Discuss the asymmetric informational problem that arises in the case of hourly loan officers issuing loans. Propose at least two proposals to minimize these concerns. One of the primary reasons that so many home loans were issued in recent years to Continue Reading...
S. General Accounting Office (GAO) estimates' in 1991 stated that nearly 30% of those incarcerated had used drugs daily in the month before committing the offense for which they were in prison. By the year 2003 there were approximately 6.9 million in Continue Reading...
With corporate profits at an all- time high, the "annual $92 billion in direct and indirect subsidies to businesses and private-sector corporate entities" (Slivinski, S. May 14, 2007) would provide the funding necessary to implement the proposal. P Continue Reading...
Negative Effects of California's Proposition 13 on Infrastructure California's Proposition 13, officially known as the People's Initiative to Limit Property Taxation, was enacted in June 1978 in response to soaring property taxes (Chapman 1998). As Continue Reading...
The fair / unfair distribution of school resources. In 2000, the ACLU filed suit (Williams et al. v. State of California et al.), claiming that the obligation of the state to provide all students with "basic educational necessities" was not fulfill Continue Reading...
(Restructuring California's School Finance System) The requirement of funds that the schools necessitate is also a matter of controversy attracting the attention of courts in California. The ACLU filed a writ petition of Williams et al. Vs. State of Continue Reading...
Texas Prison Reform: A Success Story Government The prison population in the United States experienced an unprecedented expansion between the 1970s and the end of the first decade of the 21st century (Editorial Board, 2013). Beginning with a prison Continue Reading...
California's Educational Funding: Tragedy or Equity? When attempting to determine whether the method and amount of public fund distribution is equitable within any school system, several factors are always considered. In the case of California, whi Continue Reading...
Spain's Missionary Efforts In North American On Public Policy towards Volatile Movements Spain's missionary efforts in North American Spanish missions were something that was planned Spain. All of this took place during the 15th centuries and the Continue Reading...
Monopolies and Trusts: Appropriate Areas for Government Intervention? Capitalism is the economic system that has dominated the United States virtually since the day of its independence. A social and economic system based on the recognition of indiv Continue Reading...
Policy Problem & Proposal Policy Problem The United States faces a $1.4 trillion national deficit, and partisan debate about how to address it is threatening economic stability on top of the shaky "recovery" from the 2009 financial crisis. Yet Continue Reading...
Inconsistent evaluation methods between public, private, and charter schools, as well as the ever-present problems with whether or not achievement is actually measured accurately by standardized test scores, are two issues that must be taken into ac Continue Reading...
Petersburg, would not discuss in detail SRI's other work for agencies such as Special Operations Command, but said he hopes this work eventually will amount to a $36.5-million Navy contract. U.S. Rep. Bill Young, R-St. Petersburg, who has used his c Continue Reading...
This sentiment is echoed by a lot of supporters of merit pay who believe the way teachers are paid and how much they are paid must differ if districts are to attract a new cohort of teachers" (Drevitch, 2006). Some of the biggest disputes against m Continue Reading...
" (Bissessar, nd) the evidence showed, however "that the choice of 'new' methods of management had become a regional fad. Indeed the universality of NPM could not be disputed." (Bissessar, nd) New Public Management had been introduced in many countri Continue Reading...
According to Majchrzak (1984, p. 55), variables can have a range of focal points; from the very wide to the very narrow. Economic stability is an example of a variable with a wide focus, while preschool IQ scores is an example of a narrowly focused Continue Reading...
Evolution of the Violent Crime Control and Law Enforcement Act of 1994 Most Americans regard the Violent Crime Control and Law Enforcement Act of 1994 as the most comprehensive and far-reaching anti-crime bill in the country's history. The Act, whic Continue Reading...
In 2005, the average population density was 89 persons per square mile, and the majority of the population is located in southern California, the San Francisco Bay area, and the Central Valley (MSN Encarta, 2006). The sections below examine the geog Continue Reading...
Obesity in Los Angeles County The United States, while being one of the most technologically developed countries in the world, is not a healthy nation. Typically, when we think of disease pandemics we think of things like Swine Flu, Ebola, Lyme dise Continue Reading...
