A secondary mortgage market permits mortgage originators to be more responsive to dynamic mortgage demand and to lower mortgage rates for some homeowners when mortgage demand is higher. According to Koppell (2001):
Government-sponsored enterprises Continue Reading...
The judge must choose a sentence from within the guideline range unless the court identifies an aggravating or mitigating circumstance that was not adequately considered by the Sentencing Commission. In mandatory minimum drug cases, judges can depar Continue Reading...
Desiccation Tolerance in Prokaryotes
Water is very important for life. Indeed, the processes of life, both external and internal even, at the cellular and the molecular level, are governed by water. Without water, most living organisms suffer from w Continue Reading...
economic, social, and moral changes in America since the end of World War II
Since the end of World War II, the American people have seen an extraordinary change in the economic, social and moral priorities of the nation and its people. Three genera Continue Reading...
According to Brech, these trends do not leave much time -- or money -- available for dining at full-service restaurants. In this study, the respondents "reported their families ate at cafeterias, family or chain restaurants, or fine dining restauran Continue Reading...
Askov points out that many adults returning to the educational system after failing to meet its standards will not succeed in a system that is built upon the same ideals. Race, class, gender, and corresponding power structures also play into how edu Continue Reading...