Healthcare System My Current Healthcare Plan Is Term Paper

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Healthcare System

My current healthcare plan is through Aetna via my husband's work. It is through a company, so the cost is drastically less than a private plan.

Husband's employer

Out of Pocket Costs:

In Network Co-Pay: $

In Network Deductible: $500

Out of Network Deductible: $1,000

Percentage of Coverage: 100% after deductible is met, some percentages do apply for out of network providers, but Aetna does not give a specific amount.

Aetna does have many limitations placed on members. For instance, out-of-network providers can be used, but the patient must handle all of the billing information themselves.

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Additionally, the deductible is twice as high for out-of-network coverage. Any out-of-network emergencies are still handled as in-network.

Another limitation is enrollment. Enrollment can only happen once a year. The only exception for this rule is with either a court order, adoption, or birth. In these circumstances, the person must be enrolled within 31 days.

The plan does not have any restrictions for pre-existing conditions.

Exclusions:

My current plan does not cover home births, elective surgeries, weight loss surgeries and treatments, as well as any alternative….....

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https://www.aceyourpaper.com/essays/healthcare-system-current-healthcare-plan-54940
   

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