Insurance Essays


Unemployment Insurance Essay

Essay Prompt An unemployment insurance essay – write a well-developed essay (1-2 pages) describing how unemployment insurance programs operate in the United States, and some of the arguments for and against such programs. How Unemployment insurance Works Unemployment insurance is a program that exists in the United States at the federal and state levels combined Continue Reading... Continue Reading...

Hipaa Ethics

Ethical Responsibilities: Avoid Putting Organization at Risk The 1996 HIPAA (Health insurance Portability and Accountability Act) helps millions of U.S. employees and family members transfer and carry on with the same healthcare insurance coverage even if they jump jobs or get fired; decreases abuse and fraud in the health sector; mandates confidential use and protection of sensitive patient health details; and mandates sector-wide healthcare data standards when it comes to processes like electronic billing (California Department of Health Care Services, 2015). HIPAA's enactment made healthcare practitioners who can view and share patients' sensitive… Continue Reading...

Differences Between Capitalism and Socialism

that the United States is anything other than a capitalist nation. However, the presence of unemployment insurance in that country would prove that they are not entirely willing and able to just leave people high and dry if they are unemployed for whatever reason (Diffen, 2016; Perlo, 2016). When it comes to healthcare and providing it for every citizen, this is a mixed bag. Healthcare is very important and many people see it as a right. At the same time, this is not something that exists in the Constitution. Even so, the Constitution was written in a day before… Continue Reading...

Strategic Resource Management Hewlett Packard Enterprise

an extensive array of benefits that include subsidized healthcare insurance, paid vacations, and retirement schemes. Employee Development HP's education and career development plan provides personnel with support and services for facilitating their personal and professional growth and ensuring they are able to meet the company's evolving needs. The company selects and runs businesses by aiming to provide long-term jobs to individuals. The workforce is expected to reciprocate by meeting specific performance standards, adjusting to job schedule and assignment changes when needed and learning and applying novel skills in the areas they are most critically required. The organization believes such… Continue Reading...

Hiv and Aids

various efforts ensuring that Americans possess stable and secure health insurance that they can afford. The ACA has been instrumental in the fight against HIV / AIDS. It has given Americans living with HIV and those at risk of contracting HIV with a robust coverage. HIV / AIDS Care Continuum President Obama put in place the HIV care Continuum Initiative in 2013. It directed federal departments to give priority to HIV care continuum since they oversee the rollout of HIV strategy at the national level, put forth actions to take care of the drop-offs along the cascade and also… Continue Reading...

Karen Refugees Of America

any disease or illness. The Karen people of Minnesota also do not believe in having insurance if they are not sick. They may use what has been used by the Karen people and various other populations, the betel nut as a means of staying alert and awake while performing job duties or chores. These are just some things a 2012 case study identified amongst the Karen refugee population. While they discovered the positive effects of relocation for the Karen refugees, they also noted the lack of effort among authorities to help the population integrate better with the culture of… Continue Reading...

Experience Modification Factor

the employees. As a result, having a lower experience mod implies that the premium becomes lower. In addition, since insurance establishments perceive Return to Work programs positively, there is a great likelihood to have a constructive impact on the experience mod (Lanier Upshaw, 2016). Secondly, a Return to Work program benefits the employer and organization in that it can aid in increasing the self-esteem and optimism of other employees. The sooner the personnel are able to perceive their coworkers getting back to work, the better it is. It is imperative to take into consideration the social, emotional and mental… Continue Reading...

Importance Of Joining Professional Organizations

mentorship, professional guidance, peer networks, as well as discounts on insurance and other financial services. Second, each association holds meetings every year. The meetings are usually intended for bringing members together, building networks, providing access to job opportunities, as well as disseminating industry insights from leading speakers and research publications touching on key topics. In addition to annual meetings, the associations organize conferences, sessions, workshops, camps, and webinars throughout the year aimed at exploring certain areas of interest. Finally, with the exception of NSA, each organization offers subsidized membership for students. Student membership is particularly aimed at preparing students… Continue Reading...

Mcardie Estate Vs Cox

means of the 1984 Canada Health Act ensuring that provincial-level healthcare insurance schemes fulfill certain conditions (Mcmillan). Provincial-level research scholars and lawmakers are often concerned with regard to the Canadian healthcare structure's financial sustainability, and provincial administrations are pressurized to cut costs. All provinces have their own Public Hospitals Acts for regulating the institution, management and financing of publicly-financed healthcare facilities. Funds are normally assigned via a universal budget instead of a pay-for-services basis. However, activity-based financing has been implemented as well, to a limited degree. Federal authorities are in charge of sanctioning medications for sale within the nation,… Continue Reading...

The Role Of Medical Assistants in Claiming Reimbursement

personality, that does not mean he or she is knowledgeable about patient relations, customer service, or insurance claims processing" (p. 41). In sum, not only do we value you as talented and skilled medical assistants, we also recognize the importance of your contribution to optimal healthcare outcomes in our organization. We want to help become the best medical assistants possible because this is in everyone's best interests. Please contact the undersigned if you have any questions and thank you for helping make this institution the life-saver people deserve and need. Continue Reading...

Free Agency in Basketball

agreement that he reached enabled players to receive life insurance, as well as medical and dental insurance. Such compensation packages are fairly standard for other occupations. However, at the time that Silas was able to effect this arrangement in the 1970s, it was unheard of for professional basketball players to obtain compensation alternatives to mere salary benefits. The president of the NBPA was also able to increase the per diem rate at which players were compensated in addition to their shares of revenues for both the playoff and All-Star games (Bradley, 2016). Moreover, the gains that Silas made also… Continue Reading...

Economic Factors for Physicians

The Patient and Affordable Care Act has made it mandatory for people to get health insurance. In the wake of this legislation there is a greater demand for doctors (Health Resources, 2016) than there ever has been before. Because of the wide-sweeping nature of this legislation, in addition to the inescapable reality that the increasingly elderly population is becoming more prominent in the medical field and its expenses, there is a particular demand for primary care physicians. According to Health Resources and Services Administration (2013), "If the system for delivering primary care in 2020 were to remain fundamentally the… Continue Reading...

Germanys Economic Policies

crisis. The country also wishes to defend its domestic banking system especially concerning special deposit insurance programs of banks like Sparkassen which are state-owned (Kammlott, 2013). The fiscal policies of Germany lost steam in recent years. The main cause could be political as well as macroeconomic. For example, sovereign debt crises and structural hurdles in other European nations made Germany an ideal business location. This meant there was no need for the government to change the existing tax system. Additionally, buoyant tax revenues meant raising tax revenues was unnecessary. Germany has seen a 20% rise in tax revenue from… Continue Reading...

My Life

a child growing up in the start of the 21st century. My father worked for an insurance company as a financial advisor and my mum worked as a front desk person in the nearby hospital. I had a considerably happy childhood enjoying the days with my young siblings and at the time would consider ourselves to be somewhat spoilt with trips, presents and toys. However, one of the difficult periods in my life came early on when I was 7 years old when my parents split up and had a divorce. This was such a difficult time; because of… Continue Reading...

