Federal Government Healthcare Programs the Term Paper

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The problems facing Medicare recipients and the federal government almost seem to be overwhelming. There are proponents of a plan to privatize Social Security and health insurance, placing the onus on the individual to pay for his own health care through savings specifically for this. Some others would have the program go through the private HMOs who have, in the past, contained the costs of care by having primary care physicians manage a patient's care and purposely keeps the costs of care down.

As with Medicaid, the recipients of Medicare would have difficulty obtaining health care without this program. The recipients would most likely have no other health insurance. The trend being what it is, a lot of individuals retiring today are fortunate to have pensions from their companies, much less health benefits. Without a national health insurance plan, like Medicare, those individuals would have to pay for health care out of their pocket.

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This is an unlikely solution, with health care costs rising as they are.

There are other federal government health care programs, such as Medigap and Cobra, among others, but Medicare and Medicaid are the two largest programs. For the 40 years that these programs have been in existence, there have been many changes in the program, in terms of financing and eligibility. Both programs are huge and cumbersome, but the challenge of finding programs to take their place, while protecting the people who are enrolled in the programs, is almost overwhelming. What does seem apparent is that if the federal government continues to administer these programs as they are now, the very people they are trying to help may be without health care due to the lack of financing.

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