S. are going into major debt just to get a college diploma so they can be eligible for a career in the job market. Fifty years ago, having to get into debt just to be eligible for a job was not a characteristic of starting a career. It is a new phenomenon that has developed as a result of the federal government backstopping all student loans (Avery, Turner). Whenever the federal government gets involved in anything in the free market, prices go up (Wolfram). That is the reason health… Continue Reading...

Change Management

Introduction A change management plan to implement a new process in the workforce to allow for a business to provide more personalized service is needed in the retail industry (Aloysius, Hoehle, Goodarzi & Venkatesh, 2018). Brick and mortar stores must do something to differentiate themselves from e-commerce businesses, which can provide more convenience to shoppers who prefer not to have to leave their homes. In other words, brick and mortar retailers need to give consumers a reason to come in—and that reason is personalized service. This has been demonstrated successfully by companies like Best Buy, which introduced the Geek Squad… Continue Reading...

Our Current Social Networks

The Network Society Introduction Castells (2011, p. 4) defines network society as a society whose social structure is made up of networks that are powered by microelectronics-based information and communication technologies. Networks do constitute of the new social morphology of our societies. When you look at network society from Castells point of view then the infrastructure of the network society is determined by the relationship between technical, social, and media networks (Van Dijk, 1999, p. 128). Networks are not a new form of social organization, but they have become the key feature of social morphology. This means that they are… Continue Reading...

Ratifying the U.s. Constitution

America went from being a loose union of individual states to being a nation with a central government when the Constitution was ratified. This was more important than the War for Independence, because it dictated the type of government we would have. The Federalists, led by Hamilton, wanted a strong central government. The Anti-Federalists wanted every state to be its own government. The guiding question of this essay is: Should the U.S. have ratified the Constitution or stayed a loose confederation? This paper will show why the U.S. was better off not ratifying the Constitution and remaining a loose confederation… Continue Reading...

The Gold Coin's Meaning

much was set to change. In under two decades, the central bank would be created—the Federal Reserve—which would flush easy credit into the system and spark the Roaring Twenties that would end with a bust in 1929 and lead to the abandonment of the gold standard in 1933 under Roosevelt. The half eagle would suddenly have far more valued then than it had forty years prior—particularly as it was now in demand by Uncle Sam: Americans were required to hand in their gold or face prosecution. Since then, gold has only skyrocketed in price as the Federal Reserve has continuously… Continue Reading...

Physical Security Design and Methods Of Security

Physical Security Design The physical security of any entity is largely pegged on the risk assessment mechanisms used. Prior to implementing any physical security plans, it is fundamental to comprehend the types of threats that the entity is faced with, the possibility that the threats will occur, and the level of damage likely to be inflicted in the threat happens. Firms involved in risk management should be able to assist in the identification of the vulnerability areas and thereafter form a functional and sound physical security plan. Schools, businesses, government agencies, and private institutions and individuals and can enjoy the… Continue Reading...

Critical Analysis War Is a Racket

Critical Analysis: War is a Racket Butler is correct: war is racket. He describes a racket as an operation that costs many but benefits a few—and that describes war well enough. Hundreds of thousands of lives are put on the line while a handful profit—investors, bankers, speculators and industrialists, for example, all of whom stood to make out like bandits from the Spanish-American war. Wars are invariably fought over some pretense: the Spanish-American War was launched because of an explosion on The Maine, which our yellow journalists quickly blamed on Spain, which allowed our leaders (who always have a cozy… Continue Reading...

Democratic Development in Africa Challenges

prominent institutions at the forefront of advancing this agenda have been the World bank and the IMF. The said western democratization has often been presented against a backdrop of the adoption of political and moral standards of the West. It should be noted that as Cheru points out, soon after independence, the conditionality of aid advanced to Africa was largely limited to economic advancement of the continent.[footnoteRef:11] However, later on, “restructuring the domestic politics of African countries became a prominent feature of structural adjustment programs” (273).[footnoteRef:12] The continent’s overreliance upon foreign aid – a factor which effectively enhances opportunities… Continue Reading...

