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The network economy is unique in that it combines the value inherent in both intangible information and tangible commodities. For example, all digitized data must be sent along cables and through motherboards. The authors offer real-world examples, Continue Reading...
Demand Elasticity of Gasoline
With gas prices across the country reaching record levels today, understanding the theory of demand elasticity of gasoline has assumed new importance for policymakers and consumers alike. To help understand what motiva Continue Reading...
Mortgage Fraud
If a rash of armed bank robberies swept across America next year, and if in these robberies criminals absconded with $30 billion dollars, one may be certain that a public panic would ensue. The banking system would likely be changed f Continue Reading...
Persuasive Essay: Adopting Cryptocurrencies for a Secure Financial FutureIntroductionEver since the Great Financial Crisis of 2008, people have been wondering how they can protect their wealth. With fiat currency like the US dollar (USD) in the hands Continue Reading...
Epidemiological Analysis of Obesity
As a result of increasingly sedentary lifestyles and poor nutritional choices, an increasing number of consumers are gaining weight and obesity has reached epidemic levels in many countries. Although the social a Continue Reading...
Globalization profoundly alters relationship global North South
The international exchange and integration of economies, societies, cultures, and governing policies play host to the worldwide phenomenon known as globalization. Countries interact th Continue Reading...
Give me that which I want, and you shall have this which you want, is the meaning of every such offer" (Smith, 1776, p. 118-119).
The unintentional consequence is thee same as it was before: an increasingly respectable and thriving nation, one so m Continue Reading...
The only ones who will gain from these measures are the CEOs, managers, and Board of Directors. Shareholders will suffer through the actions of the few. Due diligence will be rewarded with dwindling returns for the shareholder.
Does Shareholder Val Continue Reading...
Pension Plan Being Qualified
What are the permitted pension benefit plans?
What is the problem?
What is the solution?
The end result
The paper shall first inform that when any individual chooses a pension plan he should try to choose a plan tha Continue Reading...
Property Assessment Appeals (Canada)
Property assessment appeals in Canada
Orientation
Google 'Property Assessment Appeals in Canada' and one of the first links which appears is from Colliers International Property Tax Services. On its website, Co Continue Reading...
The following hypotheses are proposed to focus the research:
Ho: There is no relation between investors' level of knowledge of derivatives hedging and their perceptions of asset managers' strategies.
H1: Investors with high levels of knowledge of Continue Reading...
Direct investment / Political risk
A distinction between the project and parent perspectives when capital budgeting in a global situation
There are two different viewpoints in capital budgeting known as project and parent. The project is a locally Continue Reading...
Marxian critique of capitalism focuses on the private ownership and control of social means of production -- factories, farms, fisheries, forests, and their accumulated representations, financial capital. Capital is the product of the collective prod Continue Reading...
Socially Innovative and Socially Responsible Commerce: Examination of Carbon Tax in Australia
In a November 8th 2011 report in the Australian Times it is reported that as the final hurdle to carbon emission tax was cleared by the Federal Government Continue Reading...
Business 315 and Analyzing Direct Costs
Analyzing Costs
It is crucial for an organization to properly calculate semi-variable costs in order to allocate indirect and direct costs. These costs govern over direct materials, which are "materials that Continue Reading...
The increase in profits (at certain points) highlights the overall risks vs. rewards, as they can see substantial growth of 5% each year. Moreover, the performance of various strategies used in management of hedge funds experienced a greater feat, d Continue Reading...
ABC Supermarket PLC
Case Analysis
Ratio Analysis
The results of ABC Supermarket's financial performance are very different from the comments shared by the Chairman in the 2009 Annual report. Based on the evaluation below, the company's cash, profi Continue Reading...
Final rules will determine the effective date. In response to a request by ABA and other trade associations, on November 24, 2004, the banking agencies and the Federal Trade Commission wrote that institutions do not have to comply with those FACTA p Continue Reading...
It is highly unlikely that they would become involved with illegal activities knowingly. However, the complicated nature of compliance risk and the high expectations within the banking industry make it possible that some legal manner might be overlo Continue Reading...
Forming a Bank Holding Company - Structure, Governance, and Regulations
Understanding Banks
Forming and Expanding a Bank Holding Company
Financial Holding Company Requirements
BHC Regulations
Capital Building Options for Bank Holding Companies
Continue Reading...
