The Legality Morality and Community Welfare of The CFPB Arbitration Rule Essay

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Running head: FINAL TERM PAPERFINAL TERM PAPER 19Integrating Values - The Legality, Morality, and Community Welfare of The CFPB Arbitration RuleAbstractThis report will focus on the Consumer Financial Protection Bureau (CFPB) arbitration rule. This is a rule that bars financial companies from using arbitration clauses so that consumers should be prevented from pursuing their legal rights in court. This report will examine the reason for this agency\'s foundation and the basis on which this rule was formed. The legal applications of the arbitration would be discussed under rulemaking and adjudication. The ethical challenges that the rule would undergo would be explained in further sections regarding legal positivism and utilitarianism theory. Another similar theory of own choice would be presented for further elaboration to decide the ethicality of arbitration. Community welfare would be investigated for the agency\'s rule and whether it provides well-being and empowerment.

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A conclusion with recommendations would be provided so that maximized happiness for numerous stakeholders could be ensured.Table of ContentsIntroduction 3Background Information Regarding Topic 5Legal Section 7Introduction to Legal Section 7Statement of Relevant Legal Principles and Rules of Law 9Legal Conclusion 10Ethics Section 11Introduction to Law and Ethics 11Evaluation of Agency’s Rule under “Utilitarianism” Ethical Theory 14Evaluation of Agency’s Rule under One More Ethical Theory 17Personal Thoughts on the Agency’s Rule 18Community Welfare Section 20Conclusion 22.....

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