The Mission Of Usaa

USAA Executive Summary The United Services Automobile Association (USAA) specializes in providing insurance for individuals and families of the military community. From auto insurance to renters insurance to flood and life insurance, USAA is there for service men and women who have put themselves on the front lines to serve their country. For that reason, USAA is there to serve them: indeed, the company’s slogan is: “We know what it means to serve” (USAA, 2018). The organization also offers investment products, loans, banking services, advice, mortgage assistance and more. This paper will provide the mission and vision statement of USAA,… Continue Reading...

Why America Sought Independence

Book Review: Forced Founders: Indians, Debtors, Slaves and the Making of the American Revolution in Virginia Author’s Thesis Holton’s (1999) book Forced Founders: Indians, Debtors, Slaves, and the Making of the American Revolution in Virginia makes the case that the Founding Fathers of the U.S.A. were not really motivated by the laundry list of grievances identified in the Declaration of Independence. Rather, their individual experiences in the country taught them that, on a practical level, it would be easier for them to obtain what they wanted by operating independently of the England than through England. The main argument that Holton… Continue Reading...

The Things They Carried Analysis

were not only depicted the lieutenant’s feelings, but also acted as the social support he could bank on to ease his experience of the war. The other aspect of Martha’s repeated mentioning in the first piece of the book is distraction she gave Lieutenant Jimmy Cross. Through fantasies about Martha, the lieutenant’s concentration on the war was significantly affected. In one instance, O’Brien writes, “he had difficulty keeping his attention on the war” (O’Brien, p.8). Martha’s letters and photos fueled the fantasies, which in turn proved dangerous in the lieutenant’s participation and effectiveness in leading his troops. Therefore, Martha… Continue Reading...

Locally Owned Community Based Businesses Today

The Importance of Locally -Owned Businesses to the Community We live in a world increasingly dominated by large businesses such as Amazon and Walmart that are able to attract people with very low prices and convenient online shopping, due to the fact they can operate on economies of scale. I myself, like many consumers, have relied upon big box stores for basic necessities out of economic need. Yet there still is a vital role for locally-owned businesses. As someone who works in a locally-owned daycare facility, I realize that there are certain services that can never be outsourced, like high-quality… Continue Reading...

Communism in Latin America

with the Latin American Left. Venezuela has been trying to repatriate its gold from the bank of England this year, but the bank of England has been stalling at the behest of the U.S. because the latter has leveled economic sanctions against any country attempting to do business with Venezuela (Durden, 2018). Because the U.S. dollar still reigns supreme, the other nations look to fall in line. However, countries like Russia and China, both of which have histories of Communism in their countries, are sympathetic towards Venezuela and both are looking for ways to circumvent the power of the… Continue Reading...

Financial Strategies Of Healthcare Organization

Develop a financial strategy for using global nursing strategies to increase fiscal responsibility. Include the positive and negative financial impact of bringing foreign healthcare providers into a financial organization. Examples such as physicians, nurses, and therapist should be evaluated and assessed for financial viability. Healthcare institutions may be faced with fiscal constraints at some point in their growth process therefore necessitating austerity measures and sound business practices that will help minimize costs and enhance operational and financial efficiency inside the hospitals (Dong, 2015). Many questions arise as to how the financial management culture in healthcare institutions can influence care quality.… Continue Reading...

Mohamed Talaat Pasha Harb Contributions to Egypt’s National Development and Banking System

most of the shares). He penned numerous books, including “The Economic Remedy of Egypt and Creating the bank for Egyptians or the Nation’s bank” (November 1911), wherein he states that: “We need a genuine Egyptian bank…” to function alongside extant banks, aimed at aiding Egyptians by motivating them to take up commercial and industrial activities, advising them to consider saving, and employing progressively popular financial activities (189-196)2. This concept was published a number of times in numerous national newspapers, prior to disappearing. Mohamed Talaat Pasha Harb seized at his chance to articulate his idea of setting up an Egyptian… Continue Reading...

