Transitioning Youth Foster Care Children Research Paper

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Total Length: 1240 words ( 4 double-spaced pages)

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D., further discusses the social implications of foster care on the overall financial education and life-skill ability of aged out foster care children. According to his research, the average income of an aging-out youth is less than $6,000, which is drastically less than the federal poverty amount of $7,890. This author proposes that the only means of ending the cycle and allowing foster care children the opportunity to gain the necessary financial knowledge is through government funded job and life-skills programs that prepare these children to enter the real world.

Unfulfilled Promise: The Dimensions and Characterics of Philadelphia's Dropout Crises

This report by Ruth Neild and Robert Balfanz further emphasizes the need for high school retention rates among foster care children. According to this report, it can be predicted whether a student will drop out of high school, the primary institution where financial education is given, by their 8th grade year. The most common factor is receiving a failing grade in either math or English. With this knowledge, it is clear that those in the foster care system must be closely studied and interventions utilized to ensure they remain in school where this education can be achieved.

Preparing Our Kids for Education, Work and Life

According to this report by the Boston Foundation, the single most advantageous way to provide financial education for aging out children is through economic opportunities during their high school years. Specifically, a high school job provides the children with a taste of independence and a self-motivating means of learning responsibility and wise economic planning.

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The primary discouraging economic factors for aging out youth and the primary reason that many do not transition to college, is their need for transportation and housing, both of which can be unattainable without responsible financial planning on the part of the foster care home during high school.

Life After Foster Care

This article by Finessa Ferrell discusses government attempts to improve the financial outcome and financial knowledge of foster care children. The John C. Chaffee Foster Care Independence Program seeks to empower state foster care systems by doubling funding for financial education. According to her research, more than two-thirds of high school seniors lack basic understanding of money management regardless of taking proper coursework in high school. According to Ferrell, the solution is to provide hands-on experience through an actual checking and savings account for the student while working a high school job.

Conclusion

After a review of the available literature, it is clear that the only way to give foster care children the financial literacy and financial preparedness necessary for life on their own is through getting their hands dirty and giving them direct life experience. A high school education and diploma or GED are important for securing a stable entry-level job and teaching the children about basic work ethic. Working a high school job and being held accountable for saving and spending their money responsibly ensures experience that will last throughout adulthood. Finally, programs that assisted foster care children in securing housing and transportation ensured a safe living environment and necessary stability for success.

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