Letter to a Congressional Representative Congressional Representative Essay

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Letter to a Congressional Representative

Congressional Representative

Support for health care bill

I am writing to request for your support in the health insurance bill. As you know, a proper health is vital and that we cannot enjoy wealth and other luxuries if we are not healthy. However, diseases like Influenza cough and other serious illness are unavoidable in our daily life. In addition, lifestyle changes have caused many individuals to suffer from illnesses like cancer, stroke, and heart attack. For those reasons, I advocate that the government should give health insurance to its citizens. The health insurance will insure against the risk of incurring health expenses (Hitchcock, Schubert & Thomas, 2003). This happens by first estimating the risk of health care among individuals. An insurer can then develop a routine finance structure such as payroll tax or a monthly premium. I believe the implementation of a Health Insurance Bill will reform the health care industry by expanding insurance companies and creating an insurance exchange pool. This exchange pool will provide affordable insurance to low and middle income earners. Therefore, I am requesting you to support the Health Insurance Bill that will regulate the insurance industry and cover as many people as possible (Green & Rowell, 2006).

Health care bill and its impact on the society

One of the healthcare reforms that I would recommend is on insurance. I would like you to pass a bill that addresses insurance policy matters of patients. First, the bill will reform the health care industry by expanding insurance companies and creating an insurance exchange pool. The exchange pool will ensure that lower and middle-income earners have affordable covers. This bill includes many provisions that will focus on affordable health care coverage for many individuals (Boychuk, 2008).

The bill is important because it will address problems that have persisted in the health sector for many years. Some of the problems within the health care sector include the high cost, uncertainty, and unfairness.

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This bill will be useful in bolstering health care quality, assist in curbing the cost of insurance besides expanding consumer rights and protection. One of the main changes that the Insurance Bill will make in the health care sector is the development of health insurance exchanges. Such online platforms enable consumers to shop for insurance policies at competitive rates. All the insurance policies must provide services that will cover the services provided in ten essential health benefits. Individuals with pre-existing conditions will not be excluded, and insurance companies will not drop those falling sick (Laham, 2004).

Pros and Cons of the bill

There are numerous advantages of implementing the Health Insurance Bill. The first advantage is the prevention of diseases through doctor recommended lifestyle changes and early detection. This preventative measure will ensure that citizens are healthy besides saving money on the expenses needed to treat various diseases. In most cases, the less privileged people are unable to visit health care centers for regular pre-emptive visits. This results in more sickness and increased health care costs. The health industry will in turn incur massive losses from treating individuals without the collection of payment (Boychuk, 2008).

Secondly, the provision of health insurance will make individuals have some peace of mind. In case of a nagging problem, the individual can go to the doctor without the out-of-pocket expense. They can be checked even if it leads to diagnostic testing. If they discover that the ailment is not serious, the burden is lifted off their shoulders. Individuals without health care insurance may have symptoms persisting for years or months without knowing the cause. Such may make an individual to worry about potential health problems (Green & Rowell, 2006).

Thirdly, its adoption of the bill will result in less wastage of time. Sick people with insurance covers can take a sick-day leave, visit a doctor, and receive treatment as fast as possible. This is an advantage….....

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