Nationwide Marijuana Legalization

Abstract There is a need to legalize marijuana and allow people an alternative source of health care to that which is provided by the pharmaceutical industry.  Big Pharma is responsible for the opioid epidemic devastating lives today.  Marijuana is a naturally occurring plant that people have used responsibly for thousands of years.  It is time to take back control of the lives of people and legalize marijuana.  This proposal explains why that would be beneficial and how the government can take action now. Introduction (Purpose and Problem) Marijuana has been legalized by many different states in recent years.  However, it… Continue Reading...

Health Care Policy Change

people living in poverty 44% of them are found in Southern Asia (World bank, 2012). Owing to these facts 90% of global diseases are accounted for by the poor countries. This said the poor countries only command less than 10% global healthcare resources (Da Silva, 2008). This is evident in the slow development of the poor countries because of the poor health and loss of life for the productive young people. African children who are less than 5 years have seven times greater chances of dying than children from Europe. In similar manner people aged between 15 years and… Continue Reading...

Political Expression in Today's World

1. Why is the state considered a central institution in comparative politics? What does state power look like, and where does it come from? Towards what ends do states use their power? Give detailed examples from three country-cases.  The state is the central institution in comparative politics because it represents the group of institutions and agencies that exercise authority over the people subordinate to it. The state mediates disputes and serves to unite the individual will and the collective will under one umbrella. The state is recognized as the legitimate authority by the people and thus they comply with the… Continue Reading...

Leadership and the Issue Of Ethics

market processes were further disrupted when the Federal Reserve acting as the world’s central bank essentially began buying up the mortgage backed securities that no one wanted and began buying U.S. Treasuries to the tune of trillions of dollars worth in order to calm the markets and get the financial system rolling again. The Fed expanded its balance sheet exponentially and blew asset bubbles across all classes—equities, precious metals, housing, credit, etc. (Huston & Spencer, 2018). It was, in other words, the end of the free market: ever since, it has been nothing but a command economy with the… Continue Reading...

Analysis Of Six Themes in Entrepreneurship

Entrepreneurship Introduction The company selected is Dar Almanthour for Fragrance. The company was established in the year 2000 by the owner, Mr. Therar AlTararwa. The key products retailed by the company comprise of Bakhour, perfumes, scents, perfume oil and designed boxes for formal events. It started off with his friend at work wanting to sell his own made up fragrance and offered Mr. Therar AlTararwa to sell these fragrances to his family and when he did Mr. Al Tararwa saw an opportunity that selling these fragrances made money and so he wanted to get in the game he bought dozens… Continue Reading...

Africa and Cultural Studies

E. M. & Hill, M. (1997). Women's Education in Developing Countries: Barriers, Benefits and Policies. World bank Publications. Moyo, D. (2009). Dead aid: Why aid is not working and how there is a better way for Africa. Macmillan. Mulumba, D., & Namuggala, V. F. (2014). War experiences and gendered responses to post conflict reintegration: The case of Lira district in northern Uganda. In Selected Themes in African Political Studies (pp. 25-38). Springer, Cham. Nickerson, R. S. (1998). Confirmation bias: A ubiquitous phenomenon in many guises. Review of general psychology, 2(2), 175-220. Radlet, S. (2016). The Great Surge: The Ascent of the Developing World. New York,… Continue Reading...

The Banking Act and Security

Security Management: The 1968 bank Protection Act In the 1960s, all banking was primarily done in person and in-house—i.e., a customer had to literally walk into a bank to make a transaction. This was well before the era of digital cash, when money could be moved from one place to another with the click of a few buttons on a keyboard. In the 60s, cash had to be on hand at the bank in sufficient quantities to meet demand—and that meant banks were a big target for robbers.… Continue Reading...

