Cause Effect Neither a Borrower Term Paper

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Needing to borrow money can be a source of shame and a seeming sign of weakness for some people. Feeling ashamed can cause Tom to resent Rob for being wealthier than he is. Tom may feel even as ashamed as to avoid going out with Rob until the money is paid back. Once again, what was once a friendship built on good times becomes more like a business relationship and a power struggle. The effects of the imbalance could last for a long time. Tom might feel permanently inferior to Rob, who never needed to borrow money himself.

On the other hand, borrowing and lending money between friends can cause friction because the person who asks for money also places him or herself in a position of power. Unlike borrowing money from a bank, paying back money to a friend is completely voluntary. Most of the time, the friends do not write down the time, date, or amount of the loan. In some situations, the friend borrowing the money feels self-righteous. For example, if Greg asks Brad when he can pay back the $100, Brad might respond, "Chill out, Greg, you know I'm good for it!" Such attitudes of self-righteousness on the part of the borrower can not only cause friction between two friends; the act can tear apart a long-term friendship. If Greg sees Brad at a bar buying drinks for a girl or at the casino spending money he will feel doubly as hurt, knowing that Brad is taking advantage of his kindness.

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Lending money to a friend is generally a sign of trust; therefore the borrower is obliged to honor that trust by paying back money in a timely manner or by being honest and upfront about a repayment schedule. However, borrowing money without paying it back in a timely manner strains the friendship. If Sue borrows money from Kate and waits a year to pay her back, Sue is simply taking advantage of her friend. Her disrespect is at the essence of why the friendship might fall apart.

Money may not be the root of all evil, but money can be at the root of unforeseeable but preventable interpersonal conflicts. More often than not, the dollar value of the loan is not the source of friction. Rather, it is the breach of trust and the resulting power struggles and imbalances that can tear apart a friendship. Lending and borrowing money between friends is inevitable; at some point a friend will be a short a few dollars for dinner. However, when it comes to larger dollar amounts the structure of the friendship can change. Either the borrower or the lender assumes a position of power and is in the position to take advantage of the other party. The friction can become deep-rooted and can render the friendship tense and uncomfortable for years to come. One of the most common causes of friction between friends is money; the effect of borrowing and lending money can be the dissolution of….....

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"Cause Effect Neither A Borrower" (2005, November 02) Retrieved May 21, 2025, from
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