In the shifting views about the health effects of marijuana, there is a general trend for states to relax the rules around this substance across the nation. Some states have already lifted the ban against marijuana for recreational purposes. The stat Continue Reading...
Studies here included in this set are evaluations of large multisite and single site after school programs; evaluations of school- and community-based models; evaluations assessing a narrow to a broad range of outcomes; key developmental research st Continue Reading...
Proposition #209 in California The preponderance of evidence suggests that the passage of Proposition #209 had no significant impact on government or business..." In California, is likely two-thirds true, albeit it's difficult to quantify given the Continue Reading...
Immigration on U.S. Crime Rates Immigration in the United States of America Structure of Immigration Impact of Immigration on the Crime rates of the United States of America Conclusion and Policy Implications Immigration Structure in 1970 Immi Continue Reading...
history from 1865 to the present day. To focus the research, select six subtopics (specific events or developments related to the topic, separated in time); three from before 1930 and three from after. Immigrants There are more than 50 million imm Continue Reading...
2 million of the 2.5 million wage-earning farm-workers live here illegally (Murphy 2004). That accounts for a lot of cheap labor, and many claim that without it fruit and vegetables would rot in the fields, toddlers would be without nannies, linens a Continue Reading...
The public face of stigma involves the general public's negative beliefs, feelings and behaviours directed toward those with a stigma" (¶ 4). Public stigma may contribute to a cycle of poverty by: a) Employers discriminating against obese indiv Continue Reading...
The percentage of days a student was absent was the strongest negative predictor, however, of poor reading performance. Class size was another important factor in influencing reading achievement, especially amongst ESL students in the elementary gra Continue Reading...
While it is so that more experience tends to correlate with better experience, this only holds for about three years of experience, after which the correlation becomes more level with less teaching experience. One possible reason for this, according Continue Reading...
Interaction between SES and College Performance Zwick, R. & Himelfarb, I. (2011). The effect of high school socioeconomic status on the predictive validity of SAT scores and high school grade-point average. Journal of Educational Measurement, 48 Continue Reading...
This is expected in American culture, indeed, the fact that we speak of generations, as in Generation Y or Generation X, the Greatest Generation, indicates how it is normalized for children to ally with their peers in their social habits and attitu Continue Reading...
In a world that favors early adopters and revolves around the latest technology, individuals will be better served if they continue to seek out learning opportunities after their formal education has ended. Local governments and communities should p Continue Reading...
Expecting the American voters to decide what is the best way to handle the situation under such circumstances is obviously unreasonable. Advocates on both side of the issue predict dramatic change if the illegal immigration situation would suddenly Continue Reading...
A living wage is intended to provide a certain minimum level to sustain life and to push toward the abolition of poverty. It is also based on the vie that money can be saved by the city if the city does not have to provide certain health and other s Continue Reading...
Policy Analysis -- Gang activity in New York City Identification of a problem Nowadays the American society is facing a pool of problems and this pool includes the well-known issue of gang activity, i.e. A group of people targeting innocent people Continue Reading...
S. federal government: Unhappy with loss of 'face' in dealing with Japan internationally as well as revenue loss due to trade complications regarding agricultural products and other goods California residents: Damaged by loss of revenue and possible Continue Reading...
The problems with the budget are said to arise from politicians who are unable to make difficult decisions. The problem with these laws is that they do not explicitly force politicians to make those decision. GRH provides targets for the politicians Continue Reading...
Counter Attendants- Counter Attendants are people who work in cafeteria, coffee shops or food concessions and serve food to their clientele. The job is quite exhausting particularly for women as they need to stand long hours at the counter in shops Continue Reading...
Charter Schools vs. Public Schools A Critical Analysis Options for Families Diversity Opportunities for Innovation Competition Fiscal Inefficiency High Turnover of the Teachers Control & Accountability The given research paper is an atte Continue Reading...
The necessity to safeguard intelligence information from parochialism and political pressures will be a strong argument in promoting a centralized and strong capability. This is contrary to leaving decisions that affect critical intelligence relate Continue Reading...