Conflict and Negotiation the Bophuthatswana Crisis Of 1994

Observed in Empirical Research and Statistics. Retrieved 13 February, 2019 from https://www.un.org/pga/70/wp-content/uploads/sites/10/2016/01/Conflict-and-violence- in-the-21st-century-Current-trends-as-observed-in-empirical-research-and-statistics-Mr.- Alexandre-Marc-Chief-Specialist-Fragility-Conflict-and-Violence-World- bank- Group.pdf Ramsbotham, O., Woodhouse, T., & Miall, H. (2016). Contemporary conflict resolution. Cambridge ; Malden, MA : Polity Press Sagan, S.D., & Valentino, B.A., (2015). Use of force: The American public and the ethics of war, Open Global Rights. Retrieved 13 February, 2019 from https://www.openglobalrights.org/use-of-force-american-public-and-ethics-of-war/ Wood, E. J. (2007). Forging democracy from below: Insurgent transitions in South Africa and El Salvador. Cambridge: Cambridge Univ. Press. Weinstein, L. (2018). The 7 principles of conflict resolution: How to resolve disputes, defuse difficult situations and reach agreement. Harlow, England : FT… Continue Reading...

Puerto Ricans and Us Immigration

The people of Puerto Rico have a unique history in the US immigration. Indeed, Puerto Rico has a special, if not distinct place in the civil society of the American nation. Puerto Rico has been owned by the US for over a century. However, it has not ever acquired a state status. Puerto Ricans have been part of the US population for over a century. Puerto Ricans do not have a vote in the US congress. Puerto Ricans can move freely throughout the US states. Such movement is regarded as internal migration. However, when Puerto Ricans move to the mainland,… Continue Reading...

What Is the Economy

past year (Capparella, 2018)—or a higher ROI given by a bank looking for consumers willing to open a CD. This paper will reflect on the three most valuable and important insights I obtained during ENCU 202 and discuss the importance of the insights to me as a manager and consumer. It will also look at the implications of my learning and how my behavior and thinking has changed to integrate my learning. Finally, it will look at specific actions I plan to take to apply insights to enhance my professional and personal effectiveness. The first most valuable insight I… Continue Reading...

Conflict Mapping in South Sudan

in multiple socioeconomic indicators (King 2015). The country has a triple-digit inflation rate and poverty is widespread. The World bank estimates the population of South Sudanese living below the poverty line amounted to 82% by end of 2016, additionally literacy rates amounts to 27% implying that the country lacks in a skilled workforce. Dessalegn (2017) reports up to 95% of the population is dependent on agriculture which with the advent of war has declined in productivity. Although electricity is a critical backbone for an economy, only 2% of the South Sudanese population has access to electricity (King 2015). 2.… Continue Reading...

Globalization and International Political Economy

all elements of this present world has been influenced by globalization. For instance, a Federal Reserve bank of San Francisco report of 2010 indicated that nearly 35.6% of the garments and footwear that are retailed in the United States originated from China. This is in comparison to barely the 3.4 % of those items that were locally made in the United States. This form of trade is shown to have advantages such as the increase in Foreign Direct Investment (FDI) compared to global trading. This increase enhances technological exchange, business reformations as well as the expansion of international corporations.… Continue Reading...

How Will Brexit Happen

be even more disastrous for the British economy with the bank of England forecasting a precipitous 8% drop in economic activity and initiate the worst recession in the West since the end of WWII.[footnoteRef:6] No deal forecasts suggest the pound would fall by 25% against USD and that “house prices would fall 30%, while inflation would climb above 6%.”[footnoteRef:7] Interest rates would likely climb by a substantial percentage making it difficult for individuals to use credit and unemployment would likely surge as business growth would falter. A domino-like effect of bad economic data would trigger a veritable collapse and… Continue Reading...

Challenges Of Globalization

of the global economy, the Western world still controls huge organizations like the World bank and the International Monetary Fund.  Countries who have sought loans from these organizations have found themselves struggling to pay back debts, which may not even have been fully understood at the time that the loans were created.  This may be due to cultural differences in addition to some predatory lending practices.   From a Western perspective, there may not be a problem with Western dominance of the global economy.  However, this perspective can only be true, not only if Western culture and Western economic… Continue Reading...

Why R2p Does Not Work

blind eye to the genocide committed by Israel towards the Palestinians on the West bank and in the Gaza Strip, but perhaps the West, Evans et al. feel they have a right to be selective in how they apply their humanitarian assistance. Those who take the initiative to examine the other side of the doctrine—i.e., the outcomes of its application—find, like Thakur, that “illegal invasions and chaotic occupations” are common outcomes of R2P in action.[footnoteRef:10] [7: Gareth Evans, “R2P: The Next Ten Years,” Oxford Handbook on The Responsibility to Protect 2015, 4.] [8: Alex J. Bellamy, “The Responsibility to… Continue Reading...