Tort Case Study for Ron and Print It

be able to take action against Print It. This action may be more likely to succeed as the commercial insurance may be more willing to settle (Franklin & Rablin, 2015). The total damages Ron is likely to receive will include compensation for the medical costs incurred and for the lost wages resulting from the injury, and in some cases there is also the potential for damages for emotional distress or embarrassment (Franklin & Rablin, 2015). There is also the issue of the video that has been posted creating emotional harm. There is a tort of negligent infliction of emotional… Continue Reading...

Role Of Labour Market Imperfections in Generating Unemployment

legislation to curb minimum wage at a certain limit. The government may also introduce insurance benefits to improve the wellbeing of the unemployed. Additionally, workers may unionise to advocate for better pay and improved working conditions. While these efforts are intended to positively affect the labour market, they may often generate unemployment and other undesirable outcomes (Dwivedi, 2010). They may result in imperfections that may be detrimental to investment, economic activity, as well as efficient resource allocation, consequently obstructing employment growth.     Major labour market factors that generate unemployment relate to labour market institutions and regulations. Labour market… Continue Reading...

Business Management and Supervision

Workers (UAW) has managed to secure for its members benefits such as employer-paid insurance, cost of living allowances, as well as job and income security. Further, unionisation in the electrical industry has led to not only better wages, benefits, and rights, but also the establishment of national training standards. These few examples clearly accentuate the crucial role of labour unions. Nonetheless, labour unions can be detrimental in some cases, especially from the perspective of management and supervision. First, addressing employee grievances in a union environment can be a daunting task for the management (Pohler & Luchak, 2015). Dissimilar to… Continue Reading...

Developing, Managing, and Operating a Retail Business

Another important financial dimension relates to expenses. This item, which includes items such as salaries, utilities, insurance, and administration, is a significant determinant of profitability (Mathur, 2010). A retailer should ensure an optimal proportion of expenses to sales to achieve a desirable level of profitability. The store can minimise expenses via strategies such as eliminating unnecessary activities and processes, incorporating technology, and ensuring an optimal number of employees. Name, Mission, and Philosophy An appropriate name, mission statement, and philosophy will be crucial to the success of the business. The name of the business will be M&M. The mission of… Continue Reading...

Myelodysplastic Syndrome

MDS got the illness after going through radiation or cytotoxic treatment. Occupational history along with any details to the liability insurance organization of the employers seem to be significant in case of a probability that there could have been past (long-term) usage of benzole, as it puts patients at a risk of getting MDS. Once nonhematological and hematological differential diagnoses are ruled out, thorough cytomorphological examination of bone marrow and blood are important, ideally conducted by a skilled pathologist or hematologist. At times, experienced diagnosticians are not able to make a clear diagnosis. Therefore, repeat investigations of the bone marrow… Continue Reading...

A Concise Analysis Of Financial Performance Of Companies

research work will utilize an extra indicator variable for reflecting insurance and finance sector divergence (FINANCIAL INDUSTRY) from other sectors. To address regional legal system-related peculiarities, the research will employ Cuomo and Zattoni's (Ferrero-Ferrero et al., 2016) condition for classifying nations based on the origin of their legal systems (ENGLISH SYSTEM) (GERMAN SYSTEM) (FRENCH SYSTEM) (SCANDINAVIAN SYSTEM). Here, the dummy passed over will be for nations whose legal system is derived from the English system. Lastly, this research encompasses a dependent variable that is lagged by a single period (ECONOMICt-1), aiming to capture yearly economic performance inertia. 3. Model… Continue Reading...

Accreditation Costs Of Healthcare Organizations

the U.S. can expect Medicare funding. Given the constantly-declining insurance firm reimbursements, a number of health centers cannot survive in the absence of Medicare reimbursements. Such dependency increases the price of the accreditation process. Without accreditation, health plans might be perceived as less lucrative by prospective purchasers, as large corporations particularly insist on an accredited plan. Prospective patients will ultimately seek care at the hospital covered by their insurance program; hospitals need patients for remaining functional, at the cost of unaccredited ones (Curnayn, 2011). Although being accredited is a completely voluntary decision and isn't mandatory for participation in the… Continue Reading...

Language Barriers Among the Karen People

are not smiling when we come in. Not telling me when my insurance or food stamp will be ready. Not filing my forms properly. Not following up with me. They don't understand my language. Session 2: Male Karen client - I went to the social service office but never saw anything afterwards. Staff is willing to give support but never see Ahamy. Hard to communicate with other staff. Female Karen client - Feel very good that I am receiving help. Staff willing to support. Multiple interns working together. Female Karen client - Good experience. I always get help. 3. How… Continue Reading...

Emotional Exhaustion Among Salespeople

costs businesses hundreds of billions each year from absenteeism, lessened productivity, and medical insurance. Although researchers have examined thoroughly this problem in both occupational and organizational literatures, ironically it is rarely explored in marketing literature. The authors note that professional selling is not only highly stressful, but leads to emotional burnout from savvy competitors and pressure to increase sales and revenue for their respective company. Therefore, the authors aimed to examine moderating effects of emotion-focused and problem-focused coping and see how it affects a salespersons' emotional exhaustion. The background literature section begins with stress and burnout describing it as… Continue Reading...

Grounding Of the Natuna Sea

The NATUNA SEA’s P&I insurer was the London Stream-Ship Owner’s Mutual insurance Association Limited, which is commonly known as The London P&I Club (International Oil Pollution Compensation Funds, 2000).  This insurer is a member of the International Group of P&I Clubs similar to Japan P&I Club and has existed for a long period of time.  NATUNA SEA was among the 30 million GT or approximately 1,000 ships insured by The London P&I Club.  Similar to other ships, The London P&I Club insured NATUNA SEA for oil pollution liability and other related liabilities including loss of life and personal injury,… Continue Reading...

Educational Plan for Improving Behavioural Health Amongst Older Adults

most affected is the rural population, which is largely characterised by older, poorer people with little or no insurance coverage. North Dakota is home to one of the highest proportions of senior citizens in the U.S. Statistics indicate that 11.8% of adults over 65 years in rural areas in North Dakota smoke (Molmen et al., 2013). Within the same population, prevalence rates of 42.8% and 67.9% are reported for alcohol consumption and obesity, respectively (Molmen et al., 2013). Indeed, the prevalence of behavioural risk amongst older adults in rural North Dakota is quite disturbing. This is an important concern… Continue Reading...

Improving Health Welfare for a Vulnerable Population Community

Council (2008) says that around 70% of the Homeless clients do not have health insurance. Many low-income people are unable to afford health services on their own and they do not own a health insurance as well. The Homeless people never get good nutrition, good personal hygiene, and basic first aid. In addition, because they do not have adequate housing, they are vulnerable to possibility of interrupted treatments and it is difficult to treat diseases like as tuberculosis and HIV / AIDS (Health Care and Homelessness, 2009). It is unfortunate that many homeless people who need treatment never receive… Continue Reading...

