Health Insurance Last Year the Term Paper

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Employee insurance costs may at the outset look as an unimportant and dispensable expenditure, but in reality it is far from true. Research has shown that health insurance can increase overall productivity by reducing the costs associated with "Employee Absenteeism," reducing the costs of turnover, and thereby contributing to optimising the output. (Ellen O'Brien). Most people lacking insurance are from the lower economic layer of the society and more than two thirds of this group are full time workers. The lack of insurance coverage implies that these poor people are putting off their medical attention until an emergency situation arises. In majority of the cases such medical emergencies could have been averted with timely medical intervention.

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"Many people simply put off medical care until they end up in the ER - much sicker and requiring more care than they would have had they been visiting a doctor on a regular basis." [Dr.Barry Simon] the result is a very high cost of absence from work that affects national productivity to the tune of $409 billion. [State of California] Also, providing insurance coverage to employees promotes a sense of security and a feeling of belonging to an organization that not just pays for services rendered, but also cares about the individual and the family......

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