Ethical and Legal Perspectives in Case Study

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It might also involve taking a simple approach to save cash rather than initiating appropriate strategies to increase profits, this is unjust. Increasing premiums despite increasing profit margins at the expense of more uninsured people, as they cannot afford the rise is unjust. Injured patients who are loaded with the expenses of avoidable damage or compelled to sue indeed, when there is no carelessness is unjustifiable to both physicians and patients.

Integrity

Integrity is the acting and speaking in congruence with professional values and ethics. Integrity is founded on the principle of honesty. It demands totality of actions and words. It partially adheres to a client's core values indicating a compromise of integrity. However, complete integrity is ideal. Health insurance managers tend to fall short of acting with integrity in their daily relationships with insurance applicants. Nevertheless, part of their integrity requires that they do fall short and constantly seek ways to move close to complete integrity with those qualities (Cassens, 2012).

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Conclusion

Health insurance companies must adhere to individual, federal, and state practice laws and rules while performing their daily duties. Companies operating within the health insurance industry ought to follow the AMA code of ethics for ethical and legal issues in this practice. It is an integral part of a manager's duties to help the company avoid malpractice claims and lawsuits by insurance applicants. For effective performance, the health insurance company must adhere to the OSHA regulations for safety practices. The company must meet QA and QC guidelines for all tests and insurance coverage. It is the responsibility of the health insurance company to follow HIPAA provisions to make sure patient confidentiality and privacy of records are orderly and easily accessible. The insurer must accompany the AAMA Code of Ethics for therapeutic Lawful and Ethical Issues in Medical Practice; Including HIPAA 57 associates (Sandel, 2007)......

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