Analysis Of Honolulu International Airport

its own retail stores, restaurants and bars, business center, automated teller machines, insurance companies, currency exchange, jail, freeway, traffic lights, post office, and light industry. The state operates two Aircraft Rescue and Fire Fighting stations, one adjacent to the Reef Runway and the other near the Interisland Terminal. The airport works closely with the Airline Committee of Hawaii, the Airport Concessionaires Committee, the Federal Aviation Administration and other federal agencies, and Joint Base Pearl Harbor Hickam (JBPHH) in the operation of the airport. Honolulu International also manages Kalaeloa Airport (JRF) and Dillingham Field (HDH). Kalaeloa, the former Barbers Point… Continue Reading...

Gerontology Aging and America

alongside Medicare and Medicaid. Whereas Medicare and Medicaid offered extended insurance benefits through the federal government, the OAA established "the foundation for a system of services and supports that enables millions of older adults in this country to continue to live independently as they age," ("The Older Americans Act: Aging Well Since 1965," (The Older Americans Act: Aging Well Since 1965," n.d.). Along with its federal provisions, the OAA freed up grant money for the states to develop " community planning and social services, research and development projects, and training personnel in the field of aging," (The Older Americans… Continue Reading...

Hobby Lobby and First Amendment

employer when it comes to the decision not to pay for insurance meant for contraceptives. The Snyder vs. Phelps case was also related to religious picketing where the issue of sidewalk picketing was under the scrutiny of whether it was outrageous. The WBC church had held a picketing in a funeral and was found guilty of saying outrageous comments in a funeral. However, the Supreme Court of United States in an 8-1 decision argued that the church was constitutionally protected to say whatever they wanted as far as they did not affect the ceremony. It was established that they… Continue Reading...

Innovation Best Practices

In his book, Beyond the obvious: killer questions that spark game-changing innovation, Phil McKinney (2012) argues that most innovation efforts fail because the right questions are never asked -- people are taught and do not stray from the obvious. McKinney asserts that in a rapidly changing world, people ought to ask the right questions about their businesses -- they must stretch beyond the basic or usual. Indeed, asking the right questions is the heart of innovation (Berger, 2014). Asking the right questions causes a fundamental shift in how a business sees its products and customers, and the way the two… Continue Reading...

Inside the Meltdown

something had to be done. The moral hazard to consider here was that Bear Stearns didn't have insurance or protection in anticipation of such a situation which meant that the solution had to be outside the box. The Federal Reserve stepped up to contain the situation and so Ben Bernanke, the chair of the Federal Reserve acted (TPF, 2009). Ben Bernanke is a former Princeton economic professor who had studied the great depression deeply and so appreciated the extent of the damage that would have been done had the situation not been arrested. There are a few economic parallels… Continue Reading...

John Stuart Mill’s on Liberty

against society as a whole arise. For example, mandating that health insurance be provided for all employees by employers who possess businesses of a certain size (say over fifty people) is designed to prevent the harm of leaving persons uninsured. But mandating coverage may cause harms to a business owner because of the expense and to the public when additional costs are passed on to consumers. The question of whether the regulation is more harmful than the benefit accrued by the regulation is less obvious. In some instances, such as legalizing gay marriage, any potential harms (supposed infractions of… Continue Reading...

Innovation Distribution Co Supply Chain Risk

the proportion of containers that are lost or damaged during transit. Another measure can be the cost of insurance that is incurred for property while being transported. Another risk that ought to be taken into consideration is the capacity level. One of the measures for quantifying this risk can be the variations in demand in comparison to the forecasted demand level. Another measure can be the risk of experiencing stock outs due to failure to supply enough quantities (Wieland, 2013). 13. Recommend improvements to the supply chain process to reduce total landed cost. There are suggestions that can be… Continue Reading...

Innovation Distribution Co. Supply Chain Risk Case

in transit before reaching Alliance Fort Worth distribution center. Metrics for measuring this risk can include the cost of insurance for such damages and the proportion of damaged or lost goods compared to the total shipment. The other risk is failure to meet the level of capacity. Metrics for measuring this risk can include comparing the projected demand level against the actual demand level. Another measure can be the number of stock-outs during a certain shipment (Manuj and Mentzer, 2008). Question 13 Suggestions made to improve the supply chain procedure so as to decrease the total landed cost include… Continue Reading...

Solow Growth Model and Unemployment

in relation to workers in the US -- have stronger worker protections. These include unemployment insurance, legal protections and other elements that drive up the price of wages in Europe. These labour market institutions have been proposed as contributing to higher unemployment. Essentially, the costs that such protections place on business are hypothesized to reduce employment, as European firms must find ways to balance out these higher wages with the prices that they can charge. The higher cost of labour in Europe makes it harder for European companies to price their products competitively on the global market, and this… Continue Reading...

Global Warming in 21st Century

2014). Among other things, we have erected flood defenses, allocated a substantial amount of funds to flood insurance, and resorted to genetically modified organisms in an effort to deal with food security -- all in an attempt to deal with global warming and climate change. Developing countries, on the other hand, have reaped less from industrialization, but are more vulnerable to the consequences of global warming. Worse still, developing countries have the least capability to adapt and respond to global warming predominantly due to widespread resource constraints. Things like flood defenses and flood insurance are rarely heard of in… Continue Reading...

Case 16-2: the Cable Guys Accounting

TeleCo will be the ones that will be performing the shipment insurance. Question 3 Yes, step 5 is very important. ASC 605-10-25-S25-1b being earned. In regards to Paragraph 83(b) of FASB Models Declaration No. 5, Measurement and Recognition in Monetary Statements of Commercial Enterprises, conditions that go ahead is not recognized until warranted. That paragraph makes the point that a being's income-earning actions must deliver or produce merchandises, delivering services or other goings-on that set up its continuing primary or central procedures, and revenues are reflected to have been grossed when the entity has significantly achieved what it must… Continue Reading...

Hsms Gap Analysis Hazard Identification and Risk Assessments

their health and safety at work. 7. Employers' Liability Compulsory insurance Act 1969 -- and associated guidelines, A Guide for Employers HSE 40(rev1) - Organization is required by the law to insure against liability for injury or disease to their employees arising out of their employment. 8. Social Security Act (Claims and Payments) Regulations 1979. 9. Reporting of Injuries, Diseases and Dangerous Occurrences Regulations 1995 (RIDDOR) - Reporting of fatalities, serious injuries and dangerous occurrences. In addition, there are a number of relevant regulations that were passed in order to comply with EC directives on type examination certificates of approval… Continue Reading...

Elements Of Marketing Strategy

of the former is the way that, say, an insurance company positions itself as caring or some similar messaging. insurance tends to be an undifferentiated product, but some insurance companies do focus on the human side of insurance (while others may focus more on low cost positioning, for example). This is a deliberate decision to appeal to a certain segment of the market. An example of the latter could be something like when Starbucks started, and positioned itself as a "third space," a casual hangout sort of place. This was a unique proposition until it was emulated by competitors,… Continue Reading...