For there to be an a priori sexual origin, people would be born with a sexual orientation and culture would have no impact in shaping people's sexual identity. To this end, a gay male in the 19th century would be exactly the same as a gay male in th Continue Reading...
According to Kelly and Ransom (2000), by state law, Trenton, like other cities in New Jersey, is not allowed to increase its annual budget by more than 3.5% per year absent a referendum that approves such larger increases. For the state capital, Kel Continue Reading...
The lenders loan funds to the lessor but look to the credit of the lessee and the equipment value in the event of default. In other words, the lending is non-recourse as the lessor is not responsible to repay the loan in the event of default. The le Continue Reading...
" (Kinnunen, 2004) the work of Kaplan and Schroar (2003) states findings that the past performance is highly relative to capitals flows to private equity funds.
The work of Mishra, Kemmerer, and Shenoy entitled: "Managing Venture Capital Investment Continue Reading...
While many banks are closing branches, that is not necessarily the best strategy for banks attempting to stay close to their customers.
Transaction costs: Of course all banks want to reduce transactions costs, but how many look at their customer's Continue Reading...
Marine Insurance
The concept of Marine insurance is something that has been developing at a fast rate of late. (Marine Insurance: Barlow, Lyde and Gilbert) What exactly is insurance and how long has the concept been recognized? Insurance can be defi Continue Reading...
Liberalism1: Chapters 1-3IntroductionThe Industrial Revolution changed the rules of the game in England in the 19th century. Zevin shows that the aristocracy had ruled in the past; but by the 1840s, a new order had emergedone in which a rising middle Continue Reading...
Evolution of Cleaner Production
Over the last several years, cleaner production has been continually evolving. This is because of shifting regulatory requirements and a focus on utilizing chemicals which are considered to be environmentally friendly Continue Reading...
Integration - Causal Chains and Strategy SLP
The balanced scorecard approach is a useful tool, applicable to most organizations for identifying strategic action plans. One of the most important advantages for a balanced scorecard is that it is able Continue Reading...
Justice and Security
Free Balance in the Administration of Justice and Security
Justice and Security policies have always been at the center of international politics, but their nature has changed due to the advent of nuclear weapons and their prol Continue Reading...
g = Growth rate in dividends
DPS = Cathay Bank has a dividend of $0.010
Ks = 6% + (6.8%) * 1.0 = 12.8% (we employ a Beta of 1 since it should be the same as the one used for the market during period of stable growth)
g = 5.53% (3.53% inflation + Continue Reading...
These VPs and directors are different than mutual fund managers, as the latter are more focused on how to create more effective funds to manage. The lifecycles of a successful mutual find, 401K or Keogh plan is often indefinite.
How different Issue Continue Reading...
Fraser Inn
Case Analysis: The Fraser Inn
According to Brian Anderson, it will be easier to determine all that is needed for the business once it is up and running. While that may be acceptable for small, home-based, inexpensive business ventures, i Continue Reading...
Compensation in Wachovia Bank's Base Employee Tier
Bank Teller Pay
Compensation in Wachovia Bank's Base Employee Tier
Banking Industry Practices
Retention Rates for Tellers
Opportunity Cost for Promotion
Enabling Cross-Selling
Consideration of Continue Reading...
Financial Markets & Institutions," author Dr. Marlanda English outlines the sectors of the financial services industry from the perspective of what you need to know in order to invest wisely. English begins by first identifying the primary secto Continue Reading...
Third is a series of passwords and personal information chosen by the customer. On top of this they guarantee customers that if they are victims of fraudulent activity on their Egg accounts, any losses are covered in full. "This has never happened," Continue Reading...
Stephen Rushing (461-35-0813)
The five-years between 1997 and 2002 were a financial and emotional roller coaster for me - a true rags-to-riches-to-rags journey of self-discovery. Almost overnight, my life was transformed from that of a typical under Continue Reading...
Business -- Human Resources
Personal Financial Advising
Personal financial advisors review the financial needs of people and help them with investments, tax laws, and insurance decisions. Advisors help their clients recognize and plan for both long Continue Reading...
The rates of reduction of these cases were noted to be about 20% per year as from 2004 when the standards were introduced (UK Payments Administration LTD 2009). The exact phenomenon observed is as indicated in Appendix A.
Mechanism
The mechanism i Continue Reading...
College Students Need Personal Finance Education
Often, the twenty-first century is referred to as the "Information Age." With a few keystrokes, a large percentage of individuals on the planet is able to access incalculably large databases containin Continue Reading...