Tesla and the Global Market

Global Company Report: Tesla, Inc. Introduction: Summary of the Business and Its Industry Tesla, Inc. was launched in 2003 in California as a niche market luxury carmaker that specialized in electric vehicles (EV). The Tesla Roadster was its first product. The Roadster was a high-end EV and not a mass market car. Today, Tesla offers the much more affordable Tesla Model 3, which is a mass-market EV designed for the common man. Its other products include the Tesla Model S and the Tesla Model X. Tesla sells its cars in North America, Europe and in Asia. It has recently obtained… Continue Reading...

Regulatory Measures Involving 1984 Sentencing Reform Act

Regulatory Measures Events that led to implementation of various regulatory measures The implementation of the 1984 Sentencing Reform Act called for the establishment of Federal Sentencing Guidelines for Organizations (FSGO). The United States Sentencing Commission decided to come up with these guidelines targeted at individuals and firms. The key aim was crime prevention and decreasing disparities in sentencing. (Mercer, 2003). At first, in the year 1991, the idea of organizational punishment mitigation was introduced, for cooperation and effective adherence to the program. The 2002 federal regulation, SOX (Sarbanes-Oxley Act), put extensive financial and auditing related regulations in place for publicly-traded organizations. The… Continue Reading...

Macropoland

expansionary monetary policy are: open market operations and controlling the funds rate. Open market operations would allow the central bank to buy treasuries. The central bank would be increasing the money supply by purchasing government debt, and by purchasing government debt it would help to create demand for the debt and thereby keep yields low, which would allow the government to keep borrowing and spending on projects to help stimulate the economy or boos infrastructure or do whatever was required. The central bank could also lower the funds rate, which would allow interest rates to come down across the… Continue Reading...

How Does Public Policy Work

always turn a blind eye to the genocide committed by Israel towards the Palestinians on the West bank and in the Gaza Strip, but perhaps the West, Evans et al. feel they have a right to be selective in how they apply their humanitarian assistance. Those who take the initiative to examine the other side of the doctrine—i.e., the outcomes of its application—find, like Thakur (2016), that “illegal invasions and chaotic occupations” are common outcomes of R2P in action (p. 422). R2P may have some noble ideals and principles at its foundation, but the outcomes, as shown by Thakur… Continue Reading...

Globalization and Major Programmes

and reversal than of gradual learning (Hirschman, 1967: 137). Project Appraisal From the time the World bank was established, the institution has had a strong emphasis on development projects. Nonetheless, a project assessment function was not brought into operation up until the onset of the 1970s (Alacevish, 2014). Hirschman worked in tandem with the World bank, the Ford Foundation, as well as the Brookings Institution and the Carnegie Corporation, to examine in detail the direct impacts as well as the wide-ranging consequences of a project on economy and society and to attain some improvements in the process of project evaluation and… Continue Reading...

Robo Calls Increase in Use

Robocalls are automated, computer-generated phone calls. Their mass-conveyed messages are played automatically whenever a phone user takes the call. Robocall messages are of various kinds, including appointment reminders and political messages. In the current era of extensive mobile phone usage, where mobile phones are deemed indispensable and virtually every individual possesses one, robocallers follow individuals everywhere, interrupting activities like church service, important business meets, and dinner, to name a few (Kefford & Power 2014). While automated phone calls are no new menace, of late, the quantity of such calls has risen steeply. YouMail, a robocall blocking company that also analyzes… Continue Reading...

History Of Populist Movement in America

1. Describe the historical roots of populism The populist movement began in the more rural regions of the United States, during the late 19th century. The movement evolved due to the changing demographics in the nation, and a sense of disenfranchisement and disempowerment among rural residents—particularly those in Midwestern and Western states. Touted as a grassroots movement of the people, populism used rhetoric that slammed political power being centralized in Washington. 2. Farmers essentially started the populist political movement as a means of gaining political and economic power. With industrialists encroaching on the economy, and brokers controlling the prices of… Continue Reading...