Starbucks Financial Statement Analysis

Assets 2013 2014 Cash 66.3% ST Investments 20.6% A/R Inventories 98.2% Prepaid Exp 99.3% Deferred Taxes Current Assets 76.2% LT Investments 58.3 Equity and cost inv PPE Deferred Taxes 93.4% Other Other intangible 99.5% Goodwill 99.2% Total Assets 11516.7 10752.9 93.4% #DIV/0! Current Liabilities A/P #REF! Accrued litigation 0 0.0% Accrued liabilities insurance reserves Deferred Revenue Total C. L. 56.5% LT debt 2048.3 Other LT Liabilities Total Liabilities 77.9% Shareholders' Equity 87.5% Common Stock 0.8 0.7 #REF! Paid-In Capital 39.4 14.0% Retained Earnings Acc. Other Income 67 25.3 37.8% Noncontrolling Int 2.1 1.7 81.0% Total Equity Total Liabilities & Equity 11516.7 10752.9 93.4% Notable is the decline in assets during a period when retained earnings increased 26%. This reflects, most likely, the losses on account on that litigation. The litigation is baked into these figures, in the… Continue Reading...

Introduction to Global Business

with global terrorism has given rise to the Terrorism Risk insurance Act that covers business against risk of terrorism. Another aspect of global business is corruption. This is a circumstance where businesses are capable of unlawfully changing pertinent public or private decision making through bribery, extortion and blackmail. Public corruption encompasses making such unlawful payments to government whereas private corruption incorporates business corruption that encompasses individuals and private businesses. The legal setting takes into account the civil, common and theocratic law legal systems. Some of the types of laws include tax, contract, criminal, product safety, antitrust and dispute settlement… Continue Reading...

Social Justice

of providing more Americans with greater accessibility to affordable health insurance, enhancing the quality of health care and health insurance, and also diminishing health care spending in the in the United States. Basically, its main purpose is to expand the level of health insurance coverage, ensure that insurance companies are accountable in their operations, diminish healthcare costs, guarantee more choice and also augment the quality of care for all Americans (Medicaid, 2017). The main problem that this federal policy seeks to remedy is the lack of health care access amongst the citizens of the United States and also the… Continue Reading...

Multinational Companies

one that contributes an insignificant share. Similarly, firms in the banking, insurance, retail, distribution, and consumer products industries are more likely to be locally responsive compared to firms in other industries (Cox, 2014). Further, there may be HRM differences between a subsidiary established through an acquisition and one established as a start-up. In Yu, Park and Cho's (2007) study, the type of entry strategy was found to be a significant predictor of MNC HRM strategy in a foreign environment. More specifically, a MNC is likely to use a localisation strategy for a subsidiary established through an acquisition since the… Continue Reading...

Argos Shipping Company Business Plan

Luxembourg Maritime Act 1990." (Luxembourg Maritime Administration, 2017 p 1). We will use P&I (Protection and indemnity) insurance to protect our business from unforeseen business risks. We will join a P&I Club to allow us in risk pooling, and to source information that will assist us managing our business effectively. Certificates needed to Start the Operation Our certificates for the shipping business are as follows: We have International Tonnage Certificate of 1969 that determines our net tonnage in accordance with Article 7, Tonnage Convention. We also have the "International Load Line Certificate" to operate the shipping business. Choice of… Continue Reading...

Federalism and States Rights Regarding Drugs

Adler (2014) points out, "So many Republicans who believe it's federal overreach when federal law regulates health insurance or power plant emissions think its just fine when the federal government prohibits the possession of a plant, even where authorized under state law," (p. 1). The federal government has not fully clarified its position on the clash between states' rights and federalism regarding cannabis laws. However, the federal government has affirmed that it would defer to state law enforcement except in situations in which the drug is being transported for sale in another state (Baude, et al., 2014). In 2014,… Continue Reading...

Digitalization to Enhance Customer Satisfaction at Apm Terminals

customer satisfaction (Lee, Tongzon and Kim, 2012; Port Technology, 2015; Pernia and Santos, 2016; International Container insurance [ICI], 2016; Accenture, 2016; Heilig, Schwarze and Vob, 2017). In the port industry, customers constantly require seamless movement of their cargo. Digitalization can enhance cargo movement through cargo tracking systems and other technologies, thereby improving the customer service experience. While this literature provides important insights relating to the impact of port digitalization on customer satisfaction, empirical evidence in this area remains scarce. The few studies available may not be readily generalized beyond the context in which they were conducted. For APM, no… Continue Reading...

African American Culture

and 41.4% occurrence respectively. Black persons under the age of 65 that do not have health insurance stands at 18.9%. The top causes of death in Black Americans from 1980 to 2007 was heart disease at #1, cancer, and stroke. Diabetes in 1980 was at #8 leading cause of death. As of 2007 I stands at #4 (Black Demographics, 2015). Data Collection: Interview The main form of data collection was qualitative, in the form of an interview. It was one interview with a 43-year-old African-American man. He was born from a South African father in Brooklyn, NY. He goes… Continue Reading...

Trumpcare Vs Obamacare an Ill Advised Move

equal measures. For instance, many have complained about the high cost of insurance plans and limited access to services. However, citizens are enjoying benefits such as coverage for pre-existing conditions, maternal care, ambulance services and children have access to medical services. The ACA was to be replaced by a different Act commonly referred to as 'Trumpcare'. Unfortunately, the general masses and politicians seem to be divided concerning the repealing process. Only 35% feel that the Trump government should work harder to replace 'Obamacare' while the rest (majority) feel that the existing government should work harder to improve the existing… Continue Reading...

American History During Early 20th Century

of the New Deal, and the creation of the Federal Deposit insurance Corporation (FDIC), which helped protect the investments and savings of ordinary Americans. Like Progressive policies, the New Deal legislations were designed to empower the working class and prevent the private sector from overriding the decisions made by publically elected officials. The New Deal, like the Progressives, also issued federal mandates to improve quality of life via labor reforms and regulations on corporate America. References Gomez, L.G. & Neira, M.M. (n.d.). The Progressive Era and the New Deal. Retrieved online: http://ocw.uc3m.es/historia-del-derecho/opening-the-way-an-american-constitutional-history-course-for-non-american-students/lecture-notes-1/ConstlismAmerOCW_2-1_US_Ch6.pdf "Important Examples of Progressive Reforms," (n.d.). Retrieved… Continue Reading...

Digitalization to Enhance Customer Satisfaction at Apm Terminals

movement of their cargo (Port Technology, 2015; Pernia and Santos, 2016; International Container insurance [ICI], 2016; Heilig, Schwarze and Vob, 2017). From cargo tracking systems to robots, drones, data analytics, sensor technologies, and e-commerce platforms, industry players now have a broad array of digital tools at their disposal to deliver a more fulfilling service experience to their customers (Accenture, 2016). In their survey, which involved 21 shipping companies in Korea, Lee, Tongzon and Kim (2012) found that the use digital technologies in container port management positively influenced customer satisfaction as well as port competitiveness. The port in question employed… Continue Reading...

