Experience Modification Factor
2016). The lack of return to work programs and initiatives has contributed to the high modification factor. This is largely due to the fact that for the organization, the temporary disability is charged in their experience rating system. Therefore, this implies typically, that one employee being given two-thirds remuneration on a transitory disability benefit will cost the organization about two to three times his or her salary. The lack of such programs and initiatives costs money to the organization, thereby increasing the experience modification factor (Ceplenski, 2014). Explain the benefits of an effective return to work program and explain how this may positively impact the injured workers and the organization Return to Work programs are purposed and designed to… Continue Reading...