Caterpillar Cycle Of Change Model

Cycle of Change Model to the Caterpillar Case Study Introduction The process by which Caterpillar determined the nature and scope of the change needed began with understanding a very simple principle: the building blocks of an organization have to be aligned with “the overall strategy and performance objectives of the company” and its decision-making (Neilson & Pasternack, 2005). After nearly going bankrupt in the 1980s, Caterpillar reshaped its decision making process, its pathway to information, its approach to motivating, and its organizational structure. To complete this transformation it engaged in a cycle of change, which this paper will describe. Direct… Continue Reading...

Future and Global Population Growth

Real Estate Ethics and Fraud Introduction Good ethics is a key necessity in any given profession. Ethics takes into account a system of moral guidelines governing the suitable conduct and actions of an individual or a group. Notably, ethical standards are centered on an individual’s belief of what is right and what is wrong versus the legal benchmark, which is basically, what is written down in law. In essence, ethics can be explained as the moral principles and criteria that steer individuals on what they ought to do and ought not to do. Chiefly, the law orders what persons is… Continue Reading...

The Great Gatsby and Jazz

The Jazz Age and Gatsby F. Scott Fitzgerald’s The Great Gatsby is the great novel of the Lawless Decade—the Roaring Twenties or the Jazz Age, as it was otherwise known. It was a time of easy credit and flowing cash. It was a time of Prohibition, when alcohol had been outlawed and people looking for a good time had to go underground to the speakeasies, where they drank their liquor in hiding. To be human meant to be a criminal, and thus everyone who wanted to have a drink became a scofflaw. The 1920s was the decade of the scofflaw,… Continue Reading...

21 Up Series

girls, Jackie, Lynn, and Sue missed college and are working currently. The three are working as a bank clerk, librarian and travel agent respectively. Jackie and Lynn are married. Sue is single. Peter and Neil were the boys from Liverpool Suburb. Girls tend to be perceived late to get into marriage by age 25. In Chapter 14 of the Book Lifespan, as described in slide 8 of the slides provided, social clock is culturally determined and hence the reason for the girls to get married before the men in the up series. Neil is currently homeless after missing oxford… Continue Reading...

Johnson and Johnson Human Resource Value and Contribution

Introduction to Johnson and Johnson For a company to be successful, it must continuously build and nurture long-term relationships with its strategic shareholders. Shareholders is anyone who has an interest in an organization ((Noe et al., 2016). They include employees, governments, competitors, suppliers, competitors and customers. One such company is Johnson and Johnson (J&J). It has emerged as one of the most successful company globally because of its values dubbed "Our Credo” (Team, Directors and Governance, 2019).J&J is also among the Fortune 500 companies. This paper will focus on various dimensions of the J&J Company. It is divided into three… Continue Reading...

How to Be a Good Leader

I work in a Kuwait finance house bank in the anti-money laundering department. The department is under the oversight of the risk management department. My job is to assist in making sure that the finance house is in compliance with all anti-money laundering regulations. It is a very important job because failure to abide by the rules can lead to severe penalties for the institution. The bank must also work with larger regulatory bodies so as to prevent money used by terrorists from being laundered through the bank. This job requires a lot of… Continue Reading...

How to Be a Good Leader

I work in a Kuwait finance house bank in the anti-money laundering department. The department is under the oversight of the risk management department. My job is to assist in making sure that the finance house is in compliance with all anti-money laundering regulations. It is a very important job because failure to abide by the rules can lead to severe penalties for the institution. The bank must also work with larger regulatory bodies so as to prevent money used by terrorists from being laundered through the bank. This job requires a lot of thinking and monitoring… Continue Reading...

Temperament and Creativity Correlation

not been as successful. In their study assessing the relationship between temperament and creativity amongst bank officers and artists, Necka and Hlawacz (2013) found out that within the artist group, there was a positive correlation between the activity temperamental trait and creativity. On the other hand, the authors established a negative relationship between emotional reactivity and creativity within the said artist group. It is, however, important to note that “bank officers, who were generally less creative than artists, showed no relationships between creativity and temperament” (Necka and Hlawacz, 2013, p. 183). The relevance of findings of this nature cannot be… Continue Reading...