National Institute Of Health Care Management

care industry. The Directors of the Foundation include some of the top CEOs of health insurance companies, while NIHCM's advisory board consists of academics, doctors, and former government workers. Specific actions taken by NIHCM in the past include the sponsoring of grants for research to the amount of $2 million over the past 5 years. The Foundation has given awards in recognition of stellar journalism in the health field. It has hosted webinars on innovations in the health care policy and health care markets fields. It has charted the latest in health care data and discussed the implications of… Continue Reading...

Federal Policy on Afordable Care Act

those of lower economic standards, and expose them to greater accessibility to affordable health insurance. This policy is meant to enhance the quality of health care and health insurance, as it diminishes the health care spending within the USA as well availing more choices for the consumers and putting the insurance more to accountability than before (Obamacare Facts, 2017). These are benefits that the veterans are meant to get from the Affordable Care Act since the aforementioned challenges that they face in terms of health are effectively covered by this policy. Approximately six years after the enactment of this… Continue Reading...

External Business Environment from 3 Squares Restaurant

laws translate to increased costs for the restaurant in catering for the health insurance costs for the employees. In protest efforts, some restaurants have cut down working hours for employees to reduce the number of those who will be eligible for such benefits. This implies that 3 Squares has to adjust its working force accordingly to reduce health insurance costs (Blumenthal & Collins, 2014). However, some individuals may be locked out of work for the business's cost-cutting efforts. However, the implementation of these laws varies from one state to another. In the economic markets segment, a good outlook on… Continue Reading...

Human Capital Management Using Benefits and Compensation

are important drivers of loyalty, but there are other benefits that employees consider like retirement benefits, disability insurance, life, and dental insurance. However, only about 37% of companies recognize and offer these benefits to employees. Employee loyalty is all about reciprocity. Employees want to have a feeling that they company wants the best for them, and in return, the employees will continue to perform their work and not look for other jobs. If an employee sees that a company is doing the best it can, it creates a feeling of reciprocal obligation. A company is highly dependent on the… Continue Reading...

Cloud Service and Prescription

increased rates of data entry error. For example, the Affordable Care Act requires any U.S. citizen to have health insurance or else subject to monetary penalties (Rawal, 2016). This means more U.S. citizens will have access to healthcare than ever before. To meet the demands, hospitals and clinics must update their systems to provide effective and fast service. This can come in the form of expansion of the hospital or clinic by incorporating a pharmacy or updating older information technology systems. The Lerdsin Hospital had problems with prescription error because of the structural constraints of its small pharmacy. When… Continue Reading...

Concept Of Judicial Philosophy, Social Security, and Political Realism in the U.s.

(Michaelson, 2015). Social Security Social Security is a trust fund that contains monetary reserves for survivors, the elderly, retirees and disability insurance programs (Fox Business, 2016). This trust fund has continued to play a crucial role in promoting the well-being of survivors, the elderly, retirees, and disabled individuals in the American society. However, the trust fund has become a politically controversial topic in the recent past since its funded by payroll taxes on wages. In light of the debates and issues relating to Social Security, it is possible for the fund to run out within the next ten years or so.… Continue Reading...

Veterans’ Mental Health Problems and the Affordable Care Act

enjoyed by households on behalf of VA. Rather, the department maintained that VA-enrolled individuals require no added insurance coverage. But the Act would provide them a chance to sign up for further insurance plans through the novel healthcare insurance exchanges which were set to open in the year 2014 (Russell & Figley, 2014). Moreover, it stated that veterans who were private insurance beneficiaries may profit from the novel consumer protections laid down by the Act which forbid private insurers against cutting out the insured who get hurt or ill. Lastly, veterans need not be concerned any longer about the… Continue Reading...

Discrimination and Social Justice Issues Today

age of 26 should be permitted to remain on their family's health insurance policies. The current generation of young people is graduating with more college debt than ever before and many new graduates are forced to take jobs that do not offer full benefits. The rise of freelance employment also means that many young persons may be forced to forgo jobs with health insurance. Buying independent insurance is a significant cost, even though ensuring that young and healthy people are in the health insurance risk pool is necessary to keep overall healthcare costs low. Preventative early care can also… Continue Reading...

Humana Care Delivery for Patients

a complex but integrated system that allows patients, providers, pharmacists, insurance agencies, hospitals, and regulators to all come together so that the needs of each are met. This paper will select one healthcare delivery organization in the U.S. that provides care to patients and discuss the relationship between this organization and the other stakeholders in healthcare -- in particularly how it links and aligns with these stakeholders. As the Institute of Medicine (2009) points out, "healthcare delivery organizations play a critical role because of their ability to drive practice trends, set standards, and influence smaller practices by sharing information,… Continue Reading...

Accounting for Pensions

Accounting for Postretirement Health Care and Life insurance Benefits necessitates disclosures regarding an employer's accounting. These include a delineation of the provision of benefits and the groups of employees given coverage, a delineation of the employer's prevailing accounting and financing policies for such benefits and lastly the cost of such benefits acknowledged for the period. In particular, this is effective for the financial statements prepared by organizations for the financial period ending subsequent to December 15, 1984 with respect to postretirement health care and life insurance benefits that are provided not only in the United… Continue Reading...

Affordable Care Act and Marijuana

by Neil Siegel and Robert Cooter (Moncrieff, 2012). Health insurance packages specific to individual states make up the second biggest tenet of the ACA’s coverage enlargement. People living on incomes which are 138 to 400 percent poverty inclined are free by the law to buy special national reduced insurance via these packages. These ACA establishments were based on a mechanism known as “partial preemption.” States would be given special funds by the federal government to design and implement its own insurance package. In cases where the state turns down this offer, the federal government will organize an organization which… Continue Reading...

Restitution for Victims Of Crime

and his attorney. The attorney and the victim also need to keep the copies of the receipts, bills, insurance information and expenses to help in the fast tracking of the case. If the victim is of the vulnerable group like the children or the female gender, the need of registering with a pressure group that will help in the following up of the restitution may arise (California Victim Compensation Program, 2015). Rise of Victimology A. The past The historical look at the rise of victimology and the changing trends in victim blaming will form the baseline for the study… Continue Reading...

