Obama Universal Healthcare Vs. Truman Thesis

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The most controversial aspect of the plan was the proposed national health insurance plan. In the November 19th address, President Truman called for the creation of a national health insurance fund, to be run by the federal government. This fund would be open to all Americans, but would remain optional. Participants would pay monthly fees into the plan, which would cover the cost of any and all medical expenses that arose in a time of need. The government would pay for the cost of services rendered by any doctor who chose to join the program. In addition, the insurance plan would give a cash balance to the policy holder to replace wages lost due to illness or injury (Truman Library).

Obama's Universal Healthcare Proposal

The Obama-Biden plan provides affordable, accessible health care for all Americans, builds on the existing health care system, and uses existing providers, doctors and plans to implement the plan. Under the Obama-Biden plan, patients will be able to make health care decisions with their doctors, instead of being blocked by insurance company bureaucrats. Under the plan, if you like your current health insurance, nothing changes, except your costs will go down by as much as $2,500 per year (Organizing for America: Healthcare).

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If you don't have health insurance, you will have a choice of new, affordable health insurance options. It requires insurance companies to cover pre-existing conditions so all Americans regardless of their health status or history can get full benefits at fair premiums.

The plan will establish a National Health Insurance Exchange with a range of private insurance options as well as a new public plan based on benefits available to members of Congress that will allow individuals and small businesses to buy affordable health coverage (Organizing for America:).

Employer contributions will be fairer by requiring large employers that do not offer coverage or make a meaningful contribution to the cost of quality health coverage for their employees to contribute a percentage of payroll toward the costs of their employees health care.

The plan will lower drug costs by allowing the importation of safe medicines from other developed countries, increasing the use of generic drugs in public programs and taking on drug companies that block cheaper generic medicines from the market.

It will require coverage of preventive services, including cancer screenings, and increase state and local preparedness for terrorist attacks and natural disasters. (Organizing for America:)......

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https://www.aceyourpaper.com/essays/obama-universal-healthcare-truman-22682
   

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