Insurance: Answers to Basic Questions Thesis

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All workers in the United States are covered by the Workers' Compensation Law. When an employee dies or becomes injured while working, the worker's compensation law requires that worker's compensation insurance be paid to the person or his or her surviving spouse and/or dependents. The insurance only applies to injuries and disabilities related to one's job ("What is Worker's Compensation?" 2008) Liability insurance, on the other hand, simply protects a firm from being held responsible for the other party's losses -- whether financial, physical, or otherwise.

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Liability insurance, unlike worker's compensation insurance, is not required by law ("What is Liability Insurance" 2008).

Occurrence claims policies and claims-made policies are two kinds of liability insurances that can be purchased by an individual or small company. Occurrence claims policies require insurance companies to pay for claims that occur during the period of coverage, regardless of when the claim occurred, while claims-made policies only require insurance companies to pay for claims made, or reported, during the period of coverage (Glendenning 2007)......

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"Insurance Answers To Basic Questions" (2008, August 09) Retrieved May 20, 2024, from
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"Insurance Answers To Basic Questions" 09 August 2008. Web.20 May. 2024. <
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"Insurance Answers To Basic Questions", 09 August 2008, Accessed.20 May. 2024,
https://www.aceyourpaper.com/essays/insurance-answers-basic-questions-28551
   

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