Foreign Debt and Debt Services in South Africa Essay

 mining and quarrying 6.5 6.6 6.3 6.2 5.8 5.6 5.0 Manufacturing sector 17.2 16.4 16.4 16.3 16.3 16.2 15.9 Services 62.2 63.1 63.5 63.8 64.5 65.0 65.6 Construction (contractors) 2.4 2.5 2.6 2.8 3.0 3.4 3.7 Wholesale and retail trade, catering, and accommodation 13.0 13.4 13.6 13.9 14.1 14.1 13.8 Transport, storage, and communications 9.5 9.8 9.7 9.8 9.9 9.9 10.0 Finance, insurance, real estate, and business services 18.3 18.5 19.0 19.0 19.4 19.7 20.1 Community, social, and personal services 19.0 19.0 18.5 18.3 18.0 17.8 18.0 Government financea (percentage of GDP) Revenue, including grants 23.6 22.9 23.6 25.6 26.6 26.9 26.3 Expenditure and net lending 24.3 25.4 25.6 26.1 26.3 26.1 26.9 Overall balance -0.7 -2.5 -2.0 -0.5 0.3 0.8 -0.6 National government debt 38.9 39.6 37.2 35.3 32.9 27.1 23.8 National government gross external debt 10.8 7.9 6.7 6.5 6.8 6.0 6.2 National accounts (percentage… Continue Reading...

Robotic Surgery Essay

level remains nascent, despite the growing popularity of the field among physicians, insurance companies and patients.  It should be noted that the FDA does not regulate the training or practice of medicine, and with robotic surgery systems the training is just as important as the device itself.  While this has always been the case in surgery, the fact that so few physicians are learning robotic surgery in their medical school training is a cause for concern, and will stunt the adoption of the technology in the field.  The absence of such standardized training can result in a dramatic difference… Continue Reading...

Legalshield Pre-paid Legal Services Essay

than 100 million Americans have enrolled in some type of pre-paid legal insurance plan that provides a range of benefits, including the entire array of issues that typically confront individuals, families and small businesses (Jackson, 2007). One company that was in the vanguard of offering pre-paid legal insurance is LegalShield, formerly named Pre-Paid Legal Services of Ada, Oklahoma (About us, 2015). Founded in 1969 by Harland Stonecipher, this company has grown to become an industry leader in the pre-paid legal insurance industry today. To determine how this company achieved this level of success and the competitive environment in which… Continue Reading...

One Nation Under Walmart Essay

the criticism that it is a poor corporate citizen by improving employee health insurance coverage and adopting greener business practices. And even its usual critics applauded when the company responded rapidly to Hurricane Katrina, sending truckloads of water and food, much of it reaching residents before federal supplies did. (p. 180) Taken together, it is clear that Walmart has become an enormously powerful entity that can produce significant social good by providing consumers with low-cost products and services, but this clout can also cause significant harm. According to Shaw, despite Walmart’s impressive economic success, the company has also been… Continue Reading...

The Benefits Of Crowdsourcing Medicine

expensive, too, and cost-prohibitive for most patients given its lack of being covered yet by insurance. Until crowdsourcing becomes fully integrated into the healthcare system, only the wealthy can afford it. Some healthcare workers decry the potential privacy issues, but crowdsourcing does not necessarily impede privacy any more than standard healthcare options. Likewise, the potential for wrong diagnosis or medical error is not necessarily going to be higher with crowdsourced medicine. On the contrary, “crowdsourcing works best when expertise is widely distributed,” (Sanghavi 1). Ultimately, crowdsourcing medicine may be the most promising means of receiving a quick, evidence-based, culturally… Continue Reading...

Supply Chain Management and Logistics

cargo theft can occur at any given point in between hence compromising product availability and integrity. Although their insurance provider may reimburse a company for the market value of the goods stolen, the insurance will not cover the costs and time related to theft (Murphy & Knemeyer, 2014). Secondly, logisticians are concerned with theft because it interferes with the planned flow of goods and could trigger stock-outs in the distribution channel. In the worst case scenario, theft can also affect the facility location decision since most companies tend to avoid locating their facilities in places with high theft rates… Continue Reading...

Expectancy Theory Of Motivation

healthy workforce by offering incentives to maintain employee health. For instance, companies can give insurance rebates to healthy employees (Sims, 2002). They can offer healthy lunch options when employees are working. Promoting positive leadership styles can promote chances for socialization and help satisfy employee’s social needs. It may also increase confidence in employees that working for the organization will lead to positive outcomes. Not everyone working for an organization or company feels confident in their abilities, promoting a positive leadership style in management allows employees to find their way, receive help and training they need and avoid feeling lost… Continue Reading...

Obamacare Pros and Cons and Mandated Insurance

goal of providing affordable healthcare for all Americans. Mandating healthcare insurance does help reduce disparities in access to affordable and necessary interventions, tests, and treatments. As idealistic as Obamacare is, the policy has not reduced the costs of healthcare but it does represent a step in the right direction towards distinguishing between the profit motive in healthcare insurance and the ethical obligation to create a more caring and egalitarian society. The Affordable Care Act used mandated insurance coverage as its main policy initiative for several reasons, both fiscal and humanitarian. As Gruber (2012) points out, about 12 million employed… Continue Reading...

Improving Health Care for Native Americans

more into urban areas, perhaps with mobile clinics, will help to alleviate some of the crisis. Access to insurance is also a barrier. Some tribes have decided to take control over their public health care delivery systems by contracting the functions of IHS, which has allowed some larger tribes to develop their own public health departments, becoming more mobile and able to meet the needs of their constituents more readily (Allison, Rivers & Fottler, 2007). A final recommendation is to focus more attention on preventative services. There are high costs associated with services to cure illness and injury – taking… Continue Reading...

Day Trading Of Stocks

87.58 $ 86.95 1,600 $ 139,120.00 $ 1,008.00 $ 347.80 $ 139,467.80 Wells Fargo & Company WFC $ 54.26 $ 53.50 1,700 $ 90,950.00 $ 1,292.00 $ 227.38 $ 91,177.38 China Life insurance LFC $ 17.41 $ 17.24 7,000 $ 120,680.00 $ 1,190.00 $ 301.70 $ 120,981.70 $ 351,626.88 Stock Symbol Cost/Share Purchase Price Number of Shares Total Cost Gain Transaction Costs Total Costs Amazon.com, Inc. AMZN $1,126.31 $1,123.08 100 $112,308.00 $ 323.00 $280.77 $112,588.77 The Brink's Company BCO $80.15 $78.20 700 $54,740.00 $ 1,365.00 $136.85 $54,876.85 Broadridge Financial Solutions, Inc. BR $89.82 $89.10 600 $53,460.00 $ 432.00 $133.65 $53,593.65 The three stocks were selected because they show a potential of growing and increasing in… Continue Reading...

Race, Ethnicity, Culture, and Disparities in Health Care

discrimination did not eliminate the observed disparities in delivery of preventive care on the basis of race, gender, and insurance. This study was significant since it highlighted the causes of racial and ethnic disparities in the delivery of health care services. The findings of this study signifies that race/ethnicity plays a crucial factor in disparities in health care. The researchers seemingly postulate that race or ethnicity influence health care disparities through contributing to discrimination that in turn affect access to preventive health care services across different races or ethnic groups. According to Bryan (2014), the various forms discrimination is… Continue Reading...