Immigration in the United Kingdom

Windrush Generation Introduction After the end of WWII, the British were faced with a severe labor shortage. There were simply not enough workers to tend to the work needed in England. The war had wrought considerable destruction and the solution, it seemed at the time, was to import labor. Immigrants from the Caribbean countries, such as Jamaica, Trinidad and Tobago and Barbados were invited to the UK between the years of 1948 and 1971 to help fill the labor shortage. They arrived at the ship the MV Empire Windrush, which is where the name “Windrush Generation” comes from.[footnoteRef:2] As a… Continue Reading...

Relationship Between Creativity and Temperament

Corp N?cka, E., & Hlawacz, T. (2013). Who has an Artistic Temperament? Relationships between Creativity and Temperament among Artists and bank Officers. Creativity Research Journal, 25(2), 182-188. doi:10.1080/10400419.2013.783744 Oniszczenko, W., Stanis?awiak, E., Dembi?ska-Krajewska, D., & Rybakowski, J. (2017). Regulative theory of temperament versus affective temperaments measured by the temperament evaluation of Memphis, Pisa, Paris and San Diego Auto-questionnaire (TEMPS-A): a study in a non-clinical Polish sample. Current Issues in Personality Psychology, 2, 73-82. doi:10.5114/cipp.2017.65847 Strelau, J., & Zawadzki, B. (1995). The Formal Characteristics of Behavior – Temperament Inventory (FCB-TI): Validity studies. European Journal of Personality, 9, 207–229. doi: 10.1002/per.2410090304 Torrance, E. P. (1998). The Torrance Tests of Creative Thinking norms… Continue Reading...

The Great Depression

Causes One of the primary proximate causes of the Great Depression was the stock market crash of 1929, but even the market crash was the culmination of years of speculative banking and investments leading to the economic downturn. For example, also during this time, American banks—as well as some foreign ones—actually capitulated, causing many people to lose their savings and many businesses to lose their access to financing as well. Responding to initial fears of a financial crisis, several policy initiatives exacerbated the situation. For example, when banks reduced or curtained entirely the number and value of loans offered to… Continue Reading...

President Roosevelt New Deal Era

FDR’s Approach President Roosevelt took a proactive approach to the Great Depression, immediately proposing the New Deal programs as practical steps towards rebuilding the nation’s economy. When he was elected, Roosevelt also demonstrated understanding of the need for emotional messages to help the American people remain calm and confident. For example, one of FDR’s most famous quotes was delivered in his inaugural address: “the only thing we have to fear is fear itself.” Roosevelt capitalized on the power of the radio to deliver his message of hope and inspiration to the American public. Starting in 1933, Roosevelt delivered the “Fireside… Continue Reading...

Impact Of Brexit on Financial Firms

be witnessed. For instance, as it has been pointed out in the article, “the  ECB (European Central bank) is insisting that banks set up more than mere “empty shells”, in which business is booked with EU27 clients while the real business—and risk—stays in London, outside its purview.” Economic This is an amalgamation of all the factors that affect the profitability of firms and their viability in the long-term. The profitability of financial firms, particularly banks, is likely to experience a roller coaster of sorts going forward. This is particularly the case if the uncertainty over the future of the country’s economy… Continue Reading...

Hunger Eradication and Extreme Poverty

extreme poverty over the last decades, poverty and hunger remain a chronic challenge in Africa. The Work bank reports a decline in the global population living in extreme poverty (less than $1.90 a day) plunged to a low of 10% by 2015 which is equivalent to 736 million living below the poverty line (World bank, 2018). The significant progress has been disproportionate, with the progress mainly recorded in South Asia, East Asia, and Pacific. South Asia has realized a decline of the poor population by more than a half from 500 million in 1990 to 216 million people in… Continue Reading...

