Responses to Crisis and Disaster With Housing Essay

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FEMA's (2009) National Disaster Housing Strategy reveals the complexities surrounding housing recovery support functions (RSF) and their attendant agencies. One of the core goals of disaster response is meeting the needs of affected populations especially with regards to housing, which can be extremely difficult in times when resources are limited or cut off and when infrastructure has been damaged or demolished. Due to the range of issues facing effective disaster recovery, multiple agencies will be involved with the housing RSF.

Local governance, insurers, FEMA and other federal agencies, small business organizations, and long-term non-governmental recovery groups may each play a role in post-disaster housing strategies (Phillips, 2009). These same groups, agencies, and stakeholders may be involved in disaster prevention efforts. The list of agencies that may be involved in housing RSF shows that needs and interests are generally focused on similar recovery goals, but that competing interests are inevitable. At the core, individuals, households, and communities seek basic needs at a fundamental level. Yet overarching agencies are attending to pragmatic concerns like resource and cost management.

Complicating disaster recovery needs are the competing interests of these agencies, but also competing interests of individuals, families, and communities. Therefore, it may be helpful to point out key case studies that highlight challenges and opportunities in housing RSF. In countries like Cameroon, which have weak infrastructure and generally poor macroeconomic situations, disaster relief and recovery efforts will be stymied by lack of institutional supports and infrastructure (Bang & Few, 2012).

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Yet as Zhang & Peacock (2010) note, aiding local populations during the critical phases of housing RSF can help promote the general welfare during long-term recovery efforts. This is why small business development organizations frequently play a major role in disaster recovery. Especially when infrastructure is weak, but in all situations, small businesses can be cornerstones in assisting local populations.

The list of agencies that play a role in American disaster recovery and housing RSF include those that are related to insurance, which might not be the case in developing nations. Insurers have certain motives that are not necessarily humanitarian in nature. For this reason, non-governmental and governmental agencies ensure human rights advocacy. Insurers provide some financial assistance in critical times of need and do frequently interact with government and non-governmental organizations. However, ultimately insurers look out for their own best interests and their needs must be balanced and kept in check by….....

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