Economy and U.s. Health Care

in insured individuals. But the above growth was accompanied by a concurrent sharp rise in insurance companies’ premiums. Furthermore, it led to a tremendous healthcare sector burden, increasing the nation’s budget twofold, from 1.3-2.5 trillion dollars according to 2009 estimates (Tuller, 2017). The above phenomenon constituted a gross domestic product increase of 3.8 percentage points (pps.), committed to America’s healthcare sector. In Tuller’s (2017) opinion, the healthcare structure is a “hidden thief” that may be held accountable for no appreciable rise in the wages of the average worker. Kellerman and Auerbach (2017) contend that swiftly growing healthcare expenditure may end… Continue Reading...

Using Expats to Spearhead Global Expansion

and the company will need to ensure that any health insurance gives them full coverage as they would experience back home. Most traditional expats remain on the home country's pension plan, because of the planned return. Taxation matters will also need to be worked out, including any pay adjustments to cover higher rates of taxation in host countries. Another such detail will be with respect to expense accounts – timely payment matters, given how much money the expat will be spending on both his/her life and on the business. If there is family involved, their needs will also need… Continue Reading...

Comparing the Us and Canadian Healthcare Systems

relies on market forces for much of its activity. Health care is providers are usually paid by insurance companies (or the government, which will be discussed in a moment). The insurance market is generally a free market, where insurers compete for customers the same way that insurers in other fields compete for customers. Employers will often pay the cost of coverage under an employer plan for workers, but there are many types of jobs where this is not the case. The Canadian system is a single-payer system. Each province runs its own health care system, with some funding from… Continue Reading...

Confidentiality Breaches & Informed Consent when Testing New Drugs

one of the fundamental freedoms that they should enjoy and are safeguarded under Health insurance Portability and Accountability Act of 1996 (HIPPA). It is also a precept of the American Medical Association’s Code of Ethics and the Hippocratic Oath. The breach of confidentiality is unethical and illegal. Medical professionals are under the obligation of protecting the patient’s confidentiality. Confidentiality and privacy prohibit medical providers from unlawful disclosure of the patient’s information. Some of the inappropriate disclosures include discussing a patient’s case in the elevators or corridors, giving out extra copies of handouts from conferences while they contain identifiable patients’… Continue Reading...

Assessments Of Personality Types and Careers

include being an actuary, a forensic science technician, or an insurance underwriter. Of these three, actuaries have higher starting salaries and larger earnings potentials. Actuaries need a strong background in statistics, because their job is to analyze statistical data related to public health, mortality rates, accident rates, and any other variable that might be related to insurance or public policy. Goals include risk forecasting, or projections of liability costs. However, being an actuary is more than crunching numbers. Actuaries are responsible for making clear judgments based on the data, and need to think critically about the material. Actuaries’ judgments… Continue Reading...

Intelligent Information Systems for Cars and Highways

liability for their fully automated systems, it could have tremendous implications for the entire cost structure of auto insurance. The highway systems manufacturers may also need to assume some liability for systems failures. Another problem with implementing smart cars and smart highways is whether to upgrade the infrastructure first and allow vehicle manufacturers to follow suit, or to pursue the reverse strategy whereby automobile manufacturers drive technological advancements. Regarding privacy, data security, and surveillance concerns, Hubaux, Capkun and Luo (2014) note that with smart technologies, all vehicles are effectively tracked at all times via the use of electronic license… Continue Reading...

Healthcare Transcultural and the Amish Community

nurses can incorporate into a transcultural model of care. One of the hallmarks of Amish healthcare is the community’s internal insurance program. The Amish have been exempt from paying Social Security on religious grounds since 1965, and the same principles have also exempted the Amish from participating in the Affordable Care Act and its mandated health insurance provision (Rohrer & Dundes, 2016, p. 92). Instead of participating in mainstream health insurance schemes, the Amish provide fully for the healthcare needs of members of their community. The Amish community manages healthcare costs internally by reducing or eliminating spending on non-essential services,… Continue Reading...

Colonialwebb\'s Human Resource Plan

generous company match. · Medical, dental, vision, and Rx drug insurance. · Life and accidental death insurance. · Short and Long-Term Disability insurance. · Paid holidays, Personal leave, and Bereavement Leave. · Tuition Reimbursement. · Apprenticeship Program. · Service lead and Employee referral incentives. · Scholarship program for employees’ children. · Discounts at major cell phone and auto companies. Who we are: ColonialWebb is a Mid-Atlantic leader of superior engineering, construction, installation and service of mechanical systems. For over 40 years we have provided practical and innovative mechanical solutions. As a Comfort Systems USA company, we are strengthened by a… Continue Reading...

Us Healthcare Reform Initiatives

offering healthcare through a variety of employer-provided and government insurance systems. While most US citizens obtain healthcare via their employers, others have health insurance via a variety of government-provided programs such as Medicaid or Medicare. Still others purchase their insurance from health insurance companies themselves because they do not receive employer coverage and are unable to qualify for Medicaid. This suggests that cooperation between insurance companies, providers, and the government is necessary to improve delivery, reduce costs, and expand access to all patients. One of the first presidents to attempt to orchestrate broad-sweeping healthcare reform, Bill Clinton, recently underlined… Continue Reading...

Job Descriptions and How My Scores Reflect Them

Work Title and Job Description For the past ten years, I have worked as the Office Manager for State Farm insurance. As office manager, I am responsible for a wide variety of tasks including scheduling meetings, ensuring office-related bills and maintenance are cared for, maintaining the overall appearance and safety regulations for the office, and keeping the office and its procedures organized. I need to understand the roles, positions, and needs of all the employees, and communicate effectively with each of them. I need to make sure all of our software systems have been upgraded and updated, and the same… Continue Reading...

Trends in Healthcare Management Industry

has resulted in the lowering of overall healthcare costs, whereby millions of individuals have access to insurance, thereby guaranteeing free preventative care. Social media in healthcare has stemmed from the increased use and adoption of the technology for health-related reasons by patients as well as healthcare practitioners. Moreover, drug shortages have emerged as a challenge that hospital pharmacists encounter and manage in different measures on a daily basis. The paper explores the trends in the three aspects as they relate to the healthcare management industry. Furthermore, it focuses on drug shortages as the topmost priority. Social Media in Healthcare… Continue Reading...

Inpatient Admission Of the Poor for Healthcare in the United States

penalties associated with this act in which everyone was mandated to have health insurance) (Fernandez, 2014), healthcare was suddenly accessible to all—including those who were poor. However, in the wake of this act the insurance premiums tripled in some instances, resulting in situations in which those who were poor or even of the lower middle class still could not afford care. Regardless of government assistance those premiums sharply increase each year, oftentimes whether or not one actually even utilized those services. Thus, there are several areas in which the lack of funding characteristic of a destitute person would dissuade… Continue Reading...

Patient and Affordable Care Act

Opener: I know people whose health care insurance rates tripled in 2014, when all the components of the Patient and Affordable Care Act were enacted into law. It is worth noting that one person in particular (my neighbor) was in perfect health, had no pre-existing conditions, and had not even utilized his health care plan the previous year. Yet, because of the full implementation of the Affordable Care Act, his insurance premiums tripled. Point One: The primary reason the Patient and Affordable Care Act should be repealed… Continue Reading...