Gender Equality in Arabia

25 percent of the labor force in those countries (World bank). Therefore, these countries are disadvantageously affected in certain aspects of economics and society because of the lack of female contributions in both of these areas. Literature Support Existent literature proves the fact that there historically has been a lack of female participation—as well as a lack of gender equality and women’s empowerment—in the GCC countries. Traditionally, this part of the world was characterized by “a patriarchal ethos and conservative religious social and cultural norms that underline the rights and privileges of men vis-à-vis women while limiting women’s rights”… Continue Reading...

The Enron Trial and Kenneth Lay and Jeffrey Skilling

Ken Lay was indicted for twenty-one counts entailing conspiracy to commit securities fraud, false bank statement, wire fraud, security fraud and bank fraud by the Houston grand jury in 2004. While Kenneth Lay passed before the ruling by Judge Simeon Lake, Jeff Skilling was fined $45 million and sentenced to 24 years of prison in 2006 (Moncarz, Moncarz, Cabello, & Moncarz, 2006). Main Laws Violated in the Enron Scandal Civil charges were initiated by The Securities and Exchange Commission (SEC) against the former Enron CEO Kenneth L. Lay and Jeff Skilling for orchestrating a wide-ranging scheme to defraud through misleading… Continue Reading...

Fracking

Fracking and Ethics Introduction While “fracking”—the term applied to the practice of hydraulic fracturing of rock to gain access to the oil or gas underground—has been hailed as a revolutionary way for the oil industry to draw oil from previously hard to reach places, there are a variety of ethical issues surrounding the practice (Evensen & Stedman, 2018). Stakeholders in the issue of fracking go beyond those in the oil/gas industry, however. They include people in communities, whose water supply has been contaminated as a result of fracking. They include people whose lives have been changed by fracking due to… Continue Reading...

The Link Between Temperament and Creativity

(2013). Who has an Artistic Temperament? Relationships between Creativity and Temperament among Artists and bank Officers. Creativity Research Journal, 25(2), 182-188. doi:10.1080/10400419.2013.783744 Oniszczenko, W., Stanis?awiak, E., Dembi?ska-Krajewska, D., & Rybakowski, J. (2017). Regulative theory of temperament versus affective temperaments measured by the temperament evaluation of Memphis, Pisa, Paris and San Diego Auto-questionnaire (TEMPS-A): a study in a non-clinical Polish sample. Current Issues in Personality Psychology, 2, 73-82. doi:10.5114/cipp.2017.65847 Strelau, J., & Zawadzki, B. (1995). The Formal Characteristics of Behavior – Temperament Inventory (FCB-TI): Validity studies. European Journal of Personality, 9, 207–229. doi: 10.1002/per.2410090304 Torrance, E. P. (1998). The Torrance… Continue Reading...

Circuit City Bankruptcy Analysis

External Environment – Retail Circuit City failed to adapt to changes in the external environment. First, as Best Buy grew, competition in the industry increased significantly. During the strongest periods of Circuit City’s growth, the company had the largest market share in the industry, but as it lost share it entered into a duopoly competition with Best Buy. This placed downward pressure on prices, precisely at a time when it became clear that Circuit City was less popular with consumers overall, and as it was facing some financial pressure from a decision to overhaul its stores. The other thing that… Continue Reading...

Recent Immigration in the United States

assimilation: is the U.S. still a melting pot? Federal Reserve bank of Dallas. Retrieved from https://www.researchgate.net/publication/5030765_Immigrant_assimilation_is_the_US_still_a_melting_pot Park, B., & Judd, C. M. (2005). Rethinking the link between categorization and prejudice within the social cognition perspective. Personality and Social Psychology Review, 9(2), 108–130. doi: 10.1207/s15327957pspr0902_2 Payant, K., & Rose, T. (1999). The immigrant experience in North American literature: Carving out a niche. Westport: Greenwood Press. Pechie, J. S. (2015). The Italian immigrants’ assimilation into American culture and the subsequent impact on food, language and last names (Master’s Thesis, University of New York College). Retrieved from https://digitalcommons.brockport.edu/cgi/viewcontent.cgi?article=1542&context=ehd_theses Ran, A., & Fabi, B.… Continue Reading...