How to Quit Smoking

have time to commit to it and she did not have money saved for it or good health insurance to help cover the costs. Perhaps it would be the next thing to try if vaping did not work—but for the time being, she would try the easiest, least expensive option, which was buying a vaporizer, choosing some e-liquids that might taste good, and using it at work with the permission of her boss. She asked her boss and he said it was fine to use a vaporizer at work, since it did not emit tobacco smoke. She was happy… Continue Reading...

Obama’s First Year in Office

time in which individuals could file suits in equal-pay cases; the expanded State Children’s Health insurance Program; and obtained from Congress a resolution to address what would eventually become Obama’s signature piece of reform while in office: health care. And while some of Obama’s moves were controversial—such as his order to close Guantanamo Bay (which, of course, still remains open—a fact that illustrates some grounds for criticism of the President’s lack of follow-through that opponents—like Trump—have been quick to highlight). Likewise, Obama gave support to the UN declaration on gender identity. As a result, after slightly more than three… Continue Reading...

The U.s Economy and Health Care

doubled as a share of GDP since the 1980s, largely due to changes in insurance plans, provider payment methods and public sector programs (Boddy et al., 2015). The latter are in particular important – federal spending on healthcare is increasing rapidly. Demographic shifts bear some of the blame for that – the baby boomers are a massive generation aging into Medicare territory, a demographic time bomb on the nation's finances, given that seniors are the largest segment of health care spenders and that end-of-life care in particular is expensive (CBO, 2017). This paper will examine the impacts of health… Continue Reading...

Characteristics Of an Effective Nurse Administrator

and supportive workplace environment. Financial management includes thorough working knowledge of how the healthcare insurance system works, how to develop a budget for the institution, and how to effectively manage contractual agreements with suppliers and other partners. Credentialing Nurse administrators need a firm command of recent laws and regulations in healthcare, at local, state, and federal levels. Professional practice environment and models of healthcare delivery need to be evidence-based but also aligned with the creative vision of the nurse administrator and the team of support personnel in administrative and nursing positions. Communication skills are requisite, as the nurse administrator… Continue Reading...

Safety Awareness in Engineering

up the cost of an accident are lost wages, insurance administration, medical expenses, motor vehicle damage, fire-related losses, and indirect costs. 3. What are the five leading causes of accidental deaths in the United States? Motor vehicle, poison, falls, drowning, and fire-related accidents. 4. What are the leading causes of death in the United States of people between the ages of 25 and 44? Motor vehicle, poison, falls, drowning, fire-related accidents, heart, and cancer disease. 5. Explain how today’s rate of accidental work deaths compares with the rate in the early 1900s. Per a population of 100,000, accidental work… Continue Reading...

The Impact Of Using Bilingual Call Compared to Family Interpreters Research Paper

diseases among Hispanic communities. There was a high prevalence of diabetes, low rates of awareness, control, and health insurance coverage ("Diabetes among Hispanics: All Are Not Equal", 2014). While these challenges already pose a health risk to the elderly, language barriers present an impediment to the delivery of health services. Interaction with doctors one on one basis is essential to the patient’s articulation of their health challenge as well as the physician’s understanding of what the health challenge is. Additionally, the exchange between the provider and the patients is of diagnostic importance and of therapeutic importance to the patient.… Continue Reading...

Proper Supply Chain Management

York: AMACOM. Rejda, G. E., & Rosenbaum, D. I. (1990). Unemployment insurance and Full-Cost Experience Rating: The Impact on Seasonal Hiring. Journal Of Risk & insurance, 57(3), 519-529. White, R. E., Ojha, D., & Kuo, C. (2010). A competitive progression perspective of JIT systems: evidence from early US implementations. International Journal Of Production Research, 48(20), 6103-6124. doi:10.1080/00207540903226914 Xu, Y., & Chen, M. (2016). Improving Just-in-Time Manufacturing Operations by Using Internet of Things Based Solutions. Procedia CIRP, 56(The 9th International Conference on Digital Enterprise Technology - Intelligent Manufacturing in the Knowledge Economy Era), 326-331. doi:10.1016/j.procir.2016.10.030 Continue Reading...

Valuation Of Art

whether the valuation was asserted in writing is going to determine who wins the lawsuit in this scenario. The insurance rider that the new owner the painting made is not really an issue because the stated value of the painting will determine what the cost of the insurance is. The good news there is that he will get more than what the painting is actually worth if it is ever to be stolen. The bad news is that it would seem the man was bilked, by the auction house (Finkel, 2008). Conclusion Due to what is seen with the… Continue Reading...

Pregnancy Risk Assessment Monitoring System (prams)

generally analyze use of prenatal care (PNC) solutions and Medicaid/medical insurance, however it has not been utilized adequately or artistically to observe the involvement in and effect of other federal government systems, like "Women, Infants and Children" (WIC) or "Healthy Start," or even to keep track of local and state cigarette smoking cessation, house visitation, or incident administration services. PRAMS information could give the essential evidential grounds for efficient program preparing and assessment. PRAMS might be broadened to incorporate much more concerns that determine federal or state or local system involvement, or it might be also oversampled in geographical… Continue Reading...

The Election Of 2016 Outcome and Evolution

who vowed (for example) to abolish financial support for health insurance, support for Trump is consistent with the idealization of renegades who speak their minds, versus accomplished technocrats. In retrospect, the campaign’s outcome should not seem as much of a surprise as it was to critics. Clinton was dogged by a series of accusations about suspect emails during her time as Secretary of State, when she used her personal email account for official business. Even if the nefarious purpose of doing so was unclear, by constantly referring to this fact, the campaign lost the ability to focus on the… Continue Reading...

Seattle Homelessness Action Plan

Sources 299,000 B: Operating Expenditure 1. Management fees and expenses 70,000 2. Maintenance and Repairs 94,000 3. Utilities 109,000 4. insurance 18,500 5. Miscellaneous Expenditure 7,500 Total Operating Expenditure 299,000 Table 1.2. 4.1. Enhancement of Financial Independence It should be noted that one of the most important components in seeking long-term solutions to the problem of homelessness is financial independence. In addition to being necessary in the sustenance of a decent standard of living, financial independence is a critical element in seeking to meet basic needs, of which housing is one. In most cases, housing has a troubling relationship with financial independence. For an individual to be able… Continue Reading...

Spot Delivery Law and Mortgages

That same day, Plaintiff and Defendant signed an “Agreement to Provide insurance” that indicated that Americredit required the Plaintiff to obtain insurance for her vehicle and to show Americredit proof of insurance. 8) On January 13, 2016, Plaintiff paid $1,000.00 as part of her down payment on the vehicle. 9) On February 12, 2016, the vehicle was titled under Plaintiffs name and on the title Americredit was identified as the secured party. Exhibit 2. 10) On March 17, 2016. Defendant contacted the Plaintiff by phone notifying Plaintiff that Plaintiff needed to return the vehicle because Defendant was unable to… Continue Reading...